Helping you find the best interest rates

I source interest rates from all the banks, so you don't have to. Walter.
Here are South Africa's best fixed deposit interest rates
  • Earn up to 9.94% interest if you invest in a 5 year fixed deposit
  • fixed deposits give you a fixed interest rate until maturity
  • the longer you invest, the more you earn
  • Check out my latest summary here
Bank Term Nominal
African Bank
 5 year 9.94%
SA Retail Bonds
 5 year 10%
African Bank
 5 year 9.57%
View July's fixed deposits summary
Here are South Africa's best notice account interest rates
  • a notice account does not give you immediate access to your money.
  • you will have to give 7, 32, 60 or 90 day notice to the bank before you can access your money
  • however, banks will reward you with better interest rate on their notice deposit accounts compared to their savings accounts
  • Check out my summary on notice accounts here
Bank Term Nominal
Access Bank Plc
32 day 7.8%
Nedbank 32 day 7.8%
Investec 32 day 7.75%
View July's notice accounts summary
July's best fixed deposit interest rates at a glance...
Best fixed deposit rates by term
3 month
7.73%
6 month
7.93%
1 year
8.65%
2 year
8.65%
3 year
8.75%
5 year
9.94%
See all fixed deposit rates updated 1st July 2025
Calculators
Fixed deposit calculator
Calculate how much interest you can earn on fixed deposits for your age and investment amount
updated 1st July 2025
Notice account calculator
Find out how much interest you can earn using my notice account calculator
updated 1st July 2025
Tax calculator
Calculate how much tax you need to pay on your interest earned
using latest SARS tax tables
Direct comparisons
Who offers better interest rates?
updated 1st July 2025
Who offers better interest rates?
updated 1st July 2025
Who offers better interest rates?
updated 1st July 2025
Latest reviews