Here are the best notice account interest rates in South Africa | October 2026

this page summarises the best 7-day, 32-day, 60-day and 90-day notice deposit interest rates in South Africa
a notice account does not give you immediate access to your money. You will have to give 7, 32, 60 or 90 day notice to the bank before you can access it.
however, banks will reward you with better interest rate on their notice deposit accounts compared to their savings accounts.
all interest rates for these notice deposit accounts were last updated 2nd October 2026. All are nominal interest rates
PS check out the notice account calculator if you are looking for a specific amount to invest

What are the best 7-day notice account interest rates currently offered in South Africa?

last updated 2nd October 2026 by Walter

#	Bank	Min Age	Min Deposit	Nominal
1	Investec Investec 7-Day Notice Deposit	18	R1k	7.25%
2	Absa Absa Notice Select 7 Day	18	R10m	7.1%
3	Absa Absa Notice Select 7 Day	18	R1m	7.08%
4	African Bank 7 Days Notice	18	R1m	7.02%
5	Absa Absa Notice Select 7 Day	18	R250k	7%
6	African Bank 7 Days Notice	18	R250k	6.98%
7	African Bank 7 Days Notice	18	R100k	6.93%
8	Absa Absa Notice Select 7 Day	18	R50k	6.9%
9	Bank Zero Bank Zero Notice	18	R1m	6.85%
10	Absa Absa Notice Select 7 Day	18	R25k	6.82%

The best 7-day notice account interest rate in South Africa is 7.25% offered by Investec. You will need a minimum account balance of R1k to get this interest rate. Absa has the second best 7-day notice deposit interest rate in South Africa at 7.1%.

PS All these rates were last sourced 2nd October 2026. All rates are nominal interest rates.

Not everyone has a R1k bank account balance to get the highest interest rate. See what the best 7-day interest rate is for the below balances:

What are the best 32-day notice account interest rates currently offered in South Africa?

last updated 2nd October 2026 by Walter

#	Bank	Min Age	Min Deposit	Nominal
1	Nedbank 32Day Notice	18	R500k	7.8%
2	Investec Smart Rate Plus Notice Deposit	18	R100k	7.75%
3	Nedbank 32Day Notice	18	R250k	7.75%
4	Capitec 32-day notice interest rate (%)	18	R1m	7.6%
5	Bidvest 32 Day Notice	18	R1m	7.5%
6	Capitec 32-day notice interest rate (%)	18	R250k	7.5%
7	Absa Absa Notice Select 32 Day	18	R10m	7.45%
8	Bidvest 32 Day Notice	18	R5k	7.45%
9	Discovery 32 day notice Savings Account	18	R1	7.45%
10	Fnb 32 Day Notice	18	R1m	7.45%

The best 32-day notice account interest rate in South Africa is 7.8% offered by Nedbank. You will need a minimum account balance of R500k to get this interest rate. Investec has the second best 32-day notice deposit interest rate in South Africa at 7.75%.

PS All these rates were last sourced 2nd October 2026. All rates are nominal interest rates.

Not everyone has a R500k bank account balance to get the highest interest rate. See what the best 32-day interest rate is for the below balances:

What are the best 60-day notice account interest rates currently offered in South Africa?

last updated 2nd October 2026 by Walter

#	Bank	Min Age	Min Deposit	Nominal
1	Investec Smart Rate Plus Notice Deposit	18	R100k	7.8%
2	Discovery 60 day notice Savings Account	18	R1	7.5%
3	Standard Bank Notice Deposit	18	R1m	7.47%
4	Standard Bank Notice Deposit	18	R100k	7.03%
5	Standard Bank Notice Deposit	18	R20k	6.92%
6	Access Bank Plc 60 Day Notice	18	R0	6.25%
7	Access Bank Plc 60 Day Notice	18	R25k	6.25%
8	Access Bank Plc 60 Day Notice	18	R1m	6.25%
9	Access Bank Plc 60 Day Notice	18	R5m	6.25%
10	Standard Bank Notice Deposit	18	R5k	6.2%

The best 60-day notice account interest rate in South Africa is 7.8% offered by Investec. You will need a minimum account balance of R100k to get this interest rate. Discovery has the second best 60-day notice deposit interest rate in South Africa at 7.5%.

PS All these rates were last sourced 2nd October 2026. All rates are nominal interest rates.

Not everyone has a R100k bank account balance to get the highest interest rate. See what the best 60-day interest rate is for the below balances:

What are the best 90-day notice account interest rates currently offered in South Africa?

last updated 2nd October 2026 by Walter

#	Bank	Min Age	Min Deposit	Nominal
1	Investec Smart Rate Plus Notice Deposit	18	R100k	7.9%
2	Discovery 90 day notice Savings Account	18	R1	7.55%
3	African Bank 90 Days Notice	18	R250k	7.26%
4	African Bank 90 Days Notice	18	R1m	7.26%
5	Investec Top5 Optimiser	18	R100k	7.16%
6	African Bank 90 Days Notice	18	R100k	7.07%
7	African Bank 90 Days Notice	18	R25k	6.88%
8	Access Bank Plc 90 Day Notice	18	R0	6.25%
9	Access Bank Plc 90 Day Notice	18	R25k	6.25%
10	Access Bank Plc 90 Day Notice	18	R1m	6.25%

The best 90-day notice account interest rate in South Africa is 7.9% offered by Investec. You will need a minimum account balance of R100k to get this interest rate. Discovery has the second best 90-day notice deposit interest rate in South Africa at 7.55%.

PS All these rates were last sourced 2nd October 2026. All rates are nominal interest rates.

Not everyone has a R100k bank account balance to get the highest interest rate. See what the best 90-day interest rate is for the below balances: