Here are the best notice account interest rates in South Africa | August 2025
- this page summarises the best 7-day, 32-day, 60-day and 90-day notice deposit interest rates in South Africa
- a notice account does not give you immediate access to your money. You will have to give 7, 32, 60 or 90 day notice to the bank before you can access it.
- however, banks will reward you with better interest rate on their notice deposit accounts compared to their savings accounts.
- all interest rates for these notice deposit accounts were last updated 4th August 2025. All are nominal interest rates
- PS check out the notice account calculator if you are looking for a specific amount to invest
What are the best 7-day notice account interest rates currently offered in South Africa?
last updated 3rd August 2025 by Walter
| # | Bank | Min Age | Min Deposit | Nominal |
|---|---|---|---|---|
| 1 | Capitec | 18 | R250k | 7.25% |
| 2 | Investec | 18 | R1k | 7.25% |
| 3 | Absa | 18 | R10m | 7.15% |
| 4 | African Bank | 18 | R100k | 7.02% |
| 5 | Bank Zero | 18 | R1m | 6.85% |
| 6 | Fnb | 18 | R250k | 6.3% |
| 7 | Standard Bank | 18 | R1m | 5.52% |
The best 7-day notice account interest rate
in South Africa is 7.25% offered by Capitec. You will need a minimum account balance of R250k to get this interest rate. Investec has the
second best 7-day notice deposit interest rate
in South Africa at 7.25%.
PS All these rates were last sourced 3rd August 2025. All rates are nominal
interest rates.
Not everyone has a R250k bank account balance to get the highest interest rate. See what the best 7-day interest rate is for
the below balances:
What are the best 32-day notice account interest rates currently offered in South Africa?
last updated 3rd August 2025 by Walter
| # | Bank | Min Age | Min Deposit | Nominal |
|---|---|---|---|---|
| 1 | Nedbank | 18 | R500k | 7.8% |
| 2 | Access Bank Plc | 18 | R5m | 7.55% |
| 3 | Capitec | 18 | R250k | 7.55% |
| 4 | Investec | 18 | R100k | 7.5% |
| 5 | Investec | 55 | R100k | 7.5% |
| 6 | African Bank | 18 | R100k | 7.49% |
| 7 | Bidvest | 18 | R1m | 7.4% |
| 8 | Absa | 18 | R10m | 7.3% |
| 9 | Discovery | 18 | R1k | 7.2% |
| 10 | Fnb | 18 | R1m | 7.2% |
The best 32-day notice account interest rate
in South Africa is 7.8% offered by Nedbank. You will need a minimum account balance of R500k to get this interest rate. Access Bank Plc has the
second best 32-day notice deposit interest rate
in South Africa at 7.55%.
PS All these rates were last sourced 3rd August 2025. All rates are nominal
interest rates.
Not everyone has a R500k bank account balance to get the highest interest rate. See what the best 32-day interest rate is for
the below balances:
What are the best 60-day notice account interest rates currently offered in South Africa?
last updated 3rd August 2025 by Walter
| # | Bank | Min Age | Min Deposit | Nominal |
|---|---|---|---|---|
| 1 | Access Bank Plc | 18 | R5m | 7.75% |
| 2 | African Bank | 18 | R250k | 7.73% |
| 3 | Investec | 18 | R100k | 7.65% |
| 4 | Investec | 55 | R100k | 7.65% |
| 5 | Discovery | 18 | R1k | 7.3% |
The best 60-day notice account interest rate
in South Africa is 7.65% offered by Access Bank Plc. You will need a minimum account balance of R5m to get this interest rate. Investec has the
second best 60-day notice deposit interest rate
in South Africa at 7.55%.
PS All these rates were last sourced 3rd August 2025. All rates are nominal
interest rates.
Not everyone has a R5m bank account balance to get the highest interest rate. See what the best 60-day interest rate is for
the below balances:
What are the best 90-day notice account interest rates currently offered in South Africa?
last updated 3rd August 2025 by Walter
| # | Bank | Min Age | Min Deposit | Nominal |
|---|---|---|---|---|
| 1 | Access Bank Plc | 18 | R5m | 7.75% |
| 2 | African Bank | 18 | R250k | 7.73% |
| 3 | Investec | 18 | R100k | 7.65% |
| 4 | Investec | 55 | R100k | 7.65% |
| 5 | Discovery | 18 | R1k | 7.3% |
The best 90-day notice account interest rate
in South Africa is 7.75% offered by Access Bank Plc. You will need a minimum account balance of R5m to get this interest rate. African Bank has the
second best 90-day notice deposit interest rate
in South Africa at 7.73%.
PS All these rates were last sourced 3rd August 2025. All rates are nominal
interest rates.
Not everyone has a R5m bank account balance to get the highest interest rate. See what the best 90-day interest rate is for
the below balances: