Here are the best notice account interest rates in South Africa | November 2024

  • this page summarises the best 7-day, 32-day, 60-day and 90-day notice deposit interest rates in South Africa
  • a notice account does not give you immediate access to your money. You will have to give 7, 32, 60 or 90 day notice to the bank before you can access it.
  • however, banks will reward you with better interest rate on their notice deposit accounts compared to their savings accounts.
  • all interest rates for these notice deposit accounts were last updated 1st November 2024. All are nominal interest rates
  • PS check out the notice account calculator if you are looking for a specific amount to invest

What are the best 7-day notice account interest rates currently offered in South Africa?

last updated 1st November 2024 by Walter

# Bank Min Age Min Deposit Nominal
1
Absa
18 R1m8.15%
2
Fnb
18 R1m7.9%
3
Bank Zero
18 R1m7.85%
4
African Bank
18 R5007.49%
5
Capitec
18 R250k7.25%
6
Standard Bank
18 R1m6.52%
The best 7-day notice account interest rate in South Africa is 8.15% offered by Absa. You will need a minimum account balance of R1m to get this interest rate. Fnb has the second best 7-day notice deposit interest rate in South Africa at 7.9%.
PS All these rates were last sourced 1st November 2024. All rates are nominal interest rates.
Not everyone has a R1m bank account balance to get the highest interest rate. See what the best 7-day interest rate is for the below balances:

What are the best 32-day notice account interest rates currently offered in South Africa?

last updated 1st November 2024 by Walter

# Bank Min Age Min Deposit Nominal
1
Access Bank Plc
18 R5m8.55%
2
Nedbank
18 R500k8.55%
3
Bidvest
18 R1m8.5%
4
Investec
18 R100k8.5%
5
Investec
55 R100k8.5%
6
Sasfin
18 R20k8.5%
7
Absa
18 R10m8.3%
8
Capitec
18 R250k8.25%
9
Discovery
18 R1k8.2%
10
Fnb
18 R5m8.2%
The best 32-day notice account interest rate in South Africa is 8.55% offered by Access Bank Plc. You will need a minimum account balance of R5m to get this interest rate. Nedbank has the second best 32-day notice deposit interest rate in South Africa at 8.55%.
PS All these rates were last sourced 1st November 2024. All rates are nominal interest rates.
Not everyone has a R5m bank account balance to get the highest interest rate. See what the best 32-day interest rate is for the below balances:

What are the best 60-day notice account interest rates currently offered in South Africa?

last updated 1st November 2024 by Walter

# Bank Min Age Min Deposit Nominal
1
Access Bank Plc
18 R5m8.75%
2
Sasfin
18 R20k8.7%
3
Bidvest
18 R5k8.65%
4
Investec
18 R100k8.65%
5
Investec
55 R100k8.65%
6
Discovery
18 R1k8.3%
7
African Bank
18 R5008.19%
The best 60-day notice account interest rate in South Africa is 8.65% offered by Access Bank Plc. You will need a minimum account balance of R5m to get this interest rate. Sasfin has the second best 60-day notice deposit interest rate in South Africa at 8.65%.
PS All these rates were last sourced 1st November 2024. All rates are nominal interest rates.
Not everyone has a R5m bank account balance to get the highest interest rate. See what the best 60-day interest rate is for the below balances:

What are the best 90-day notice account interest rates currently offered in South Africa?

last updated 1st November 2024 by Walter

# Bank Min Age Min Deposit Nominal
1
Access Bank Plc
18 R5m8.75%
2
Sasfin
18 R20k8.7%
3
Bidvest
18 R5k8.65%
4
Investec
18 R100k8.65%
5
Investec
55 R100k8.65%
6
Discovery
18 R1k8.3%
7
African Bank
18 R5008.19%
The best 90-day notice account interest rate in South Africa is 8.15% offered by Access Bank Plc. You will need a minimum account balance of R5m to get this interest rate. Sasfin has the second best 90-day notice deposit interest rate in South Africa at 8.7%.
PS All these rates were last sourced 1st November 2024. All rates are nominal interest rates.
Not everyone has a R5m bank account balance to get the highest interest rate. See what the best 90-day interest rate is for the below balances: