FNB vs Sasfin

Interest rates compared

Last updated 2nd March 2025 by Walter

Introduction

This fixed deposit comparison page compares FNB interest rates to Sasfin interest rates. All the interest rates shown are sourced from the FNB and Sasfin websites, respectively. All rates shown on this page have been converted to nominal rates! This allows for a fair comparison. Rates last updated 2nd March 2025.

How do FNB fixed deposit interest rates compare to Sasfin ?

You are more likely to find better interest rates at Sasfin than FNB. Specifically, 0 out of 100 interest rates are better at FNB than Sasfin. This means you are more likely to find a better interest rate at Sasfin 100% of the time. (PS this was done by comparing all the interest rates on offer for different terms, investment amounts and age groups. Only terms which are offered by both banks are included in the comparison)

FNB
8.60%
best rate
Sasfin
7.96%
best rate

The best interest rate you can get at FNB is 8.6% for the 60-month fixed deposit. You will need a minimum deposit of R1,000,000 and be over the age of 55. Whilst at Sasfin, the best interest rate you can get is 7.96% for the 9-month fixed deposit. You will need a minimum deposit of R20,000 .

But how do interest rates at FNB compare to Sasfin across different terms and investment amounts?

6 month fixed deposit interest rates compared

FNB vs Sasfin

This table shows FNB's and Sasfin's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 6 month fixed deposit.

Investment amount FNB1Sasfin1 Winner 2
R100,000 for 18+
7.05%
7.85%
-
-414
R100,000 for 55+
7.15%
7.85%
-
-361
R100,000 for 55+
7.15%
7.85%
-
-361
R100,000 for 55+
7.05%
7.85%
-
-414
R250,000 for 18+
7.15%
7.85%
-
-903
R250,000 for 55+
7.25%
7.85%
-
-770
R250,000 for 55+
7.25%
7.85%
-
-770
R250,000 for 55+
7.15%
7.85%
-
-903
R1,000,000 for 18+
7.35%
7.85%
-
-2,600
R1,000,000 for 55+
7.50%
7.85%
-
-1,829
R1,000,000 for 55+
7.50%
7.85%
-
-1,829
R1,000,000 for 55+
7.35%
7.85%
-
-2,600
R5,000,000 for 18+
7.35%
7.85%
-
-12,998
R5,000,000 for 55+
7.50%
7.85%
-
-9,143
R5,000,000 for 55+
7.50%
7.85%
-
-9,143
R5,000,000 for 55+
7.35%
7.85%
-
-12,998
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at FNB over and above Sasfin.
    A negative amount means that Sasfin offers more than FNB.
How to read this table?

You get a 7.35% interest rate at FNB for a R5,000,000 investment in a 6 month fixed deposit (if you are older than 55). Sasfin's interest rate for the same terms is 7.85%. Over 6 months you will earn R12,998 less in interest at FNB compared Sasfin.

How do FNB interest rates compare to other banks?