Capitec Fixed-Term Savings Review for April 2026
Last updated 1st April 2026 by Walter
Introduction
The Capitec Fixed-Term Savings is a fixed deposit offered by Capitec. Unlike savings accounts, fixed deposits lock in your interest rate for the full term, giving you certainty on your returns.
This page summarises interest rates offered by Capitec Fixed-Term Savings and compares them to South Africa's fixed deposit industry average. So you can get a good idea how the interest rates offered by Capitec Fixed-Term Savings compare to other banks.
Capitec website
view official Capitec Fixed-Term Savings page
Capitec Fixed-Term Savings highlights
last updated 1st April 2026 by Walter
R10k
min deposit
6.6% - 7.6%
interest rate
6 month to 5 year
terms
18+
min age
Similar fixed deposits from other banks
| Product | Min Deposit | Rate |
|---|---|---|
| SA Retail Bonds Fixed Rates | R1 | 8.25% - 9.25% |
| TymeBank Fixed Deposit | R1 | 7.75% - 8.75% |
| Fedgroup Secured Investment (5 Years) | R1 | 8.65% |
| Investec Fixed Deposit Special | R100,000 | 6.85% - 8.58% |
| African Bank Fixed Deposit | R0 | 6.51% - 8.28% |
| Absa Dynamic Senior Fixed Deposit | R1,000 | 6.3% - 8.15% |
| Absa Dynamic Fixed Deposit | R1,000 | 6.2% - 8.05% |
| Discovery Fixed Deposit Account | R10,000 | 6.6% - 8.05% |
Check out the full
Capitec fixed deposit review for April 2026
or the
Capitec fixed deposit calculator