FNB Fixed Deposit Review for October 2026
Last updated 2nd October 2026 by Walter
Introduction
The FNB Fixed Deposit is a fixed deposit offered by FNB. Unlike savings accounts, fixed deposits lock in your interest rate for the full term, giving you certainty on your returns.
This page summarises interest rates offered by FNB Fixed Deposit and compares them to South Africa's fixed deposit industry average. So you can get a good idea how the interest rates offered by FNB Fixed Deposit compare to other banks.
FNB website
view official FNB Fixed Deposit page
FNB Fixed Deposit highlights
last updated 2nd October 2026 by Walter
R10k
min deposit
6.15% - 8.05%
interest rate
1 month to 5 year
terms
18+
min age
PS. Did you know that FNB also offers the following fixed deposits
- The FNB Senior Preferential Fixed Deposit offers interest rates 4.25% - 8.3% and accepts investments from R1,000
- The FNB Senior Fixed Deposit offers interest rates 4.25% - 8.1% and accepts investments from R904
Similar fixed deposits from other banks
| Product | Min Deposit | Rate |
|---|---|---|
| SA Retail Bonds Fixed Rates | R1,000 | 8.25% - 9% |
| Fedgroup Secured Investment (5 Years) | R5,000 | 8.65% |
| Investec Fixed Deposit Special | R100,000 | 7.26% - 8.62% |
| GoTyme Bank Fixed Deposit | R1 | 7.7% - 8.58% |
| African Bank Fixed Deposit | R0 | 6.51% - 8.47% |
| Capitec Fixed-Term Savings | R10,000 | 6.7% - 8.4% |
| Nedbank Platinum Fixed Deposit | R1,000 | 6.4% - 8.3% |
| Nedbank Electronic OptimumPlus | R1,000 | 6.4% - 8.3% |
Check out the full
FNB fixed deposit review for October 2026
or the
FNB fixed deposit calculator