Access Bank Savings Review for March 2026
Introduction
The Access Bank Savings is a savings account offered by Access Bank Plc. Unlike notice or fixed deposits, savings accounts allow quick and easy access to your money.
This page summarises interest rates offered by Access Bank Savings and compares them to South Africa's savings account industry average. So you can get a good idea how the interest rates offered by Access Bank Savings compare to other banks.
Access Bank Savings highlights
last updated 1st March 2026 by Walter
- The Access Bank Call offers interest rates 6.00% and accepts investments from R1
Access Bank Savings
This table shows Access Bank Savings's interest rates for a R10,000, R20,000, R100,000, R1,000,000 and R5,000,000 investment in Access Bank Savings versus the industry average.
| Investment amount | Nominal | Industry average1 | Earnings vs average2 |
|---|---|---|---|
| R10,000 | 5.00% #14 out of 24 | 4.83% | + R 17 |
| R20,000 | 5.00% #15 out of 25 | 4.88% | + R 25 |
| R100,000 | 5.75% #18 out of 31 | 5.50% | + R 248 |
| R1,000,000 | 5.85% #16 out of 28 | 5.45% | + R 3,964 |
| R5,000,000 | 6.00% #15 out of 28 | 5.49% | + R 25,268 |
- 1 industry average refers to the average interest rate across all other savings accounts for the given investment amount
- 2 the amount of interest you will be able earn over and above the average.
A negative amount means that the average savings account in South africa will give you more than Access Bank Savings.
| Investment amount | Nominal | Industry average1 | Earnings vs average2 |
|---|---|---|---|
| R10,000 for 0+ | 5.00% | 4.83% | + 17 |
| R20,000 for 0+ | 5.00% | 4.88% | + 25 |
| R100,000 for 0+ | 5.75% | 5.50% | + 248 |
| R1,000,000 for 0+ | 5.85% | 5.45% | + 3,964 |
| R5,000,000 for 0+ | 6.00% | 5.49% | + 25,268 |
- 1 industry average refers to the average interest rate across all other banks
- 2 the amount of interest you will be able earn over and above the average.
A negative amount means that the average savings account in South africa will give you more than Access Bank Savings.
You get a 6% interest rate at Access Bank Savings for a R5,000,000 investment. The industry average for a savings account with a balance of R5,000,000 is 5.49%. Over one year you will earn R25,268 more in interest at Access Bank Savings compared to the average savings account.
Here are other similar savings accounts in South Africa which require a minimum deposit between R0 - R250,000
| Account | Min Deposit | Rate |
|---|---|---|
| Access Bank Call | R1 | 6.00% |
| African Bank Savings Pocket | R1 | 5.50% |
| BankZero Savings | R1 | 6.25% |
| Bidvest Bank Call Account | R1,000 | 6.15% |
| Capitec Savings | R0 | 5.75% |
| FNB Savings Account | R1 | 6.00% |
| Investec MoneyFund Tracker | R250,000 | 6.27% |
| Investec Call Deposits | R100,000 | 6.15% |
| Nedbank JustSave | R1 | 5.75% |
| Standard Bank SaveUp | R0 | 6.30% |
| Standard Bank MoneyMarket Call Account | R20,000 | 5.55% |
| TymeBank GoalSave | R1 | 6.00% |