FNB Money Maximiser Review for March 2026
Introduction
The FNB Money Maximiser is a savings account offered by FNB. Unlike notice or fixed deposits, savings accounts allow quick and easy access to your money.
This page summarises interest rates offered by FNB Money Maximiser and compares them to South Africa's savings account industry average. So you can get a good idea how the interest rates offered by FNB Money Maximiser compare to other banks.
FNB Money Maximiser highlights
last updated 1st March 2026 by Walter
- The FNB Savings Account offers interest rates 6.00% and accepts investments from R1
- The FNB Tax-free Savings offers interest rates 6.95% and accepts investments from R300
FNB Money Maximiser
This table shows FNB Money Maximiser's interest rates for a R100,000, R1,000,000 and R5,000,000 investment in FNB Money Maximiser versus the industry average.
| Investment amount | Nominal | Industry average1 | Earnings vs average2 |
|---|---|---|---|
| R100,000 | 6.75% #5 out of 31 | 5.50% | + R 1,248 |
| R1,000,000 | 6.90% #5 out of 28 | 5.45% | + R 14,464 |
| R5,000,000 | 6.90% #5 out of 28 | 5.49% | + R 70,268 |
- 1 industry average refers to the average interest rate across all other savings accounts for the given investment amount
- 2 the amount of interest you will be able earn over and above the average.
A negative amount means that the average savings account in South africa will give you more than FNB Money Maximiser.
| Investment amount | Nominal | Industry average1 | Earnings vs average2 |
|---|---|---|---|
| R100,000 for 0+ | 6.75% | 5.50% | + 1,248 |
| R1,000,000 for 0+ | 6.90% | 5.45% | + 14,464 |
| R5,000,000 for 0+ | 6.90% | 5.49% | + 70,268 |
- 1 industry average refers to the average interest rate across all other banks
- 2 the amount of interest you will be able earn over and above the average.
A negative amount means that the average savings account in South africa will give you more than FNB Money Maximiser.
You get a 6.9% interest rate at FNB Money Maximiser for a R5,000,000 investment. The industry average for a savings account with a balance of R5,000,000 is 5.49%. Over one year you will earn R70,268 more in interest at FNB Money Maximiser compared to the average savings account.
Here are other similar savings accounts in South Africa which require a minimum deposit between R1 - R100,000
| Account | Min Deposit | Rate |
|---|---|---|
| Absa Cash Invest Tracker | R100,000 | 7.25% |
| Absa Tax Free Savings Account | R1 | 7.40% |
| Discovery Tax-Free Demand Savings Account | R1 | 6.50% |
| FNB Tax-free Savings | R300 | 6.95% |
| Investec PrimeSaver Account | R100,000 | 6.55% |
| Nedbank Platinum Invest | R1 | 6.75% |
| Nedbank Tax-free Savings Account | R1 | 6.75% |
| Nedbank MoneyTrader | R50,000 | 6.70% |
| Standard Bank Tax-Free Call | R250 | 6.53% |
| Standard Bank MoneyMarket Select | R100,000 | 7.05% |
| TymeBank GoalSave Bonus Rate (10-Day Notice) | R1 | 10.00% |