Investec PrimeSaver Account Review for March 2026
Introduction
The Investec PrimeSaver Account is a savings account offered by Investec. Unlike notice or fixed deposits, savings accounts allow quick and easy access to your money.
This page summarises interest rates offered by Investec PrimeSaver Account and compares them to South Africa's savings account industry average. So you can get a good idea how the interest rates offered by Investec PrimeSaver Account compare to other banks.
Investec PrimeSaver Account highlights
last updated 1st March 2026 by Walter
- The Investec MoneyFund Tracker offers interest rates 6.27% and accepts investments from R250,000
- The Investec Call Deposits offers interest rates 6.15% and accepts investments from R100,000
Investec PrimeSaver Account
This table shows Investec PrimeSaver Account's interest rates for a R10,000, R20,000, R100,000, R1,000,000 and R5,000,000 investment in Investec PrimeSaver Account versus the industry average.
| Investment amount | Nominal | Industry average1 | Earnings vs average2 |
|---|---|---|---|
| R10,000 | 6.55% #4 out of 24 | 4.83% | + R 172 |
| R20,000 | 6.55% #4 out of 25 | 4.88% | + R 335 |
| R100,000 | 6.55% #8 out of 31 | 5.50% | + R 1,048 |
| R1,000,000 | 6.55% #8 out of 28 | 5.45% | + R 10,964 |
| R5,000,000 | 6.55% #8 out of 28 | 5.49% | + R 52,768 |
- 1 industry average refers to the average interest rate across all other savings accounts for the given investment amount
- 2 the amount of interest you will be able earn over and above the average.
A negative amount means that the average savings account in South africa will give you more than Investec PrimeSaver Account.
| Investment amount | Nominal | Industry average1 | Earnings vs average2 |
|---|---|---|---|
| R10,000 for 0+ | 6.55% | 4.83% | + 172 |
| R20,000 for 0+ | 6.55% | 4.88% | + 335 |
| R100,000 for 0+ | 6.55% | 5.50% | + 1,048 |
| R1,000,000 for 0+ | 6.55% | 5.45% | + 10,964 |
| R5,000,000 for 0+ | 6.55% | 5.49% | + 52,768 |
- 1 industry average refers to the average interest rate across all other banks
- 2 the amount of interest you will be able earn over and above the average.
A negative amount means that the average savings account in South africa will give you more than Investec PrimeSaver Account.
You get a 6.55% interest rate at Investec PrimeSaver Account for a R5,000,000 investment. The industry average for a savings account with a balance of R5,000,000 is 5.49%. Over one year you will earn R52,768 more in interest at Investec PrimeSaver Account compared to the average savings account.
Here are other similar savings accounts in South Africa which require a minimum deposit between R1 - R100,000
| Account | Min Deposit | Rate |
|---|---|---|
| Absa Cash Invest Tracker | R100,000 | 7.25% |
| Absa Tax Free Savings Account | R1 | 7.40% |
| Discovery Tax-Free Demand Savings Account | R1 | 6.50% |
| FNB Money Maximiser | R100,000 | 7.00% |
| FNB Tax-free Savings | R300 | 6.95% |
| Nedbank Platinum Invest | R1 | 6.75% |
| Nedbank Tax-free Savings Account | R1 | 6.75% |
| Nedbank MoneyTrader | R50,000 | 6.70% |
| Standard Bank Tax-Free Call | R250 | 6.53% |
| Standard Bank MoneyMarket Select | R100,000 | 7.05% |
| TymeBank GoalSave Bonus Rate (10-Day Notice) | R1 | 10.00% |