Standard Bank PureSave Review for March 2026
Introduction
The Standard Bank PureSave is a savings account offered by Standard Bank. Unlike notice or fixed deposits, savings accounts allow quick and easy access to your money.
This page summarises interest rates offered by Standard Bank PureSave and compares them to South Africa's savings account industry average. So you can get a good idea how the interest rates offered by Standard Bank PureSave compare to other banks.
Standard Bank PureSave highlights
last updated 1st March 2026 by Walter
- The Standard Bank SaveUp offers interest rates 6.30% and accepts investments from R0
- The Standard Bank Tax-Free Call offers interest rates 6.53% and accepts investments from R250
- The Standard Bank MoneyMarket Call Account offers interest rates 5.55% and accepts investments from R20,000
- The Standard Bank MoneyMarket Select offers interest rates 7.05% and accepts investments from R100,000
Standard Bank PureSave
This table shows Standard Bank PureSave's interest rates for a R10,000, R20,000, R100,000, R1,000,000 and R5,000,000 investment in Standard Bank PureSave versus the industry average.
| Investment amount | Nominal | Industry average1 | Earnings vs average2 |
|---|---|---|---|
| R10,000 | 3.95% #19 out of 24 | 4.83% | - R 88 |
| R20,000 | 4.15% #20 out of 25 | 4.88% | - R 145 |
| R100,000 | 4.25% #24 out of 31 | 5.50% | - R 1,252 |
| R1,000,000 | 4.25% #23 out of 28 | 5.45% | - R 12,036 |
| R5,000,000 | 4.25% #23 out of 28 | 5.49% | - R 62,232 |
- 1 industry average refers to the average interest rate across all other savings accounts for the given investment amount
- 2 the amount of interest you will be able earn over and above the average.
A negative amount means that the average savings account in South africa will give you more than Standard Bank PureSave.
| Investment amount | Nominal | Industry average1 | Earnings vs average2 |
|---|---|---|---|
| R10,000 for 0+ | 3.95% | 4.83% | - -88 |
| R20,000 for 0+ | 4.15% | 4.88% | - -145 |
| R100,000 for 0+ | 4.25% | 5.50% | - -1,252 |
| R1,000,000 for 0+ | 4.25% | 5.45% | - -12,036 |
| R5,000,000 for 0+ | 4.25% | 5.49% | - -62,232 |
- 1 industry average refers to the average interest rate across all other banks
- 2 the amount of interest you will be able earn over and above the average.
A negative amount means that the average savings account in South africa will give you more than Standard Bank PureSave.
You get a 4.25% interest rate at Standard Bank PureSave for a R5,000,000 investment. The industry average for a savings account with a balance of R5,000,000 is 5.49%. Over one year you will earn R62,232 less in interest at Standard Bank PureSave compared to the average savings account.
Here are other similar savings accounts in South Africa which require a minimum deposit between R1 - R10,000
| Account | Min Deposit | Rate |
|---|---|---|
| African Bank MyWorld | R1 | 1.00% |
| African Bank Power Pocket | R1 | 1.00% |
| Discovery Bank Transaction Account | R1 | 0.10% |
| Discovery Vitality Savings Account | R1 | 4.25% |
| Discovery Demand Savings Account | R10,000 | 4.25% |