BankZero Bank Zero Notice Review for October 2026
Introduction
The BankZero Bank Zero Notice is a notice account offered by BankZero. Unlike savings accounts, notice accounts require you to give the bank 7-day to 45-day notice before accessing your money, but in return you typically earn a better interest rate.
This page summarises interest rates offered by BankZero Bank Zero Notice and compares them to South Africa's notice account industry average. So you can get a good idea how the interest rates offered by BankZero Bank Zero Notice compare to other banks.
BankZero Bank Zero Notice highlights
last updated 2nd October 2026 by Walter
BankZero Bank Zero Notice (7-day notice)
This table shows BankZero Bank Zero Notice (7-day notice)'s interest rates for a R10,000, R25,000, R50,000, R100,000, R500,000 and R1,000,000 investment in BankZero Bank Zero Notice (7-day notice) versus the industry average.
| Investment amount | Nominal | Industry average1 | Earnings vs average2 |
|---|---|---|---|
| R10,000 | 4.50% #0 out of 0 | 6.75% | - R 225 |
| R10,000 | 5.65% #0 out of 0 | 6.75% | - R 110 |
| R25,000 | 6.20% #0 out of 0 | 6.75% | - R 137 |
| R50,000 | 6.63% #0 out of 0 | 6.75% | - R 59 |
| R100,000 | 6.68% #0 out of 0 | 6.75% | - R 69 |
| R500,000 | 6.78% #0 out of 0 | 6.75% | + R 157 |
| R1,000,000 | 6.85% #0 out of 0 | 6.75% | + R 1,014 |
- 1 industry average refers to the average interest rate across all other savings accounts for the given investment amount
- 2 the amount of interest you will be able earn over and above the average.
A negative amount means that the average savings account in South africa will give you more than BankZero Bank Zero Notice (7-day notice).
| Investment amount | Nominal | Industry average1 | Earnings vs average2 |
|---|---|---|---|
| R10,000 for 18+ | 4.50% | 6.75% | - -225 |
| R10,000 for 18+ | 5.65% | 6.75% | - -110 |
| R25,000 for 18+ | 6.20% | 6.75% | - -137 |
| R50,000 for 18+ | 6.63% | 6.75% | - -59 |
| R100,000 for 18+ | 6.68% | 6.75% | - -69 |
| R500,000 for 18+ | 6.78% | 6.75% | + 157 |
| R1,000,000 for 18+ | 6.85% | 6.75% | + 1,014 |
- 1 industry average refers to the average interest rate across all other banks
- 2 the amount of interest you will be able earn over and above the average.
A negative amount means that the average savings account in South africa will give you more than BankZero Bank Zero Notice (7-day notice).
You get a 6.85% interest rate at BankZero Bank Zero Notice (7-day notice) for a R1,000,000 investment. The industry average for a savings account with a balance of R1,000,000 is 6.75%. Over one year you will earn R1,014 more in interest at BankZero Bank Zero Notice (7-day notice) compared to the average savings account.
BankZero Bank Zero Notice (32-day notice)
This table shows BankZero Bank Zero Notice (32-day notice)'s interest rates for a R10,000, R25,000, R50,000, R100,000, R500,000 and R1,000,000 investment in BankZero Bank Zero Notice (32-day notice) versus the industry average.
| Investment amount | Nominal | Industry average1 | Earnings vs average2 |
|---|---|---|---|
| R10,000 | 4.80% #0 out of 0 | 7.34% | - R 254 |
| R10,000 | 5.95% #0 out of 0 | 7.34% | - R 139 |
| R25,000 | 6.45% #0 out of 0 | 7.34% | - R 222 |
| R50,000 | 6.54% #0 out of 0 | 7.34% | - R 400 |
| R100,000 | 6.99% #0 out of 0 | 7.34% | - R 350 |
| R500,000 | 7.04% #0 out of 0 | 7.34% | - R 1,500 |
| R1,000,000 | 7.40% #0 out of 0 | 7.34% | + R 600 |
- 1 industry average refers to the average interest rate across all other savings accounts for the given investment amount
- 2 the amount of interest you will be able earn over and above the average.
A negative amount means that the average savings account in South africa will give you more than BankZero Bank Zero Notice (32-day notice).
| Investment amount | Nominal | Industry average1 | Earnings vs average2 |
|---|---|---|---|
| R10,000 for 18+ | 4.80% | 7.34% | - -254 |
| R10,000 for 18+ | 5.95% | 7.34% | - -139 |
| R25,000 for 18+ | 6.45% | 7.34% | - -222 |
| R50,000 for 18+ | 6.54% | 7.34% | - -400 |
| R100,000 for 18+ | 6.99% | 7.34% | - -350 |
| R500,000 for 18+ | 7.04% | 7.34% | - -1,500 |
| R1,000,000 for 18+ | 7.40% | 7.34% | + 600 |
- 1 industry average refers to the average interest rate across all other banks
- 2 the amount of interest you will be able earn over and above the average.
A negative amount means that the average savings account in South africa will give you more than BankZero Bank Zero Notice (32-day notice).
You get a 7.4% interest rate at BankZero Bank Zero Notice (32-day notice) for a R1,000,000 investment. The industry average for a savings account with a balance of R1,000,000 is 7.34%. Over one year you will earn R600 more in interest at BankZero Bank Zero Notice (32-day notice) compared to the average savings account.
BankZero Bank Zero Notice (45-day notice)
This table shows BankZero Bank Zero Notice (45-day notice)'s interest rates for a R10,000, R25,000, R50,000, R100,000, R500,000 and R1,000,000 investment in BankZero Bank Zero Notice (45-day notice) versus the industry average.
| Investment amount | Nominal | Industry average1 | Earnings vs average2 |
|---|---|---|---|
| R10,000 | 4.85% #0 out of 0 | 7.64% | - R 279 |
| R10,000 | 6.00% #0 out of 0 | 7.64% | - R 164 |
| R25,000 | 6.55% #0 out of 0 | 7.64% | - R 273 |
| R50,000 | 6.70% #0 out of 0 | 7.64% | - R 471 |
| R100,000 | 7.09% #0 out of 0 | 7.64% | - R 553 |
| R500,000 | 7.09% #0 out of 0 | 7.64% | - R 2,763 |
| R1,000,000 | 7.47% #0 out of 0 | 7.64% | - R 1,725 |
- 1 industry average refers to the average interest rate across all other savings accounts for the given investment amount
- 2 the amount of interest you will be able earn over and above the average.
A negative amount means that the average savings account in South africa will give you more than BankZero Bank Zero Notice (45-day notice).
| Investment amount | Nominal | Industry average1 | Earnings vs average2 |
|---|---|---|---|
| R10,000 for 18+ | 4.85% | 7.64% | - -279 |
| R10,000 for 18+ | 6.00% | 7.64% | - -164 |
| R25,000 for 18+ | 6.55% | 7.64% | - -273 |
| R50,000 for 18+ | 6.70% | 7.64% | - -471 |
| R100,000 for 18+ | 7.09% | 7.64% | - -552 |
| R500,000 for 18+ | 7.09% | 7.64% | - -2,762 |
| R1,000,000 for 18+ | 7.47% | 7.64% | - -1,725 |
- 1 industry average refers to the average interest rate across all other banks
- 2 the amount of interest you will be able earn over and above the average.
A negative amount means that the average savings account in South africa will give you more than BankZero Bank Zero Notice (45-day notice).
You get a 7.47% interest rate at BankZero Bank Zero Notice (45-day notice) for a R1,000,000 investment. The industry average for a savings account with a balance of R1,000,000 is 7.64%. Over one year you will earn R1,725 less in interest at BankZero Bank Zero Notice (45-day notice) compared to the average savings account.
Similar notice accounts from other banks
| Product | Notice period | Min Deposit | Rate |
|---|---|---|---|
| Absa Notice Select 45 Day Absa | 45-day | R0 | 0.35% - 8.15% |
| Smart Rate Plus Notice Deposit Investec | 15-day to 120-day | R100,000 | 7.4% - 7.95% |
| 32Day Notice Nedbank | 32-day | R0 | 5.95% - 7.8% |
| 121 Day Notice Bidvest | 121-day | R5,000 | 7.7% |
| 91 Day Notice Bidvest | 91-day | R5,000 | 7.6% |
| 32-day notice interest rate (%) Capitec | 32-day | R1 | 6.45% - 7.6% |
| 61 Day Notice Bidvest | 61-day | R5,000 | 7.55% |
| 90 day notice Savings Account Discovery | 90-day | R1 | 7.55% |