Capitec 32-day notice interest rate (%) Review for October 2026
Introduction
The Capitec 32-day notice interest rate (%) is a notice account offered by Capitec. Unlike savings accounts, notice accounts require you to give the bank 32-day notice before accessing your money, but in return you typically earn a better interest rate.
This page summarises interest rates offered by Capitec 32-day notice interest rate (%) and compares them to South Africa's notice account industry average. So you can get a good idea how the interest rates offered by Capitec 32-day notice interest rate (%) compare to other banks.
Capitec 32-day notice interest rate (%) highlights
last updated 2nd October 2026 by Walter
- The 7-day notice interest rate (%) offers interest rates 4% - 6.7% and accepts deposits from R1
Capitec 32-day notice interest rate (%) (32-day notice)
This table shows Capitec 32-day notice interest rate (%) (32-day notice)'s interest rates for a R10,000, R25,000, R100,000, R250,000 and R1,000,000 investment in Capitec 32-day notice interest rate (%) (32-day notice) versus the industry average.
| Investment amount | Nominal | Industry average1 | Earnings vs average2 |
|---|---|---|---|
| R10,000 | 6.45% #0 out of 0 | 7.34% | - R 89 |
| R25,000 | 6.80% #0 out of 0 | 7.34% | - R 135 |
| R100,000 | 6.90% #0 out of 0 | 7.34% | - R 440 |
| R250,000 | 7.50% #0 out of 0 | 7.34% | + R 400 |
| R1,000,000 | 7.60% #0 out of 0 | 7.34% | + R 2,600 |
- 1 industry average refers to the average interest rate across all other savings accounts for the given investment amount
- 2 the amount of interest you will be able earn over and above the average.
A negative amount means that the average savings account in South africa will give you more than Capitec 32-day notice interest rate (%) (32-day notice).
| Investment amount | Nominal | Industry average1 | Earnings vs average2 |
|---|---|---|---|
| R10,000 for 18+ | 6.45% | 7.34% | - -89 |
| R25,000 for 18+ | 6.80% | 7.34% | - -135 |
| R100,000 for 18+ | 6.90% | 7.34% | - -440 |
| R250,000 for 18+ | 7.50% | 7.34% | + 400 |
| R1,000,000 for 18+ | 7.60% | 7.34% | + 2,600 |
- 1 industry average refers to the average interest rate across all other banks
- 2 the amount of interest you will be able earn over and above the average.
A negative amount means that the average savings account in South africa will give you more than Capitec 32-day notice interest rate (%) (32-day notice).
You get a 7.6% interest rate at Capitec 32-day notice interest rate (%) (32-day notice) for a R1,000,000 investment. The industry average for a savings account with a balance of R1,000,000 is 7.34%. Over one year you will earn R2,600 more in interest at Capitec 32-day notice interest rate (%) (32-day notice) compared to the average savings account.
Similar notice accounts from other banks
| Product | Notice period | Min Deposit | Rate |
|---|---|---|---|
| Absa Notice Select 45 Day Absa | 45-day | R0 | 0.35% - 8.15% |
| Smart Rate Plus Notice Deposit Investec | 15-day to 120-day | R100,000 | 7.4% - 7.95% |
| 32Day Notice Nedbank | 32-day | R0 | 5.95% - 7.8% |
| 121 Day Notice Bidvest | 121-day | R5,000 | 7.7% |
| 91 Day Notice Bidvest | 91-day | R5,000 | 7.6% |
| 61 Day Notice Bidvest | 61-day | R5,000 | 7.55% |
| 90 day notice Savings Account Discovery | 90-day | R1 | 7.55% |
| 2 Day (48hr) Notice Bidvest | 2-day | R5,000 | 3.9% - 7.5% |