Capitec 7 Day Notice Review for March 2026
Introduction
The Capitec 7 Day Notice is a notice account offered by Capitec. Unlike savings accounts, notice accounts require you to give the bank 7-day notice before accessing your money, but in return you typically earn a better interest rate.
This page summarises interest rates offered by Capitec 7 Day Notice and compares them to South Africa's notice account industry average. So you can get a good idea how the interest rates offered by Capitec 7 Day Notice compare to other banks.
Capitec 7 Day Notice highlights
last updated 1st March 2026 by Walter
- The 32 Day Notice offers interest rates 6.2% - 7% and accepts deposits from R1
Capitec 7 Day Notice (7-day notice)
This table shows Capitec 7 Day Notice (7-day notice)'s interest rates for a R10,000, R25,000, R100,000, R250,000 and R1,000,000 investment in Capitec 7 Day Notice (7-day notice) versus the industry average.
| Investment amount | Nominal | Industry average1 | Earnings vs average2 |
|---|---|---|---|
| R10,000 | 4.00% #0 out of 0 | 6.40% | - R 240 |
| R25,000 | 6.10% #0 out of 0 | 6.40% | - R 75 |
| R100,000 | 6.20% #0 out of 0 | 6.40% | - R 199 |
| R250,000 | 6.40% #0 out of 0 | 6.40% | + R 4 |
| R1,000,000 | 6.50% #0 out of 0 | 6.40% | + R 1,014 |
- 1 industry average refers to the average interest rate across all other savings accounts for the given investment amount
- 2 the amount of interest you will be able earn over and above the average.
A negative amount means that the average savings account in South africa will give you more than Capitec 7 Day Notice (7-day notice).
| Investment amount | Nominal | Industry average1 | Earnings vs average2 |
|---|---|---|---|
| R10,000 for 18+ | 4.00% | 6.40% | - -240 |
| R25,000 for 18+ | 6.10% | 6.40% | - -75 |
| R100,000 for 18+ | 6.20% | 6.40% | - -199 |
| R250,000 for 18+ | 6.40% | 6.40% | + 4 |
| R1,000,000 for 18+ | 6.50% | 6.40% | + 1,014 |
- 1 industry average refers to the average interest rate across all other banks
- 2 the amount of interest you will be able earn over and above the average.
A negative amount means that the average savings account in South africa will give you more than Capitec 7 Day Notice (7-day notice).
You get a 6.5% interest rate at Capitec 7 Day Notice (7-day notice) for a R1,000,000 investment. The industry average for a savings account with a balance of R1,000,000 is 6.40%. Over one year you will earn R1,014 more in interest at Capitec 7 Day Notice (7-day notice) compared to the average savings account.
Similar notice accounts from other banks
| Product | Notice period | Min Deposit | Rate |
|---|---|---|---|
| Absa Notice Select 45 Day Absa | 45-day | R0 | 0.35% - 7.65% |
| 90 Day Notice Access Bank Plc | 90-day | R0 | 6.25% - 7.5% |
| Smart Rate Plus Notice Deposit Investec | 15-day to 120-day | R100,000 | 6.9% - 7.45% |
| 60 Day Notice Access Bank Plc | 60-day | R0 | 6.15% - 7.4% |
| 32 Day Notice Access Bank Plc | 32-day | R0 | 6.05% - 7.3% |
| 121 Day Notice Bidvest | 121-day | R5,000 | 7.3% |
| 32 Day Notice Nedbank | 32-day | R0 | 5.45% - 7.3% |
| 90 Day Notice African Bank | 90-day | R0 | 5.85% - 7.26% |