FNB 32 Day Notice Review for October 2026
Introduction
The FNB 32 Day Notice is a notice account offered by FNB. Unlike savings accounts, notice accounts require you to give the bank 32-day notice before accessing your money, but in return you typically earn a better interest rate.
This page summarises interest rates offered by FNB 32 Day Notice and compares them to South Africa's notice account industry average. So you can get a good idea how the interest rates offered by FNB 32 Day Notice compare to other banks.
FNB 32 Day Notice highlights
last updated 2nd October 2026 by Walter
- The 7 Day Notice offers interest rates 0% - 6.55% and accepts deposits from R1
FNB 32 Day Notice (32-day notice)
This table shows FNB 32 Day Notice (32-day notice)'s interest rates for a R10,000, R20,000, R50,000, R100,000, R250,000, R500,000, R1,000,000, R5,000,000, R10,000,000 and R50,000,000 investment in FNB 32 Day Notice (32-day notice) versus the industry average.
| Investment amount | Nominal | Industry average1 | Earnings vs average2 |
|---|---|---|---|
| R10,000 | 0.00% #0 out of 0 | 7.34% | - R 734 |
| R10,000 | 6.25% #0 out of 0 | 7.34% | - R 109 |
| R10,000 | 6.25% #0 out of 0 | 7.34% | - R 109 |
| R20,000 | 6.60% #0 out of 0 | 7.34% | - R 148 |
| R50,000 | 7.00% #0 out of 0 | 7.34% | - R 170 |
| R100,000 | 7.05% #0 out of 0 | 7.34% | - R 290 |
| R250,000 | 7.05% #0 out of 0 | 7.34% | - R 725 |
| R500,000 | 7.05% #0 out of 0 | 7.34% | - R 1,450 |
| R1,000,000 | 7.45% #0 out of 0 | 7.34% | + R 1,100 |
| R5,000,000 | 7.45% #0 out of 0 | 7.34% | + R 5,500 |
| R10,000,000 | 7.45% #0 out of 0 | 7.34% | + R 11,000 |
| R50,000,000 | 7.45% #0 out of 0 | 7.34% | + R 55,000 |
- 1 industry average refers to the average interest rate across all other savings accounts for the given investment amount
- 2 the amount of interest you will be able earn over and above the average.
A negative amount means that the average savings account in South africa will give you more than FNB 32 Day Notice (32-day notice).
| Investment amount | Nominal | Industry average1 | Earnings vs average2 |
|---|---|---|---|
| R10,000 for 18+ | 0.00% | 7.34% | - -734 |
| R10,000 for 18+ | 6.25% | 7.34% | - -109 |
| R10,000 for 18+ | 6.25% | 7.34% | - -109 |
| R20,000 for 18+ | 6.60% | 7.34% | - -148 |
| R50,000 for 18+ | 7.00% | 7.34% | - -170 |
| R100,000 for 18+ | 7.05% | 7.34% | - -290 |
| R250,000 for 18+ | 7.05% | 7.34% | - -725 |
| R500,000 for 18+ | 7.05% | 7.34% | - -1,450 |
| R1,000,000 for 18+ | 7.45% | 7.34% | + 1,100 |
| R5,000,000 for 18+ | 7.45% | 7.34% | + 5,500 |
| R10,000,000 for 18+ | 7.45% | 7.34% | + 11,000 |
| R50,000,000 for 18+ | 7.45% | 7.34% | + 55,000 |
- 1 industry average refers to the average interest rate across all other banks
- 2 the amount of interest you will be able earn over and above the average.
A negative amount means that the average savings account in South africa will give you more than FNB 32 Day Notice (32-day notice).
You get a 7.45% interest rate at FNB 32 Day Notice (32-day notice) for a R50,000,000 investment. The industry average for a savings account with a balance of R50,000,000 is 7.34%. Over one year you will earn R55,000 more in interest at FNB 32 Day Notice (32-day notice) compared to the average savings account.
Similar notice accounts from other banks
| Product | Notice period | Min Deposit | Rate |
|---|---|---|---|
| Absa Notice Select 45 Day Absa | 45-day | R0 | 0.35% - 8.15% |
| Smart Rate Plus Notice Deposit Investec | 15-day to 120-day | R100,000 | 7.4% - 7.95% |
| 32Day Notice Nedbank | 32-day | R0 | 5.95% - 7.8% |
| 121 Day Notice Bidvest | 121-day | R5,000 | 7.7% |
| 91 Day Notice Bidvest | 91-day | R5,000 | 7.6% |
| 32-day notice interest rate (%) Capitec | 32-day | R1 | 6.45% - 7.6% |
| 61 Day Notice Bidvest | 61-day | R5,000 | 7.55% |
| 90 day notice Savings Account Discovery | 90-day | R1 | 7.55% |