Investec Call Deposits Review for March 2026
Introduction
The Investec Call Deposits is a savings account offered by Investec. Unlike notice or fixed deposits, savings accounts allow quick and easy access to your money.
This page summarises interest rates offered by Investec Call Deposits and compares them to South Africa's savings account industry average. So you can get a good idea how the interest rates offered by Investec Call Deposits compare to other banks.
Call deposit account with tiered rates and immediate access, with higher rates at larger balances.
Investec Call Deposits highlights
last updated 1st March 2026 by Walter
- The Investec PrimeSaver Account offers interest rates 6.55% and accepts investments from R100,000
- The Investec MoneyFund Tracker offers interest rates 6.27% and accepts investments from R250,000
Investec Call Deposits
This table shows Investec Call Deposits's interest rates for a R100,000, R1,000,000 and R5,000,000 investment in Investec Call Deposits versus the industry average.
| Investment amount | Nominal | Industry average1 | Earnings vs average2 |
|---|---|---|---|
| R100,000 | 3.65% #28 out of 31 | 5.50% | - R 1,852 |
| R1,000,000 | 4.40% #22 out of 28 | 5.45% | - R 10,536 |
| R5,000,000 | 5.15% #22 out of 28 | 5.49% | - R 17,232 |
- 1 industry average refers to the average interest rate across all other savings accounts for the given investment amount
- 2 the amount of interest you will be able earn over and above the average.
A negative amount means that the average savings account in South africa will give you more than Investec Call Deposits.
| Investment amount | Nominal | Industry average1 | Earnings vs average2 |
|---|---|---|---|
| R100,000 for 0+ | 3.65% | 5.50% | - -1,852 |
| R1,000,000 for 0+ | 4.40% | 5.45% | - -10,536 |
| R5,000,000 for 0+ | 5.15% | 5.49% | - -17,232 |
- 1 industry average refers to the average interest rate across all other banks
- 2 the amount of interest you will be able earn over and above the average.
A negative amount means that the average savings account in South africa will give you more than Investec Call Deposits.
You get a 5.15% interest rate at Investec Call Deposits for a R5,000,000 investment. The industry average for a savings account with a balance of R5,000,000 is 5.49%. Over one year you will earn R17,232 less in interest at Investec Call Deposits compared to the average savings account.
Here are other similar savings accounts in South Africa which require a minimum deposit between R0 - R250,000
| Account | Min Deposit | Rate |
|---|---|---|
| Access Bank Savings | R1 | 6.00% |
| Access Bank Call | R1 | 6.00% |
| African Bank Savings Pocket | R1 | 5.50% |
| BankZero Savings | R1 | 6.25% |
| Bidvest Bank Call Account | R1,000 | 6.15% |
| Capitec Savings | R0 | 5.75% |
| FNB Savings Account | R1 | 6.00% |
| Investec MoneyFund Tracker | R250,000 | 6.27% |
| Nedbank JustSave | R1 | 5.75% |
| Standard Bank SaveUp | R0 | 6.30% |
| Standard Bank MoneyMarket Call Account | R20,000 | 5.55% |
| TymeBank GoalSave | R1 | 6.00% |