Absa Interest Rate Review for March 2026

Last updated 1st March 2026 by Walter
7.65%
best rate
11
products
3
account types

Introduction

This page gives you an overview of Absa interest rates for March 2026. Absa offers:

  • Savings accounts. Saving accounts give you quick and easy access to your money.
  • Notice accounts. You will need to give Absa notice before you get access to your money. Interest rates typically higher than your savings account.
  • Fixed deposits. The interest rate for a fixed deposit investment does not fluctuate and is instead fixed throughout your investment period.

The main difference between these three options is ease of access to your money. Savings accounts will provide you with near instant access, but in return you get a lower rate of interest. Notice accounts will provide better interest rates, but you will need to give Absa notice before getting access to your money. Fixed deposits generally pay the best interest, but you commit your money for a fixed term. In case you do need to withdraw, you can still get access before your term is over but will have to pay a penalty.

Absa interest rate overview

Here is a table of interest rates available at Absa. It shows the type of account, deposit and interest rate you can get.

Name Deposit Nominal rate
Savings
Absa Tax Free Savings Account R0 - 250k 0.35 - 7.4%
Absa Cash Invest Tracker R100k - 13m 7.05 - 7.25%
Notice accounts
Absa Notice Select 45 Day R0 - 10m 0.35% - 7.65%
Absa Notice Select 32 Day R0 - 10m 0.35% - 6.95%
Absa Notice Select 15 Day R0 - 10m 0.35% - 6.85%
Absa Notice Select 7 Day R0 - 10m 0.35% - 6.6%
Fixed deposits
Absa Dynamic Senior Fixed Deposit R1k - 100k 6.3% - 7.3%
Absa Dynamic Fixed Deposit R1k - 100k 6.2% - 7.2%
Absa Senior Digital Bonus Fixed Deposit R1k - 100k 6% - 7.15%
Absa Standard Digital Bonus Fixed Deposit R1k - 100k 5.9% - 7.05%
Absa Tax Free Fixed Deposit R30k 7.01%

Savings accounts

Absa offers two types of savings accounts.

Min deposit R0. Highest rate of 7.4% for balances over R250,000.

Min deposit R100,000. Highest rate of 7.25% for balances over R12,500,001.

Remember the primary benefit of a savings account is easy and quick access to your money.

Notice accounts

Absa offers four types of notice accounts.

Pays interest from 0.35% up to 7.65% for balances over R10,000,000.

Pays interest from 0.35% up to 6.95% for balances over R10,000,000.

Pays interest from 0.35% up to 6.85% for balances over R10,000,000.

Pays interest from 0.35% up to 6.6% for balances over R10,000,000.

Notice accounts pay better interest rates than savings, however, you will need to give notice to the bank before you get access to your money.

Fixed deposits

Absa offers five fixed deposit products.

Min deposit R1,000. Up to 7.3% for deposits over R100,000.

Min deposit R1,000. Up to 7.2% for deposits over R100,000.

Min deposit R1,000. Up to 7.15% for deposits over R100,000.

Min deposit R1,000. Up to 7.05% for deposits over R100,000.

Min deposit R30,000.

Fixed deposits typically pay better rates than savings and notice accounts. Your rate is fixed throughout the term.
PS. Check out my Absa fixed deposit review or the Absa fixed deposit calculator to find out how much interest you can earn compared to other banks.