Access Bank Plc Interest Rate Review for March 2026
Introduction
This page gives you an overview of Access Bank Plc interest rates for March 2026. Access Bank Plc offers:
- Savings accounts. Saving accounts give you quick and easy access to your money.
- Notice accounts. You will need to give Access Bank Plc notice before you get access to your money. Interest rates typically higher than your savings account.
- Fixed deposits. The interest rate for a fixed deposit investment does not fluctuate and is instead fixed throughout your investment period.
The main difference between these three options is ease of access to your money. Savings accounts will provide you with near instant access, but in return you get a lower rate of interest. Notice accounts will provide better interest rates, but you will need to give Access Bank Plc notice before getting access to your money. Fixed deposits generally pay the best interest, but you commit your money for a fixed term. In case you do need to withdraw, you can still get access before your term is over but will have to pay a penalty.
Access Bank Plc interest rate overview
Here is a table of interest rates available at Access Bank Plc. It shows the type of account, deposit and interest rate you can get.
| Name | Deposit | Nominal rate |
| Savings | ||
| Access Bank Savings | R0 - 5m | 5 - 6% |
| Access Bank Call | R0 - 5m | 5 - 6% |
| Notice accounts | ||
| Access Bank Plc 90 Day Notice | R0 - 5m | 6.25% - 7.5% |
| Access Bank Plc 60 Day Notice | R0 - 5m | 6.15% - 7.4% |
| Access Bank Plc 32 Day Notice | R0 - 5m | 6.05% - 7.3% |
| Access Bank Plc 15 Day Notice | R0 - 5m | 5.95% - 7.2% |
| Fixed deposits | ||
| Access Bank Fixed Deposit | R0 | 6.4% - 7.75% |
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Check out the full
Access Bank Plc fixed deposit review for March 2026
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Savings accounts
Access Bank Plc offers two types of savings accounts.
Min deposit R0. Highest rate of 6% for balances over R5,000,000.
Min deposit R0. Highest rate of 6% for balances over R5,000,000.
Notice accounts
Access Bank Plc offers four types of notice accounts.
Pays interest from 6.25% up to 7.5% for balances over R5,000,000.
Pays interest from 6.15% up to 7.4% for balances over R5,000,000.
Pays interest from 6.05% up to 7.3% for balances over R5,000,000.
Pays interest from 5.95% up to 7.2% for balances over R5,000,000.
Fixed deposits
Access Bank Plc offers one fixed deposit products.
Min deposit R0. Up to 7.75% for deposits over R0.