Access Bank Plc Interest Rate Review for March 2026

Last updated 1st March 2026 by Walter
7.75%
best rate
7
products
3
account types

Introduction

This page gives you an overview of Access Bank Plc interest rates for March 2026. Access Bank Plc offers:

  • Savings accounts. Saving accounts give you quick and easy access to your money.
  • Notice accounts. You will need to give Access Bank Plc notice before you get access to your money. Interest rates typically higher than your savings account.
  • Fixed deposits. The interest rate for a fixed deposit investment does not fluctuate and is instead fixed throughout your investment period.

The main difference between these three options is ease of access to your money. Savings accounts will provide you with near instant access, but in return you get a lower rate of interest. Notice accounts will provide better interest rates, but you will need to give Access Bank Plc notice before getting access to your money. Fixed deposits generally pay the best interest, but you commit your money for a fixed term. In case you do need to withdraw, you can still get access before your term is over but will have to pay a penalty.

Access Bank Plc interest rate overview

Here is a table of interest rates available at Access Bank Plc. It shows the type of account, deposit and interest rate you can get.

Name Deposit Nominal rate
Savings
Access Bank Savings R0 - 5m 5 - 6%
Access Bank Call R0 - 5m 5 - 6%
Notice accounts
Access Bank Plc 90 Day Notice R0 - 5m 6.25% - 7.5%
Access Bank Plc 60 Day Notice R0 - 5m 6.15% - 7.4%
Access Bank Plc 32 Day Notice R0 - 5m 6.05% - 7.3%
Access Bank Plc 15 Day Notice R0 - 5m 5.95% - 7.2%
Fixed deposits
Access Bank Fixed Deposit R0 6.4% - 7.75%

Savings accounts

Access Bank Plc offers two types of savings accounts.

Min deposit R0. Highest rate of 6% for balances over R5,000,000.

Min deposit R0. Highest rate of 6% for balances over R5,000,000.

Remember the primary benefit of a savings account is easy and quick access to your money.

Notice accounts

Access Bank Plc offers four types of notice accounts.

Pays interest from 6.25% up to 7.5% for balances over R5,000,000.

Pays interest from 6.15% up to 7.4% for balances over R5,000,000.

Pays interest from 6.05% up to 7.3% for balances over R5,000,000.

Pays interest from 5.95% up to 7.2% for balances over R5,000,000.

Notice accounts pay better interest rates than savings, however, you will need to give notice to the bank before you get access to your money.

Fixed deposits

Access Bank Plc offers one fixed deposit products.

Min deposit R0. Up to 7.75% for deposits over R0.

Fixed deposits typically pay better rates than savings and notice accounts. Your rate is fixed throughout the term.
PS. Check out my Access Bank Plc fixed deposit review or the Access Bank Plc fixed deposit calculator to find out how much interest you can earn compared to other banks.