Investec Interest Rate Review for March 2026

Last updated 1st March 2026 by Walter
7.78%
best rate
17
products
3
account types

Introduction

This page gives you an overview of Investec interest rates for March 2026. Investec offers:

  • Savings accounts. Saving accounts give you quick and easy access to your money.
  • Notice accounts. You will need to give Investec notice before you get access to your money. Interest rates typically higher than your savings account.
  • Fixed deposits. The interest rate for a fixed deposit investment does not fluctuate and is instead fixed throughout your investment period.

The main difference between these three options is ease of access to your money. Savings accounts will provide you with near instant access, but in return you get a lower rate of interest. Notice accounts will provide better interest rates, but you will need to give Investec notice before getting access to your money. Fixed deposits generally pay the best interest, but you commit your money for a fixed term. In case you do need to withdraw, you can still get access before your term is over but will have to pay a penalty.

Investec interest rate overview

Here is a table of interest rates available at Investec. It shows the type of account, deposit and interest rate you can get.

Savings accounts

Investec offers three types of savings accounts.

Min deposit R0. Highest rate of 6.55% for balances over R0.

Min deposit R100,000.

Min deposit R100,000. Highest rate of 6.15% for balances over R10,000,000.

Remember the primary benefit of a savings account is easy and quick access to your money.

Notice accounts

Investec offers ten types of notice accounts.

Pays an interest rate of 7.45% for balances over R100,000.

Pays an interest rate of 7.4% for balances over R100,000.

Pays an interest rate of 7.3% for balances over R100,000.

Pays an interest rate of 7.28% for balances over R100,000.

Pays an interest rate of 7.25% for balances over R100,000.

Pays an interest rate of 6.94% for balances over R100,000.

Pays an interest rate of 6.9% for balances over R100,000.

Pays an interest rate of 6.83% for balances over R1,000,000.

Pays an interest rate of 6.79% for balances over R100,000.

Pays an interest rate of 6.75% for balances over R1,000.

Notice accounts pay better interest rates than savings, however, you will need to give notice to the bank before you get access to your money.

Fixed deposits

Investec offers four fixed deposit products.

Min deposit R100,000. Up to 7.78% for deposits over R100,000.

Min deposit R100,000. Up to 7.35% for deposits over R100,000.

Min deposit R100,000.

Min deposit R100,000. Up to 6.55% for deposits over R100,000.

Fixed deposits typically pay better rates than savings and notice accounts. Your rate is fixed throughout the term.
PS. Check out my Investec fixed deposit review or the Investec fixed deposit calculator to find out how much interest you can earn compared to other banks.