Investec Interest Rate Review for March 2026
Introduction
This page gives you an overview of Investec interest rates for March 2026. Investec offers:
- Savings accounts. Saving accounts give you quick and easy access to your money.
- Notice accounts. You will need to give Investec notice before you get access to your money. Interest rates typically higher than your savings account.
- Fixed deposits. The interest rate for a fixed deposit investment does not fluctuate and is instead fixed throughout your investment period.
The main difference between these three options is ease of access to your money. Savings accounts will provide you with near instant access, but in return you get a lower rate of interest. Notice accounts will provide better interest rates, but you will need to give Investec notice before getting access to your money. Fixed deposits generally pay the best interest, but you commit your money for a fixed term. In case you do need to withdraw, you can still get access before your term is over but will have to pay a penalty.
Investec interest rate overview
Here is a table of interest rates available at Investec. It shows the type of account, deposit and interest rate you can get.
| Name | Deposit | Nominal rate |
| Savings | ||
| Investec PrimeSaver Account | R0 | 6.45 - 6.55% |
| Investec MoneyFund Tracker | R100k | 6.27% |
| Investec Call Deposits | R100k - 10m | 3.65 - 6.15% |
| Notice accounts | ||
| Investec Smart Rate Plus Notice Deposit | R100k | 7.45% |
| Investec Smart Rate Plus Notice Deposit | R100k | 7.4% |
| Investec Smart Rate Plus Notice Deposit | R100k | 7.3% |
| Investec Smart Rate Plus Notice Deposit | R100k | 7.28% |
| Investec Smart Rate Plus Notice Deposit | R100k | 7.25% |
| Investec Top5 Optimiser | R100k | 6.94% |
| Investec Smart Rate Plus Notice Deposit | R100k | 6.9% |
| Investec Private Select Fund | R1m | 6.83% |
| Investec Top5 Optimiser | R100k | 6.79% |
| Investec 7-Day Notice Deposit | R1k | 6.75% |
| Fixed deposits | ||
| Investec PrimeLinked Fixed Deposit | R100k | 6.8% - 7.78% |
| Investec Fixed Deposit Special | R100k | 6.51% - 7.35% |
| Investec Tax Free Fixed Deposit | R100k | 6.75% |
| Investec Fixed Term Deposit | R100k | 5.95% - 6.55% |
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Check out the full
Investec fixed deposit review for March 2026
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Savings accounts
Investec offers three types of savings accounts.
Min deposit R0. Highest rate of 6.55% for balances over R0.
Min deposit R100,000.
Min deposit R100,000. Highest rate of 6.15% for balances over R10,000,000.
Notice accounts
Investec offers ten types of notice accounts.
Pays an interest rate of 7.45% for balances over R100,000.
Pays an interest rate of 7.4% for balances over R100,000.
Pays an interest rate of 7.3% for balances over R100,000.
Pays an interest rate of 7.28% for balances over R100,000.
Pays an interest rate of 7.25% for balances over R100,000.
Pays an interest rate of 6.94% for balances over R100,000.
Pays an interest rate of 6.9% for balances over R100,000.
Pays an interest rate of 6.83% for balances over R1,000,000.
Pays an interest rate of 6.79% for balances over R100,000.
Pays an interest rate of 6.75% for balances over R1,000.
Fixed deposits
Investec offers four fixed deposit products.
Min deposit R100,000. Up to 7.78% for deposits over R100,000.
Min deposit R100,000. Up to 7.35% for deposits over R100,000.
Min deposit R100,000.
Min deposit R100,000. Up to 6.55% for deposits over R100,000.