SA Retail Bonds Interest Rate Review for March 2026

Last updated 1st March 2026 by Walter
7.75%
best rate
2
products
1
account types

Introduction

This page gives you an overview of SA Retail Bonds interest rates for March 2026. SA Retail Bonds offers:

  • Fixed deposits. The interest rate for a fixed deposit investment does not fluctuate and is instead fixed throughout your investment period.

SA Retail Bonds interest rate overview

Here is a table of interest rates available at SA Retail Bonds. It shows the type of account, deposit and interest rate you can get.

Name Deposit Nominal rate
Savings
SA Retail Bonds does not offer any savings accounts
Notice accounts
SA Retail Bonds does not offer any notice accounts
Fixed deposits
SA Retail Bonds Fixed Rates R1 7% - 7.75%
SA Retail Bonds Inflation Linked R1 4.75% - 5%

Fixed deposits

SA Retail Bonds offers two fixed deposit products.

Min deposit R1. Up to 7.75% for deposits over R1.

Min deposit R1. Up to 5% for deposits over R1.

Fixed deposits typically pay better rates than savings and notice accounts. Your rate is fixed throughout the term.
PS. Check out my SA Retail Bonds fixed deposit review or the SA Retail Bonds fixed deposit calculator to find out how much interest you can earn compared to other banks.