Fedgroup vs Standard Bank

Interest rates compared

Last updated 1st April 2026 by Walter

Introduction

This fixed deposit comparison page compares Fedgroup interest rates to Standard Bank interest rates. All the interest rates shown are sourced from the Fedgroup and Standard Bank websites, respectively. All rates shown on this page have been converted to nominal rates! This allows for a fair comparison. Rates last updated 1st April 2026.

How do Fedgroup fixed deposit interest rates compare to Standard Bank ?

You are more likely to find better interest rates at Fedgroup than Standard Bank. Specifically, 100 out of 100 interest rates are better at Fedgroup than Standard Bank. This means you are more likely to find a better interest rate at Standard Bank 0% of the time. (PS this was done by comparing all the interest rates on offer for different terms, investment amounts and age groups. Only terms which are offered by both banks are included in the comparison)

Fedgroup
8.65%
best rate
Standard Bank
8.05%
best rate

The best interest rate you can get at Fedgroup is 8.65% for the 60-month fixed deposit. You will need a minimum deposit of R1 . Whilst at Standard Bank, the best interest rate you can get is 8.046511852009797% for the 60-month fixed deposit. You will need a minimum deposit of R100,000 .

But how do interest rates at Fedgroup compare to Standard Bank across different terms and investment amounts?

5 year fixed deposit interest rates compared

Fedgroup vs Standard Bank

This table shows Fedgroup's and Standard Bank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 5 year fixed deposit.

Investment amount Fedgroup1Standard Bank1 Winner 2
R10,000 for 18+
8.65%
6.54%
+
1,531
R100,000 for 18+
8.65%
8.05%
+
4,543
R250,000 for 18+
8.65%
8.05%
+
11,356
R1,000,000 for 18+
8.65%
8.05%
+
45,425
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Fedgroup over and above Standard Bank.
    A negative amount means that Standard Bank offers more than Fedgroup.
How to read this table?

You get a 8.65% interest rate at Fedgroup for a R1,000,000 investment in a 5 year fixed deposit (if you are older than 18). Standard Bank's interest rate for the same terms is 8.05%. Over 5 years you will earn R45,425 more in interest at Fedgroup compared Standard Bank.

How do Fedgroup interest rates compare to other banks?