Investec Fixed Deposit Review for March 2026

Last updated 1st March 2026 by Walter

Introduction

This page summarises all the fixed deposits offered by Investec. All the rates shown are sourced from the Investec website - www.investec.com. All rates shown on this page have been converted to nominal and effective annual rates! This allows you to compare rates across all banks. Yippee!

The Investec fixed deposit interest calculator, allows you to calculate how much interest you will earn for your age, investment amount and term.

Investec fixed deposits highlights

last updated 1st March 2026 by Walter

R100,000
min deposit
7.78%
best rate
1 month to 5 year
terms offered
8.1 / 10
rates rating
* Investec beats the average bank's fixed deposit interest 8.1 out of 10 times based on rates sourced 1st March 2026

Investec offers 4 fixed deposit products

Product Terms Min Deposit Best Rate
Investec PrimeLinked Fixed Deposit 3 month to 1 year R100,000 7.78%
Investec Fixed Deposit Special 6 month to 5 year R100,000 7.35%
Investec Tax Free Fixed Deposit 1 year R100,000 6.75%
Investec Fixed Term Deposit 1 month to 1 year R100,000 6.55%

Here are Investec's best fixed deposit rates

The best interest rate you can get at Investec is 7.78% for the 12-month fixed deposit. You will need a minimum deposit of R100,000 .

Here are Investec's five best fixed deposit interest rates:

# Min deposit Term Nominal
1 R100,000 12 months 7.78%
2 R100,000 12 months 7.78%
3 R1,000,000 12 months 7.78%
4 R10,000,000 12 months 7.78%
5 R100,000 9 months 7.52%
P
only individuals older than 55 qualify
A quick look at Investec's fixed deposit vs industry average rates

Investec PrimeLinked Fixed Deposit

Terms: 3 month to 1 year · Min deposit: R100,000 · Best rate: 7.78%

Investec Fixed Deposit Special

Terms: 6 month to 5 year · Min deposit: R100,000 · Best rate: 7.35%

Investec Tax Free Fixed Deposit

Terms: 1 year · Min deposit: R100,000 · Best rate: 6.75%

Investec Fixed Term Deposit

Terms: 1 month to 1 year · Min deposit: R100,000 · Best rate: 6.55%