Standard Bank - Fixed Deposit Rates

Introduction

This page summarises all the fixed deposits offered by Standard Bank. All the rates shown are sourced from the Standard Bank website - standardbank.co.za. All rates shown on this page have been converted to nominal & effective annual rates! This allows you to compare rates across all banks. Yippee!

The Standard Bank Interest Calculator, allows you to calculate how much interest you will earn for your age, investment amount and term.

Here are Standard Bank's best interest rates

NominalEffective
1 Standard Bank 60m100k 8.50% 8.84%
2 Standard Bank 48m10kP 7.83% 8.12%
3 Standard Bank 48m100k 7.82% 8.11%
4 Standard Bank 48m1P 7.73% 8.01%
5 Standard Bank 36m100k 7.43% 7.69%
P: only individuals older than 55 qualify
length of term. eg. 60m = 60 months
minimum deposit

The best interest rate you can get at Standard Bank is 8.84% for the 60-month fixed deposit. You will need a minimum deposit of R100,000 and be over the age of 18.

10k Deposit rates for Balances from R10k+

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TermNominalEffectiveRank*
3 months 3.47% 3.53%#7
6 months 4.40% 4.49%#8
12 months 5.36% 5.49%#8
24 months 6.40% 6.59%#6
36 months 6.84% 7.06%#6
60 months 7.33% 7.58%#9
* - Standard Bank's ranking for a R10k investment

100k Deposit rates for Balances from R100k+

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TermNominalEffectiveRank*
3 months 4.22% 4.3%#4
6 months 5.19% 5.32%#5
12 months 6.09% 6.26%#8
24 months 7.06% 7.29%#4
36 months 7.43% 7.69%#4
60 months 8.50% 8.84%#6
* - Standard Bank's ranking for a R100k investment

1m Deposit rates for Balances from R1m+

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TermNominalEffectiveRank*
3 months 4.31% 4.4%#4
6 months 5.30% 5.43%#4
12 months 6.17% 6.35%#7
24 months 7.06% 7.29%#4
36 months 7.43% 7.69%#4
60 months 8.50% 8.84%#6
* - Standard Bank's ranking for a R1m investment

10kP Deposit rates for Balances from R10k+ for individuals 55 and older

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TermNominalEffectiveRank*
3 months 3.97% 4.04%#7
6 months 4.90% 5.01%#5
12 months 5.86% 6.02%#7
24 months 6.90% 7.12%#4
36 months 7.34% 7.59%#3
60 months 7.83% 8.12%#9
* - Standard Bank's ranking for a R10k investment

100kP Deposit rates for Balances from R100k+ for individuals 55 and older

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TermNominalEffectiveRank*
3 months 4.22% 4.3%#4
6 months 5.19% 5.32%#5
12 months 6.09% 6.26%#10
24 months 7.06% 7.29%#4
36 months 7.43% 7.69%#4
60 months 8.50% 8.84%#8
* - Standard Bank's ranking for a R100k investment

1mP Deposit rates for Balances from R1m+ for individuals 55 and older

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TermNominalEffectiveRank*
3 months 4.31% 4.4%#4
6 months 5.30% 5.43%#4
12 months 6.17% 6.35%#9
24 months 7.06% 7.29%#4
36 months 7.43% 7.69%#4
60 months 8.50% 8.84%#8
* - Standard Bank's ranking for a R1m investment