SA Retail Bonds Fixed Deposit Review for March 2026
Introduction
This page summarises all the fixed deposits offered by SA Retail Bonds. All the rates shown are sourced from the SA Retail Bonds website - www.rsaretailbonds.gov.za. All rates shown on this page have been converted to nominal and effective annual rates! This allows you to compare rates across all banks. Yippee!
The SA Retail Bonds fixed deposit interest calculator, allows you to calculate how much interest you will earn for your age, investment amount and term.
SA Retail Bonds fixed deposits highlights
last updated 1st March 2026 by Walter
SA Retail Bonds offers 2 fixed deposit products
| Product | Terms | Min Deposit | Best Rate |
|---|---|---|---|
| SA Retail Bonds Fixed Rates | 2 year to 5 year | R1 | 7.75% |
| SA Retail Bonds Inflation Linked | 3 year to 10 year | R1 | 5.00% |
Here are SA Retail Bonds's best fixed deposit rates
The best interest rate you can get at SA Retail Bonds is 7.75% for the 60-month fixed deposit. You will need a minimum deposit of R1 .
Here are SA Retail Bonds's five best fixed deposit interest rates:
| # | Min deposit | Term | Nominal | Effective |
|---|---|---|---|---|
| 1 | R1 | 60 months | 7.75% | 7.90% |
| 2 | R1 P | 60 months | 7.75% | 7.90% |
| 3 | R1 | 36 months | 7.25% | 7.38% |
| 4 | R1 P | 36 months | 7.25% | 7.38% |
| 5 | R1 | 24 months | 7.00% | 7.12% |
SA Retail Bonds Fixed Rates
Terms: 2 year to 5 year · Min deposit: R1 · Best rate: 7.75%
SA Retail Bonds Inflation Linked
Terms: 3 year to 10 year · Min deposit: R1 · Best rate: 5.00%