Capitec - Fixed Deposit Rates

Introduction

This page summarises all the fixed deposits offered by Capitec. All the rates shown are sourced from the Capitec website - capitec.co.za. All rates shown on this page have been converted to nominal & effective annual rates! This allows you to compare rates across all banks. Yippee!

The Capitec Interest Calculator, allows you to calculate how much interest you will earn for your age, investment amount and term.

Here are Capitec's best interest rates

NominalEffective
1 Capitec 60m100k 9.00% 9.38%
2 Capitec 60m25k 8.70% 9.06%
3 Capitec 60m10k 8.00% 8.3%
4 Capitec 48m25k 7.65% 7.92%
5 Capitec 36m100k 7.50% 7.76%
P: only individuals older than 55 qualify
length of term. eg. 60m = 60 months
minimum deposit

The best interest rate you can get at Capitec is 9.38% for the 60-month fixed deposit. You will need a minimum deposit of R100,000 and be over the age of 18.

10k Deposit rates for Balances from R10k+

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TermNominalEffectiveRank*
6 months 4.50% 4.59%#7
12 months 5.50% 5.64%#7
24 months 6.15% 6.33%#8
36 months 6.75% 6.96%#7
60 months 8.00% 8.3%#6
* - Capitec's ranking for a R10k investment

100k Deposit rates for Balances from R100k+

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TermNominalEffectiveRank*
6 months 5.30% 5.43%#3
12 months 6.50% 6.7%#1
24 months 7.25% 7.5%#3
36 months 7.50% 7.76%#3
60 months 9.00% 9.38%#2
* - Capitec's ranking for a R100k investment

10kP Deposit rates for Balances from R10k+ for individuals 55 and older

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TermNominalEffectiveRank*
6 months 4.50% 4.59%#8
12 months 5.50% 5.64%#9
24 months 6.15% 6.33%#8
36 months 6.75% 6.96%#8
60 months 8.00% 8.3%#8
* - Capitec's ranking for a R10k investment

100kP Deposit rates for Balances from R100k+ for individuals 55 and older

👆 back to ToC
TermNominalEffectiveRank*
6 months 5.30% 5.43%#3
12 months 6.50% 6.7%#1
24 months 7.25% 7.5%#3
36 months 7.50% 7.76%#3
60 months 9.00% 9.38%#2
* - Capitec's ranking for a R100k investment