FNB Fixed Deposit Review for March 2026
Introduction
This page summarises all the fixed deposits offered by FNB. All the rates shown are sourced from the FNB website - fnb.co.za. All rates shown on this page have been converted to nominal and effective annual rates! This allows you to compare rates across all banks. Yippee!
The FNB fixed deposit interest calculator, allows you to calculate how much interest you will earn for your age, investment amount and term.
FNB fixed deposits highlights
last updated 1st March 2026 by Walter
FNB offers 3 fixed deposit products
| Product | Terms | Min Deposit | Best Rate |
|---|---|---|---|
| FNB Senior Preferential Fixed Deposit | 1 month to 5 year | R1,000 | 7.70% |
| FNB Senior Fixed Deposit | 1 month to 5 year | R904 | 7.40% |
| FNB Fixed Deposit | 1 month to 5 year | R10,000 | 7.20% |
Here are FNB's best fixed deposit rates
The best interest rate you can get at FNB is 7.7% for the 60-month fixed deposit. You will need a minimum deposit of R1,000,000 and be over the age of 55.
Here are FNB's five best fixed deposit interest rates:
| # | Min deposit | Term | Nominal | Effective |
|---|---|---|---|---|
| 1 | R1,000,000 P | 60 months | 7.70% | 7.98% |
| 2 | R5,000,000 P | 60 months | 7.70% | 7.98% |
| 3 | R500,000 P | 60 months | 7.55% | 7.82% |
| 4 | R250,000 P | 60 months | 7.45% | 7.71% |
| 5 | R1,000,000 P | 60 months | 7.40% | 7.66% |
FNB Senior Preferential Fixed Deposit
Terms: 1 month to 5 year · Min deposit: R1,000 · Best rate: 7.70%
FNB Senior Fixed Deposit
Terms: 1 month to 5 year · Min deposit: R904 · Best rate: 7.40%
FNB Fixed Deposit
Terms: 1 month to 5 year · Min deposit: R10,000 · Best rate: 7.20%