FNB - Fixed Deposit Rates

Introduction

This page summarises all the fixed deposits offered by FNB. All the rates shown are sourced from the FNB website - fnb.co.za. All rates shown on this page have been converted to nominal & effective annual rates! This allows you to compare rates across all banks. Yippee!

The FNB Interest Calculator, allows you to calculate how much interest you will earn for your age, investment amount and term.

Here are FNB's best interest rates

NominalEffective
1 FNB 60m1mP 8.85% 9.22%
2 FNB 60m500kP 8.75% 9.11%
3 FNB 60m250kP 8.70% 9.06%
4 FNB 60m10kP 8.65% 9%
5 FNB 60m1m 8.20% 8.52%
P: only individuals older than 55 qualify
length of term. eg. 60m = 60 months
minimum deposit

The best interest rate you can get at FNB is 9.22% for the 60-month fixed deposit. You will need a minimum deposit of R1,000,000 and be over the age of 55.

10k Deposit rates for Balances from R10k+

👆 back to ToC
TermNominalEffectiveRank*
3 months 4.00% 4.07%#6
6 months 4.75% 4.85%#5
12 months 5.65% 5.8%#6
24 months 6.35% 6.54%#7
36 months 6.85% 7.07%#5
60 months 8.05% 8.35%#5
* - FNB's ranking for a R10k investment

250k Deposit rates for Balances from R250k+

👆 back to ToC
TermNominalEffectiveRank*
3 months 4.05% 4.13%#8
6 months 4.80% 4.91%#9
12 months 5.70% 5.85%#10
24 months 6.40% 6.59%#8
36 months 6.90% 7.12%#8
60 months 8.10% 8.41%#8
* - FNB's ranking for a R250k investment

1m Deposit rates for Balances from R1m+

👆 back to ToC
TermNominalEffectiveRank*
3 months 4.15% 4.23%#7
6 months 4.90% 5.01%#9
12 months 5.80% 5.96%#10
24 months 6.50% 6.7%#8
36 months 7.00% 7.23%#7
60 months 8.20% 8.52%#8
* - FNB's ranking for a R1m investment

10kP Deposit rates for Balances from R10k+ for individuals 55 and older

👆 back to ToC
TermNominalEffectiveRank*
3 months 4.15% 4.23%#4
6 months 4.80% 4.91%#6
12 months 6.15% 6.33%#4
24 months 6.60% 6.8%#7
36 months 6.85% 7.07%#7
60 months 8.65% 9%#4
* - FNB's ranking for a R10k investment

250kP Deposit rates for Balances from R250k+ for individuals 55 and older

👆 back to ToC
TermNominalEffectiveRank*
3 months 4.20% 4.28%#5
6 months 4.85% 4.96%#9
12 months 6.20% 6.38%#8
24 months 6.65% 6.86%#8
36 months 6.90% 7.12%#8
60 months 8.70% 9.06%#6
* - FNB's ranking for a R250k investment

1mP Deposit rates for Balances from R1m+ for individuals 55 and older

👆 back to ToC
TermNominalEffectiveRank*
3 months 4.30% 4.39%#6
6 months 5.00% 5.12%#7
12 months 6.25% 6.43%#8
24 months 6.80% 7.02%#7
36 months 7.05% 7.28%#6
60 months 8.85% 9.22%#4
* - FNB's ranking for a R1m investment