TymeBank Fixed Deposit Review for August 2025

Last updated 3rd August 2025 by Walter

Introduction

This page summarises all the fixed deposits offered by TymeBank. All the rates shown are sourced from the TymeBank website - tymebank.co.za. All rates shown on this page have been converted to nominal and effective annual rates! This allows you to compare rates across all banks. Yippee!

The TymeBank fixed deposit interest calculator, allows you to calculate how much interest you will earn for your age, investment amount and term.

TymeBank fixed deposits highlights

last updated 3rd August 2025 by Walter

R1
min deposit
8.65%
best rate

Here are TymeBank's best fixed deposit rates

The best interest rate you can get at TymeBank is 8.65% for the 12-month fixed deposit. You will need a minimum deposit of R1 .

Here are TymeBank's five best fixed deposit interest rates:

# Min deposit Term Nominal
P
only individuals older than 55 qualify

TymeBank 3 month fixed deposit

This table shows TymeBank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 3 month fixed deposit versus the industry average.

Investment amount Nominal Industry average1 Earnings vs average2
R10,000 for 18+6.96% 7.12%
-
-4
R10,000 for 55+6.96% 7.12%
-
-4
R100,000 for 18+6.96% 7.15%
-
-46
R100,000 for 55+6.96% 7.20%
-
-59
R250,000 for 18+6.96% 7.14%
-
-114
R250,000 for 55+6.96% 7.26%
-
-184
R1,000,000 for 18+6.96% 7.23%
-
-674
R1,000,000 for 55+6.96% 7.34%
-
-953
R5,000,000 for 18+6.96% 7.30%
-
-4,222
R5,000,000 for 55+6.96% 7.36%
-
-5,004
How to read this table?

You get a 6.96% interest rate at TymeBank for a R10,000 investment in a 3 month fixed deposit (if you are older than 18). The industry average is 7.12%. Over 3 months you will earn R4 less in interest at TymeBank compared to the average bank.

TymeBank 6 month fixed deposit

This table shows TymeBank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 6 month fixed deposit versus the industry average.

Investment amount Nominal Industry average1 Earnings vs average2
R10,000 for 18+7.87% 7.40%
+
24
R10,000 for 55+7.87% 7.37%
+
26
R100,000 for 18+7.87% 7.37%
+
256
R100,000 for 55+7.87% 7.41%
+
235
R250,000 for 18+7.87% 7.35%
+
665
R250,000 for 55+7.87% 7.46%
+
523
R1,000,000 for 18+7.87% 7.42%
+
2,336
R1,000,000 for 55+7.87% 7.53%
+
1,746
R5,000,000 for 18+7.87% 7.48%
+
10,114
R5,000,000 for 55+7.87% 7.54%
+
8,426
How to read this table?

You get a 7.87% interest rate at TymeBank for a R10,000 investment in a 6 month fixed deposit (if you are older than 18). The industry average is 7.40%. Over 6 months you will earn R24 more in interest at TymeBank compared to the average bank.

TymeBank 1 year fixed deposit

This table shows TymeBank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 1 year fixed deposit versus the industry average.

Investment amount Nominal Industry average1 Earnings vs average2
R10,000 for 18+8.65% 7.57%
+
116
R10,000 for 55+8.65% 7.58%
+
115
R100,000 for 18+8.65% 7.65%
+
1,078
R100,000 for 55+8.65% 7.67%
+
1,049
R250,000 for 18+8.65% 7.66%
+
2,673
R250,000 for 55+8.65% 7.75%
+
2,428
R1,000,000 for 18+8.65% 7.70%
+
10,179
R1,000,000 for 55+8.65% 7.82%
+
8,940
R5,000,000 for 18+8.65% 7.74%
+
48,682
R5,000,000 for 55+8.65% 7.83%
+
44,192
How to read this table?

You get a 8.65% interest rate at TymeBank for a R10,000 investment in a 1 year fixed deposit (if you are older than 18). The industry average is 7.57%. Over 12 months you will earn R116 more in interest at TymeBank compared to the average bank.