Sasfin Fixed Deposit Review for May 2025
Introduction
This page summarises all the fixed deposits offered by Sasfin. All the rates shown are sourced from the Sasfin website - sasfin.co.za. All rates shown on this page have been converted to nominal and effective annual rates! This allows you to compare rates across all banks. Yippee!
The Sasfin fixed deposit interest calculator, allows you to calculate how much interest you will earn for your age, investment amount and term.
Sasfin fixed deposits highlights
last updated 2nd May 2025 by Walter
Here are Sasfin's best fixed deposit rates
The best interest rate you can get at Sasfin is 7.96% for the 9-month fixed deposit. You will need a minimum deposit of R20,000 .
Here are Sasfin's five best fixed deposit interest rates:
| # | Min deposit | Term | Nominal | Effective |
|---|---|---|---|---|
| 1 | R20,000 | 9 months | 7.96% | 8.26% |
| 2 | R20,000 | 6 months | 7.85% | 8.14% |
| 3 | R20,000 | 3 months | 7.65% | 7.92% |
Sasfin 3 month fixed deposit
This table shows Sasfin's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 3 month fixed deposit versus the industry average.
| Investment amount | Nominal | Industry average1 | Earnings vs average2 |
|---|---|---|---|
| R100,000 for 18+ | 7.65% | 7.34% | + 79 |
| R100,000 for 55+ | 7.65% | 7.34% | + 78 |
| R250,000 for 18+ | 7.65% | 7.34% | + 193 |
| R250,000 for 55+ | 7.65% | 7.38% | + 168 |
| R1,000,000 for 18+ | 7.65% | 7.41% | + 608 |
| R1,000,000 for 55+ | 7.65% | 7.44% | + 510 |
| R5,000,000 for 18+ | 7.65% | 7.41% | + 2,993 |
| R5,000,000 for 55+ | 7.65% | 7.43% | + 2,751 |
| Investment amount | Nominal | Industry average1 | Earnings vs average2 |
|---|---|---|---|
| R100,000 for 18+ | 7.65% | 7.34% | + 79 |
| R100,000 for 55+ | 7.65% | 7.34% | + 78 |
| R250,000 for 18+ | 7.65% | 7.34% | + 193 |
| R250,000 for 55+ | 7.65% | 7.38% | + 168 |
| R1,000,000 for 18+ | 7.65% | 7.41% | + 608 |
| R1,000,000 for 55+ | 7.65% | 7.44% | + 510 |
| R5,000,000 for 18+ | 7.65% | 7.41% | + 2,993 |
| R5,000,000 for 55+ | 7.65% | 7.43% | + 2,751 |
- 1 industry average refers to the average interest rate across all other banks
- 2 the amount of interest you will be able earn over and above the average.
A negative amount means that the average bank in South africa will give you more than Sasfin.
You get a 7.65% interest rate at Sasfin for a R100,000 investment in a 3 month fixed deposit (if you are older than 18). The industry average is 7.34%. Over 3 months you will earn R79 more in interest at Sasfin compared to the average bank.
Sasfin 6 month fixed deposit
This table shows Sasfin's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 6 month fixed deposit versus the industry average.
| Investment amount | Nominal | Industry average1 | Earnings vs average2 |
|---|---|---|---|
| R100,000 for 18+ | 7.85% | 7.59% | + 137 |
| R100,000 for 55+ | 7.85% | 7.59% | + 135 |
| R250,000 for 18+ | 7.85% | 7.57% | + 358 |
| R250,000 for 55+ | 7.85% | 7.63% | + 286 |
| R1,000,000 for 18+ | 7.85% | 7.64% | + 1,088 |
| R1,000,000 for 55+ | 7.85% | 7.70% | + 780 |
| R5,000,000 for 18+ | 7.85% | 7.68% | + 4,555 |
| R5,000,000 for 55+ | 7.85% | 7.70% | + 3,956 |
| Investment amount | Nominal | Industry average1 | Earnings vs average2 |
|---|---|---|---|
| R100,000 for 18+ | 7.85% | 7.59% | + 137 |
| R100,000 for 55+ | 7.85% | 7.59% | + 135 |
| R250,000 for 18+ | 7.85% | 7.57% | + 358 |
| R250,000 for 55+ | 7.85% | 7.63% | + 286 |
| R1,000,000 for 18+ | 7.85% | 7.64% | + 1,088 |
| R1,000,000 for 55+ | 7.85% | 7.70% | + 780 |
| R5,000,000 for 18+ | 7.85% | 7.68% | + 4,555 |
| R5,000,000 for 55+ | 7.85% | 7.70% | + 3,956 |
- 1 industry average refers to the average interest rate across all other banks
- 2 the amount of interest you will be able earn over and above the average.
A negative amount means that the average bank in South africa will give you more than Sasfin.
You get a 7.85% interest rate at Sasfin for a R100,000 investment in a 6 month fixed deposit (if you are older than 18). The industry average is 7.59%. Over 6 months you will earn R137 more in interest at Sasfin compared to the average bank.