SA Retail Bonds vs Fedgroup

Interest rates compared

Last updated 3rd August 2025 by Walter

Introduction

This fixed deposit comparison page compares SA Retail Bonds interest rates to Fedgroup interest rates. All the interest rates shown are sourced from the SA Retail Bonds and Fedgroup websites, respectively. All rates shown on this page have been converted to nominal rates! This allows for a fair comparison. Rates last updated 4th August 2025.

How do SA Retail Bonds fixed deposit interest rates compare to Fedgroup ?

You are more likely to find better interest rates at Fedgroup than SA Retail Bonds. Specifically, 0 out of 100 interest rates are better at SA Retail Bonds than Fedgroup. This means you are more likely to find a better interest rate at Fedgroup 100% of the time. (PS this was done by comparing all the interest rates on offer for different terms, investment amounts and age groups. Only terms which are offered by both banks are included in the comparison)

SA Retail Bonds
9.25%
best rate
Fedgroup
9.10%
best rate

The best interest rate you can get at SA Retail Bonds is 9.25% for the 60-month fixed deposit. You will need a minimum deposit of R1,000 . Whilst at Fedgroup, the best interest rate you can get is 9.1% for the 60-month fixed deposit. You will need a minimum deposit of R5,000 .

But how do interest rates at SA Retail Bonds compare to Fedgroup across different terms and investment amounts?

5 year fixed deposit interest rates compared

SA Retail Bonds vs Fedgroup

This table shows SA Retail Bonds's and Fedgroup's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 5 year fixed deposit.

Investment amount SA Retail Bonds1Fedgroup1 Winner 2
R10,000 for 18+
9.25%
9.10%
-
-22
R10,000 for 55+
9.25%
9.10%
-
-22
R100,000 for 18+
9.25%
9.10%
-
-215
R100,000 for 55+
9.25%
9.10%
-
-215
R250,000 for 18+
9.25%
9.10%
-
-539
R250,000 for 55+
9.25%
9.10%
-
-539
R1,000,000 for 18+
9.25%
9.10%
-
-2,155
R1,000,000 for 55+
9.25%
9.10%
-
-2,155
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at SA Retail Bonds over and above Fedgroup.
    A negative amount means that Fedgroup offers more than SA Retail Bonds.
How to read this table?

You get a 9.25% interest rate at SA Retail Bonds for a R1,000,000 investment in a 5 year fixed deposit (if you are older than 55). Fedgroup's interest rate for the same terms is 9.10%. Over 5 years you will earn R2,155 more in interest at SA Retail Bonds compared Fedgroup.

How do SA Retail Bonds interest rates compare to other banks?