SA Retail Bonds
vs
GoTyme Bank
Interest rates compared
Introduction
This fixed deposit comparison page compares SA Retail Bonds interest rates to GoTyme Bank interest rates. All the interest rates shown are sourced from the SA Retail Bonds and GoTyme Bank websites, respectively. All rates shown on this page have been converted to nominal rates! This allows for a fair comparison. Rates last updated 1st July 2026.
How do SA Retail Bonds fixed deposit interest rates compare to GoTyme Bank ?
You are more likely to find better interest rates at GoTyme Bank than SA Retail Bonds. Specifically, 0 out of 100 interest rates are better at SA Retail Bonds than GoTyme Bank. This means you are more likely to find a better interest rate at GoTyme Bank 100% of the time. (PS this was done by comparing all the interest rates on offer for different terms, investment amounts and age groups. Only terms which are offered by both banks are included in the comparison)
The best interest rate you can get at SA Retail Bonds is 8.25% for the 36-month fixed deposit. You will need a minimum deposit of R1 . Whilst at GoTyme Bank, the best interest rate you can get is 8.5841% for the 36-month fixed deposit. You will need a minimum deposit of R1 .
But how do interest rates at SA Retail Bonds compare to GoTyme Bank across different terms and investment amounts?
2 year fixed deposit interest rates compared
This table shows SA Retail Bonds's and GoTyme Bank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 2 year fixed deposit.
| Investment amount | SA Retail Bonds1 | GoTyme Bank1 | Winner 2 |
|---|---|---|---|
| R10,000 for 18+ | 8.00% | 8.52% | - -152 |
| R100,000 for 18+ | 8.00% | 8.52% | - -1,519 |
| R250,000 for 18+ | 8.00% | 8.52% | - -3,798 |
| R1,000,000 for 18+ | 8.00% | 8.52% | - -15,190 |
- 1 nominal interest rate
- 2 the amount of interest you will be able earn at SA Retail Bonds over and above GoTyme Bank.
A negative amount means that GoTyme Bank offers more than SA Retail Bonds.
You get a 8% interest rate at SA Retail Bonds for a R1,000,000 investment in a 2 year fixed deposit (if you are older than 18). GoTyme Bank's interest rate for the same terms is 8.52%. Over 2 years you will earn R15,190 less in interest at SA Retail Bonds compared GoTyme Bank.
3 year fixed deposit interest rates compared
This table shows SA Retail Bonds's and GoTyme Bank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 3 year fixed deposit.
| Investment amount | SA Retail Bonds1 | GoTyme Bank1 | Winner 2 |
|---|---|---|---|
| R10,000 for 18+ | 8.25% | 8.58% | - -181 |
| R100,000 for 18+ | 8.25% | 8.58% | - -1,806 |
| R250,000 for 18+ | 8.25% | 8.58% | - -4,516 |
| R1,000,000 for 18+ | 8.25% | 8.58% | - -18,065 |
- 1 nominal interest rate
- 2 the amount of interest you will be able earn at SA Retail Bonds over and above GoTyme Bank.
A negative amount means that GoTyme Bank offers more than SA Retail Bonds.
You get a 8.25% interest rate at SA Retail Bonds for a R1,000,000 investment in a 3 year fixed deposit (if you are older than 18). GoTyme Bank's interest rate for the same terms is 8.58%. Over 3 years you will earn R18,065 less in interest at SA Retail Bonds compared GoTyme Bank.
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