Access Bank Plc vs Nedbank

Interest rates compared

Last updated 31st July 2026 by Walter

Introduction

This fixed deposit comparison page compares Access Bank Plc interest rates to Nedbank interest rates. All the interest rates shown are sourced from the Access Bank Plc and Nedbank websites, respectively. All rates shown on this page have been converted to nominal rates! This allows for a fair comparison. Rates last updated 31st July 2026.

How do Access Bank Plc fixed deposit interest rates compare to Nedbank ?

You are more likely to find better interest rates at Nedbank than Access Bank Plc. Specifically, 50 out of 100 interest rates are better at Access Bank Plc than Nedbank. This means you are more likely to find a better interest rate at Nedbank 50% of the time. (PS this was done by comparing all the interest rates on offer for different terms, investment amounts and age groups. Only terms which are offered by both banks are included in the comparison)

Access Bank Plc
7.75%
best rate
Nedbank
8.30%
best rate

The best interest rate you can get at Access Bank Plc is 7.75% for the 60-month fixed deposit. You will need a minimum deposit of R0 . Whilst at Nedbank, the best interest rate you can get is 8.3% for the 60-month fixed deposit. You will need a minimum deposit of R250,000 .

But how do interest rates at Access Bank Plc compare to Nedbank across different terms and investment amounts?

3 month fixed deposit interest rates compared

Access Bank Plc vs Nedbank

This table shows Access Bank Plc's and Nedbank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 3 month fixed deposit.

Investment amount Access Bank Plc1Nedbank1 Winner 2
R10,000 for 18+
6.80%
6.35%
+
11
R100,000 for 18+
6.80%
6.65%
+
38
R250,000 for 18+
6.80%
6.75%
+
32
R1,000,000 for 18+
6.80%
6.75%
+
126
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Access Bank Plc over and above Nedbank.
    A negative amount means that Nedbank offers more than Access Bank Plc.
How to read this table?

You get a 6.8% interest rate at Access Bank Plc for a R1,000,000 investment in a 3 month fixed deposit (if you are older than 18). Nedbank's interest rate for the same terms is 6.75%. Over 3 months you will earn R126 more in interest at Access Bank Plc compared Nedbank.

6 month fixed deposit interest rates compared

Access Bank Plc vs Nedbank

This table shows Access Bank Plc's and Nedbank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 6 month fixed deposit.

Investment amount Access Bank Plc1Nedbank1 Winner 2
R10,000 for 18+
7.00%
6.65%
+
18
R100,000 for 18+
7.00%
6.95%
+
26
R250,000 for 18+
7.00%
7.10%
-
-129
R1,000,000 for 18+
7.00%
7.10%
-
-515
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Access Bank Plc over and above Nedbank.
    A negative amount means that Nedbank offers more than Access Bank Plc.
How to read this table?

You get a 7% interest rate at Access Bank Plc for a R1,000,000 investment in a 6 month fixed deposit (if you are older than 18). Nedbank's interest rate for the same terms is 7.10%. Over 6 months you will earn R515 less in interest at Access Bank Plc compared Nedbank.

1 year fixed deposit interest rates compared

Access Bank Plc vs Nedbank

This table shows Access Bank Plc's and Nedbank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 1 year fixed deposit.

Investment amount Access Bank Plc1Nedbank1 Winner 2
R10,000 for 18+
7.25%
7.15%
+
11
R100,000 for 18+
7.25%
7.30%
-
-53
R250,000 for 18+
7.25%
7.40%
-
-401
R1,000,000 for 18+
7.25%
7.40%
-
-1,604
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Access Bank Plc over and above Nedbank.
    A negative amount means that Nedbank offers more than Access Bank Plc.
How to read this table?

You get a 7.25% interest rate at Access Bank Plc for a R1,000,000 investment in a 1 year fixed deposit (if you are older than 18). Nedbank's interest rate for the same terms is 7.40%. Over 12 months you will earn R1,604 less in interest at Access Bank Plc compared Nedbank.

1.5 year fixed deposit interest rates compared

Access Bank Plc vs Nedbank

This table shows Access Bank Plc's and Nedbank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 1.5 year fixed deposit.

Investment amount Access Bank Plc1Nedbank1 Winner 2
R10,000 for 18+
7.25%
7.05%
+
33
R100,000 for 18+
7.25%
7.35%
-
-166
R250,000 for 18+
7.25%
7.45%
-
-832
R1,000,000 for 18+
7.25%
7.45%
-
-3,328
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Access Bank Plc over and above Nedbank.
    A negative amount means that Nedbank offers more than Access Bank Plc.
How to read this table?

You get a 7.25% interest rate at Access Bank Plc for a R1,000,000 investment in a 1.5 year fixed deposit (if you are older than 18). Nedbank's interest rate for the same terms is 7.45%. Over 1.5 years you will earn R3,328 less in interest at Access Bank Plc compared Nedbank.

2 year fixed deposit interest rates compared

Access Bank Plc vs Nedbank

This table shows Access Bank Plc's and Nedbank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 2 year fixed deposit.

Investment amount Access Bank Plc1Nedbank1 Winner 2
R10,000 for 18+
7.50%
7.10%
+
92
R100,000 for 18+
7.50%
7.40%
+
231
R250,000 for 18+
7.50%
7.50%
-
0
R1,000,000 for 18+
7.50%
7.50%
-
0
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Access Bank Plc over and above Nedbank.
    A negative amount means that Nedbank offers more than Access Bank Plc.
How to read this table?

You get a 7.5% interest rate at Access Bank Plc for a R1,000,000 investment in a 2 year fixed deposit (if you are older than 18). Nedbank's interest rate for the same terms is 7.50%. Over 2 years you will earn R0 less in interest at Access Bank Plc compared Nedbank.

3 year fixed deposit interest rates compared

Access Bank Plc vs Nedbank

This table shows Access Bank Plc's and Nedbank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 3 year fixed deposit.

Investment amount Access Bank Plc1Nedbank1 Winner 2
R10,000 for 18+
7.60%
7.15%
+
167
R100,000 for 18+
7.60%
7.45%
+
560
R250,000 for 18+
7.60%
7.55%
+
467
R1,000,000 for 18+
7.60%
7.55%
+
1,870
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Access Bank Plc over and above Nedbank.
    A negative amount means that Nedbank offers more than Access Bank Plc.
How to read this table?

You get a 7.6% interest rate at Access Bank Plc for a R1,000,000 investment in a 3 year fixed deposit (if you are older than 18). Nedbank's interest rate for the same terms is 7.55%. Over 3 years you will earn R1,870 more in interest at Access Bank Plc compared Nedbank.

5 year fixed deposit interest rates compared

Access Bank Plc vs Nedbank

This table shows Access Bank Plc's and Nedbank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 5 year fixed deposit.

Investment amount Access Bank Plc1Nedbank1 Winner 2
R10,000 for 18+
7.75%
7.90%
-
-110
R100,000 for 18+
7.75%
8.05%
-
-2,209
R250,000 for 18+
7.75%
8.30%
-
-10,188
R1,000,000 for 18+
7.75%
8.30%
-
-40,750
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Access Bank Plc over and above Nedbank.
    A negative amount means that Nedbank offers more than Access Bank Plc.
How to read this table?

You get a 7.75% interest rate at Access Bank Plc for a R1,000,000 investment in a 5 year fixed deposit (if you are older than 18). Nedbank's interest rate for the same terms is 8.30%. Over 5 years you will earn R40,750 less in interest at Access Bank Plc compared Nedbank.

How do Access Bank Plc interest rates compare to other banks?