Access Bank Plc vs TymeBank

Interest rates compared

Last updated 4th June 2025 by Walter

Introduction

This fixed deposit comparison page compares Access Bank Plc interest rates to TymeBank interest rates. All the interest rates shown are sourced from the Access Bank Plc and TymeBank websites, respectively. All rates shown on this page have been converted to nominal rates! This allows for a fair comparison. Rates last updated 4th June 2025.

How do Access Bank Plc fixed deposit interest rates compare to TymeBank ?

You are more likely to find better interest rates at Access Bank Plc than TymeBank. Specifically, 67 out of 100 interest rates are better at Access Bank Plc than TymeBank. This means you are more likely to find a better interest rate at TymeBank 33% of the time. (PS this was done by comparing all the interest rates on offer for different terms, investment amounts and age groups. Only terms which are offered by both banks are included in the comparison)

Access Bank Plc
9.22%
best rate
TymeBank
8.65%
best rate

The best interest rate you can get at Access Bank Plc is 9.22% for the 60-month fixed deposit. You will need a minimum deposit of R500 . Whilst at TymeBank, the best interest rate you can get is 8.65% for the 12-month fixed deposit. You will need a minimum deposit of R1 .

But how do interest rates at Access Bank Plc compare to TymeBank across different terms and investment amounts?

3 month fixed deposit interest rates compared

Access Bank Plc vs TymeBank

This table shows Access Bank Plc's and TymeBank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 3 month fixed deposit.

Investment amount Access Bank Plc1TymeBank1 Winner 2
R10,000 for 18+
7.57%
6.96%
+
15
R10,000 for 55+
7.57%
6.96%
+
15
R100,000 for 18+
7.57%
6.96%
+
154
R100,000 for 55+
7.57%
6.96%
+
154
R250,000 for 18+
7.57%
6.96%
+
385
R250,000 for 55+
7.57%
6.96%
+
385
R1,000,000 for 18+
7.57%
6.96%
+
1,539
R1,000,000 for 55+
7.57%
6.96%
+
1,539
R5,000,000 for 18+
7.57%
6.96%
+
7,695
R5,000,000 for 55+
7.57%
6.96%
+
7,695
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Access Bank Plc over and above TymeBank.
    A negative amount means that TymeBank offers more than Access Bank Plc.
How to read this table?

You get a 7.57% interest rate at Access Bank Plc for a R5,000,000 investment in a 3 month fixed deposit (if you are older than 55). TymeBank's interest rate for the same terms is 6.96%. Over 3 months you will earn R7,695 more in interest at Access Bank Plc compared TymeBank.

6 month fixed deposit interest rates compared

Access Bank Plc vs TymeBank

This table shows Access Bank Plc's and TymeBank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 6 month fixed deposit.

Investment amount Access Bank Plc1TymeBank1 Winner 2
R10,000 for 18+
7.90%
7.87%
+
1
R10,000 for 55+
7.90%
7.87%
+
1
R100,000 for 18+
7.90%
7.87%
+
14
R100,000 for 55+
7.90%
7.87%
+
14
R250,000 for 18+
7.90%
7.87%
+
36
R250,000 for 55+
7.90%
7.87%
+
36
R1,000,000 for 18+
7.90%
7.87%
+
144
R1,000,000 for 55+
7.90%
7.87%
+
144
R5,000,000 for 18+
7.90%
7.87%
+
721
R5,000,000 for 55+
7.90%
7.87%
+
721
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Access Bank Plc over and above TymeBank.
    A negative amount means that TymeBank offers more than Access Bank Plc.
How to read this table?

You get a 7.9% interest rate at Access Bank Plc for a R5,000,000 investment in a 6 month fixed deposit (if you are older than 55). TymeBank's interest rate for the same terms is 7.87%. Over 6 months you will earn R721 more in interest at Access Bank Plc compared TymeBank.

1 year fixed deposit interest rates compared

Access Bank Plc vs TymeBank

This table shows Access Bank Plc's and TymeBank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 1 year fixed deposit.

Investment amount Access Bank Plc1TymeBank1 Winner 2
R10,000 for 18+
8.34%
8.65%
-
-33
R10,000 for 55+
8.34%
8.65%
-
-33
R100,000 for 18+
8.34%
8.65%
-
-330
R100,000 for 55+
8.34%
8.65%
-
-330
R250,000 for 18+
8.34%
8.65%
-
-825
R250,000 for 55+
8.34%
8.65%
-
-825
R1,000,000 for 18+
8.34%
8.65%
-
-3,300
R1,000,000 for 55+
8.34%
8.65%
-
-3,300
R5,000,000 for 18+
8.34%
8.65%
-
-16,500
R5,000,000 for 55+
8.34%
8.65%
-
-16,500
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Access Bank Plc over and above TymeBank.
    A negative amount means that TymeBank offers more than Access Bank Plc.
How to read this table?

You get a 8.34% interest rate at Access Bank Plc for a R5,000,000 investment in a 1 year fixed deposit (if you are older than 55). TymeBank's interest rate for the same terms is 8.65%. Over 12 months you will earn R16,500 less in interest at Access Bank Plc compared TymeBank.