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Best 2 year Fixed Deposit Rates for July 2026 | R10,000 investment

These are the best 2 year fixed deposit rates for individuals younger than 55 looking to invest R10,000.

# Bank Nominal Total interest *
1
GoTyme Bank
GoTyme Bank Fixed Deposit 		8.52% R11.9k
2
GoTyme Bank
GoTyme Bank Fixed Deposit 		8.52% R11.9k
3
SA Retail Bonds
SA Retail Bonds Fixed Rates 		8% R11.7k
4
SA Retail Bonds
SA Retail Bonds Fixed Rates 		8% R11.7k
5
Absa
Absa Dynamic Senior Fixed Deposit 		7.55% R11.6k
6
Absa
Absa Dynamic Fixed Deposit 		7.5% R11.6k
7
Access Bank Plc
Access Bank Fixed Deposit 		7.5% R11.6k
8
Access Bank Plc
Access Bank Fixed Deposit 		7.5% R11.6k
9
Discovery
Discovery Fixed Deposit Account 		7.5% R11.6k
10
Discovery
Discovery Fixed Deposit Account 		7.5% R11.6k
11
Standard Bank
Standard Bank Fixed Deposit 		7.34% R11.6k
12
FNB
FNB Senior Preferential Fixed Deposit 		7.25% R11.6k
13
Nedbank
Nedbank Platinum Fixed Deposit 		7.1% R11.5k
14
Nedbank
Nedbank Electronic OptimumPlus 		7.1% R11.5k
15
Nedbank
Nedbank Electronic Fixed Deposit 		7.05% R11.5k
16
FNB
FNB Senior Fixed Deposit 		6.95% R11.5k
17
African Bank
African Bank Fixed Deposit 		6.93% R11.5k
18
African Bank
African Bank Fixed Deposit 		6.93% R11.5k
19
Standard Bank
Standard Bank Fixed Deposit 		6.87% R11.5k
20
Capitec
Capitec Fixed-Term Savings 		6.85% R11.5k
21
FNB
FNB Fixed Deposit 		6.85% R11.5k
22
Absa
Absa Senior Digital Bonus Fixed Deposit 		6.35% R11.4k
23
Absa
Absa Standard Digital Bonus Fixed Deposit 		6.3% R11.3k
(*) Total interest: estimated total interest earned for a R10,000 investment. Interest paid out at maturity