R10k
see best interest rates for R10'000
R100k
see best interest rates for R100'000
R1m
see best interest rates for R1'000'000
Custom
see best interest rates for your custom amount

Best 5 year Fixed Deposit Rates for September 2026 | R10,000 investment

These are the best 5 year fixed deposit rates for individuals older than 55 looking to invest R10,000.

# Bank Nominal Total interest *
1
Fedgroup
Fedgroup Secured Investment (5 Years) 		8.65% R15.4k
2
Fedgroup
Fedgroup Secured Investment (5 Years) 		8.65% R15.4k
3
SA Retail Bonds
SA Retail Bonds Fixed Rates 		8.75% R15.3k
4
SA Retail Bonds
SA Retail Bonds Fixed Rates 		8.75% R15.3k
5
African Bank
African Bank Fixed Deposit 		8.05% R14.9k
6
African Bank
African Bank Fixed Deposit 		8.05% R14.9k
7
Discovery
Discovery Fixed Deposit Account 		8% R14.9k
8
Discovery
Discovery Fixed Deposit Account 		8% R14.9k
9
Nedbank
Nedbank Platinum Fixed Deposit 		8% R14.9k
10
Nedbank
Nedbank Electronic OptimumPlus 		8% R14.9k
11
FNB
FNB Senior Preferential Fixed Deposit 		7.95% R14.9k
12
FNB
FNB Senior Fixed Deposit 		7.8% R14.8k
13
Absa
Absa Dynamic Senior Fixed Deposit 		7.75% R14.7k
14
Access Bank Plc
Access Bank Fixed Deposit 		7.75% R14.7k
15
Access Bank Plc
Access Bank Fixed Deposit 		7.75% R14.7k
16
FNB
FNB Fixed Deposit 		7.75% R14.7k
17
Absa
Absa Dynamic Fixed Deposit 		7.7% R14.7k
18
Nedbank
Nedbank Electronic Fixed Deposit 		7.7% R14.7k
19
Standard Bank
Standard Bank Fixed Deposit 		7.58% R14.6k
20
Capitec
Capitec Fixed-Term Savings 		7.3% R14.4k
21
Absa
Absa Senior Digital Bonus Fixed Deposit 		7.25% R14.4k
22
Absa
Absa Standard Digital Bonus Fixed Deposit 		7.2% R14.3k
23
Standard Bank
Standard Bank Fixed Deposit 		7.11% R14.3k
24
SA Retail Bonds
SA Retail Bonds Inflation Linked 		4.5% R12.5k
25
SA Retail Bonds
SA Retail Bonds Inflation Linked 		4.5% R12.5k
(*) Total interest: estimated total interest earned for a R10,000 investment. Interest paid out at maturity