Best 5 year Fixed Deposit Rates for April 2026 | R10,000 investment

These are the best 5 year fixed deposit rates for individuals older than 55 looking to invest R10,000.

#	Bank	Min Age	Min Deposit	Nominal	Total interest *
1	SA Retail Bonds SA Retail Bonds Fixed Rates	18	R1	9.25%	R15.7k
2	SA Retail Bonds SA Retail Bonds Fixed Rates	55	R1	9.25%	R15.7k
3	Fedgroup Fedgroup Secured Investment (5 Years)	18	R1	8.65%	R15.4k
4	Fedgroup Fedgroup Secured Investment (5 Years)	55	R1	8.65%	R15.4k
5	Discovery Discovery Fixed Deposit Account	18	R10k	8.05%	R14.9k
6	Discovery Discovery Fixed Deposit Account	55	R10k	8.05%	R14.9k
7	African Bank African Bank Fixed Deposit	18	R0	7.87%	R14.8k
8	African Bank African Bank Fixed Deposit	55	R0	7.87%	R14.8k
9	Absa Absa Dynamic Senior Fixed Deposit	55	R1k	7.75%	R14.7k
10	Access Bank Plc Access Bank Fixed Deposit	18	R0	7.75%	R14.7k
11	Access Bank Plc Access Bank Fixed Deposit	55	R0	7.75%	R14.7k
12	Absa Absa Dynamic Fixed Deposit	18	R1k	7.7%	R14.7k
13	Nedbank Nedbank Platinum Fixed Deposit	18	R1k	7.5%	R14.5k
14	Nedbank Nedbank Electronic OptimumPlus	55	R1k	7.5%	R14.5k
15	FNB FNB Senior Preferential Fixed Deposit	55	R10k	7.35%	R14.4k
16	Absa Absa Senior Digital Bonus Fixed Deposit	55	R1k	7.25%	R14.4k
17	Absa Absa Standard Digital Bonus Fixed Deposit	18	R1k	7.2%	R14.3k
18	Capitec Capitec Fixed-Term Savings	18	R10k	7.2%	R14.3k
19	Nedbank Nedbank Electronic Fixed Deposit	18	R1k	7.15%	R14.3k
20	FNB FNB Senior Fixed Deposit	55	R10k	7.1%	R14.2k
21	Standard Bank Standard Bank Fixed Deposit	55	R10k	7.01%	R14.2k
22	FNB FNB Fixed Deposit	18	R10k	6.9%	R14.1k
23	Standard Bank Standard Bank Fixed Deposit	18	R10k	6.54%	R13.9k
24	SA Retail Bonds SA Retail Bonds Inflation Linked	18	R1	4.75%	R12.6k
25	SA Retail Bonds SA Retail Bonds Inflation Linked	55	R1	4.75%	R12.6k

(*) Total interest: estimated total interest earned for a R10,000 investment. Interest paid out at maturity