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Best 5 year Fixed Deposit Rates for March 2026 | R10,000 investment

These are the best 5 year fixed deposit rates for individuals older than 55 looking to invest R10,000.

# Bank Nominal Total interest *
1
Fedgroup
Fedgroup Secured Investment (5 Years) 		8.9% R15.6k
2
Fedgroup
Fedgroup Secured Investment (5 Years) 		8.9% R15.6k
3
African Bank
African Bank Fixed Deposit 		8.05% R14.9k
4
African Bank
African Bank Fixed Deposit 		8.05% R14.9k
5
Access Bank Plc
Access Bank Fixed Deposit 		7.75% R14.7k
6
Access Bank Plc
Access Bank Fixed Deposit 		7.75% R14.7k
7
Nedbank
Nedbank Platinum Fixed Deposit 		7.75% R14.7k
8
Nedbank
Nedbank Electronic OptimumPlus 		7.75% R14.7k
9
SA Retail Bonds
SA Retail Bonds Fixed Rates 		7.75% R14.6k
10
SA Retail Bonds
SA Retail Bonds Fixed Rates 		7.75% R14.6k
11
Discovery
Discovery Fixed Deposit Account 		7.35% R14.4k
12
Discovery
Discovery Fixed Deposit Account 		7.35% R14.4k
13
FNB
FNB Senior Preferential Fixed Deposit 		7.35% R14.4k
14
Absa
Absa Dynamic Senior Fixed Deposit 		7.2% R14.3k
15
Capitec
Capitec Fixed-Term Savings 		7.2% R14.3k
16
Absa
Absa Dynamic Fixed Deposit 		7.15% R14.3k
17
Nedbank
Nedbank Electronic Fixed Deposit 		7.15% R14.3k
18
FNB
FNB Senior Fixed Deposit 		7.1% R14.2k
19
Absa
Absa Senior Digital Bonus Fixed Deposit 		7.05% R14.2k
20
Standard Bank
Standard Bank Fixed Deposit 		7.01% R14.2k
21
Absa
Absa Standard Digital Bonus Fixed Deposit 		7% R14.2k
22
FNB
FNB Fixed Deposit 		6.9% R14.1k
23
Standard Bank
Standard Bank Fixed Deposit 		6.54% R13.9k
24
SA Retail Bonds
SA Retail Bonds Inflation Linked 		4.75% R12.6k
25
SA Retail Bonds
SA Retail Bonds Inflation Linked 		4.75% R12.6k
(*) Total interest: estimated total interest earned for a R10,000 investment. Interest paid out at maturity