Best 3 year Fixed Deposit Rates for April 2026 | R10,000 investment

These are the best 3 year fixed deposit rates for individuals older than 55 looking to invest R10,000.

#	Bank	Min Age	Min Deposit	Nominal	Total interest *
1	SA Retail Bonds SA Retail Bonds Fixed Rates	18	R1	8.75%	R12.9k
2	SA Retail Bonds SA Retail Bonds Fixed Rates	55	R1	8.75%	R12.9k
3	Absa Absa Dynamic Senior Fixed Deposit	55	R1k	7.7%	R12.6k
4	Discovery Discovery Fixed Deposit Account	18	R10k	7.65%	R12.6k
5	Discovery Discovery Fixed Deposit Account	55	R10k	7.65%	R12.6k
6	Access Bank Plc Access Bank Fixed Deposit	18	R0	7.6%	R12.6k
7	Access Bank Plc Access Bank Fixed Deposit	55	R0	7.6%	R12.6k
8	Absa Absa Dynamic Fixed Deposit	18	R1k	7.5%	R12.5k
9	African Bank African Bank Fixed Deposit	18	R0	7.02%	R12.3k
10	African Bank African Bank Fixed Deposit	55	R0	7.02%	R12.3k
11	Capitec Capitec Fixed-Term Savings	18	R10k	6.9%	R12.3k
12	FNB FNB Senior Preferential Fixed Deposit	55	R10k	6.85%	R12.3k
13	Nedbank Nedbank Platinum Fixed Deposit	18	R1k	6.85%	R12.3k
14	Nedbank Nedbank Electronic OptimumPlus	55	R1k	6.85%	R12.3k
15	Nedbank Nedbank Electronic Fixed Deposit	18	R1k	6.8%	R12.3k
16	Standard Bank Standard Bank Fixed Deposit	55	R10k	6.67%	R12.2k
17	Absa Absa Senior Digital Bonus Fixed Deposit	55	R1k	6.65%	R12.2k
18	FNB FNB Senior Fixed Deposit	55	R10k	6.6%	R12.2k
19	FNB FNB Fixed Deposit	18	R10k	6.5%	R12.1k
20	Absa Absa Standard Digital Bonus Fixed Deposit	18	R1k	6.45%	R12.1k
21	Standard Bank Standard Bank Fixed Deposit	18	R10k	6.2%	R12.0k
22	SA Retail Bonds SA Retail Bonds Inflation Linked	18	R1	5%	R11.6k
23	SA Retail Bonds SA Retail Bonds Inflation Linked	55	R1	5%	R11.6k

(*) Total interest: estimated total interest earned for a R10,000 investment. Interest paid out at maturity