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Best 1 year Fixed Deposit Rates for April 2026 | R10,000 investment

These are the best 1 year fixed deposit rates for individuals younger than 55 looking to invest R10,000.

# Bank Nominal Total interest *
1
TymeBank
TymeBank Fixed Deposit 		8.75% R10.9k
2
TymeBank
TymeBank Fixed Deposit 		8.75% R10.9k
3
Bidvest
Bidvest Fixed Deposit 		7.67% R10.8k
4
Absa
Absa Dynamic Senior Fixed Deposit 		7.25% R10.7k
5
Access Bank Plc
Access Bank Fixed Deposit 		7.25% R10.7k
6
Access Bank Plc
Access Bank Fixed Deposit 		7.25% R10.7k
7
Absa
Absa Dynamic Fixed Deposit 		7.2% R10.7k
8
African Bank
African Bank Tax Free Investment (12 Months) 		7.07% R10.7k
9
African Bank
African Bank Tax Free Investment (12 Months) 		7.07% R10.7k
10
African Bank
African Bank Fixed Deposit 		7.02% R10.7k
11
African Bank
African Bank Fixed Deposit 		7.02% R10.7k
12
Discovery
Discovery Fixed Deposit Account 		7% R10.7k
13
Discovery
Discovery Fixed Deposit Account 		7% R10.7k
14
Absa
Absa Senior Digital Bonus Fixed Deposit 		6.85% R10.7k
15
Absa
Absa Standard Digital Bonus Fixed Deposit 		6.8% R10.7k
16
FNB
FNB Senior Preferential Fixed Deposit 		6.8% R10.7k
17
Capitec
Capitec Fixed-Term Savings 		6.75% R10.7k
18
Nedbank
Nedbank Platinum Fixed Deposit 		6.7% R10.7k
19
Nedbank
Nedbank Electronic OptimumPlus 		6.7% R10.7k
20
FNB
FNB Senior Fixed Deposit 		6.6% R10.7k
21
Nedbank
Nedbank Electronic Fixed Deposit 		6.55% R10.7k
22
FNB
FNB Fixed Deposit 		6.5% R10.7k
23
Standard Bank
Standard Bank Fixed Deposit 		6.27% R10.6k
24
Standard Bank
Standard Bank Fixed Deposit 		5.79% R10.6k
(*) Total interest: estimated total interest earned for a R10,000 investment. Interest paid out at maturity