Bidvest vs Access Bank Plc

Interest rates compared

Last updated 1st May 2026 by Walter

Introduction

This fixed deposit comparison page compares Bidvest interest rates to Access Bank Plc interest rates. All the interest rates shown are sourced from the Bidvest and Access Bank Plc websites, respectively. All rates shown on this page have been converted to nominal rates! This allows for a fair comparison. Rates last updated 1st May 2026.

How do Bidvest fixed deposit interest rates compare to Access Bank Plc ?

You are more likely to find better interest rates at Bidvest than Access Bank Plc. Specifically, 100 out of 100 interest rates are better at Bidvest than Access Bank Plc. This means you are more likely to find a better interest rate at Access Bank Plc 0% of the time. (PS this was done by comparing all the interest rates on offer for different terms, investment amounts and age groups. Only terms which are offered by both banks are included in the comparison)

Bidvest
7.81%
best rate
Access Bank Plc
7.25%
best rate

The best interest rate you can get at Bidvest is 7.81% for the 12-month fixed deposit. You will need a minimum deposit of R1 . Whilst at Access Bank Plc, the best interest rate you can get is 7.25% for the 12-month fixed deposit. You will need a minimum deposit of R0 .

But how do interest rates at Bidvest compare to Access Bank Plc across different terms and investment amounts?

2 month fixed deposit interest rates compared

Bidvest vs Access Bank Plc

This table shows Bidvest's and Access Bank Plc's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 2 month fixed deposit.

Investment amount Bidvest1Access Bank Plc1 Winner 2
R10,000 for 18+
6.98%
6.45%
+
9
R100,000 for 18+
6.98%
6.45%
+
89
R250,000 for 18+
6.98%
6.45%
+
222
R1,000,000 for 18+
6.98%
6.45%
+
888
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Bidvest over and above Access Bank Plc.
    A negative amount means that Access Bank Plc offers more than Bidvest.
How to read this table?

You get a 6.98% interest rate at Bidvest for a R1,000,000 investment in a 2 month fixed deposit (if you are older than 18). Access Bank Plc's interest rate for the same terms is 6.45%. Over 2 months you will earn R888 more in interest at Bidvest compared Access Bank Plc.

3 month fixed deposit interest rates compared

Bidvest vs Access Bank Plc

This table shows Bidvest's and Access Bank Plc's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 3 month fixed deposit.

Investment amount Bidvest1Access Bank Plc1 Winner 2
R10,000 for 18+
7.06%
6.80%
+
7
R100,000 for 18+
7.06%
6.80%
+
66
R250,000 for 18+
7.06%
6.80%
+
164
R1,000,000 for 18+
7.06%
6.80%
+
658
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Bidvest over and above Access Bank Plc.
    A negative amount means that Access Bank Plc offers more than Bidvest.
How to read this table?

You get a 7.06% interest rate at Bidvest for a R1,000,000 investment in a 3 month fixed deposit (if you are older than 18). Access Bank Plc's interest rate for the same terms is 6.80%. Over 3 months you will earn R658 more in interest at Bidvest compared Access Bank Plc.

6 month fixed deposit interest rates compared

Bidvest vs Access Bank Plc

This table shows Bidvest's and Access Bank Plc's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 6 month fixed deposit.

Investment amount Bidvest1Access Bank Plc1 Winner 2
R10,000 for 18+
7.39%
7.00%
+
20
R100,000 for 18+
7.39%
7.00%
+
201
R250,000 for 18+
7.39%
7.00%
+
502
R1,000,000 for 18+
7.39%
7.00%
+
2,009
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Bidvest over and above Access Bank Plc.
    A negative amount means that Access Bank Plc offers more than Bidvest.
How to read this table?

You get a 7.39% interest rate at Bidvest for a R1,000,000 investment in a 6 month fixed deposit (if you are older than 18). Access Bank Plc's interest rate for the same terms is 7.00%. Over 6 months you will earn R2,009 more in interest at Bidvest compared Access Bank Plc.

9 month fixed deposit interest rates compared

Bidvest vs Access Bank Plc

This table shows Bidvest's and Access Bank Plc's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 9 month fixed deposit.

Investment amount Bidvest1Access Bank Plc1 Winner 2
R10,000 for 18+
7.61%
7.00%
+
48
R100,000 for 18+
7.61%
7.00%
+
480
R250,000 for 18+
7.61%
7.00%
+
1,201
R1,000,000 for 18+
7.61%
7.00%
+
4,803
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Bidvest over and above Access Bank Plc.
    A negative amount means that Access Bank Plc offers more than Bidvest.
How to read this table?

You get a 7.61% interest rate at Bidvest for a R1,000,000 investment in a 9 month fixed deposit (if you are older than 18). Access Bank Plc's interest rate for the same terms is 7.00%. Over 9 months you will earn R4,803 more in interest at Bidvest compared Access Bank Plc.

1 year fixed deposit interest rates compared

Bidvest vs Access Bank Plc

This table shows Bidvest's and Access Bank Plc's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 1 year fixed deposit.

Investment amount Bidvest1Access Bank Plc1 Winner 2
R10,000 for 18+
7.81%
7.25%
+
60
R100,000 for 18+
7.81%
7.25%
+
600
R250,000 for 18+
7.81%
7.25%
+
1,500
R1,000,000 for 18+
7.81%
7.25%
+
5,999
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Bidvest over and above Access Bank Plc.
    A negative amount means that Access Bank Plc offers more than Bidvest.
How to read this table?

You get a 7.81% interest rate at Bidvest for a R1,000,000 investment in a 1 year fixed deposit (if you are older than 18). Access Bank Plc's interest rate for the same terms is 7.25%. Over 12 months you will earn R5,999 more in interest at Bidvest compared Access Bank Plc.

How do Bidvest interest rates compare to other banks?