Bidvest vs Investec

Interest rates compared

Last updated 2nd April 2025 by Walter

Introduction

This fixed deposit comparison page compares Bidvest interest rates to Investec interest rates. All the interest rates shown are sourced from the Bidvest and Investec websites, respectively. All rates shown on this page have been converted to nominal rates! This allows for a fair comparison. Rates last updated 2nd April 2025.

How do Bidvest fixed deposit interest rates compare to Investec ?

You are more likely to find better interest rates at Bidvest than Investec. Specifically, 100 out of 100 interest rates are better at Bidvest than Investec. This means you are more likely to find a better interest rate at Investec 0% of the time. (PS this was done by comparing all the interest rates on offer for different terms, investment amounts and age groups. Only terms which are offered by both banks are included in the comparison)

Bidvest
8.42%
best rate
Investec
8.75%
best rate

The best interest rate you can get at Bidvest is 8.42% for the 12-month fixed deposit. You will need a minimum deposit of R10,000 and be over the age of 55. Whilst at Investec, the best interest rate you can get is 8.75% for the 60-month fixed deposit. You will need a minimum deposit of R100,000 and be over the age of 55.

But how do interest rates at Bidvest compare to Investec across different terms and investment amounts?

3 month fixed deposit interest rates compared

Bidvest vs Investec

This table shows Bidvest's and Investec's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 3 month fixed deposit.

Investment amount Bidvest1Investec1 Winner 2
R100,000 for 18+
7.90%
6.93%
+
246
R250,000 for 18+
7.90%
7.13%
+
484
R1,000,000 for 18+
7.90%
7.38%
+
1,322
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Bidvest over and above Investec.
    A negative amount means that Investec offers more than Bidvest.
How to read this table?

You get a 7.9% interest rate at Bidvest for a R1,000,000 investment in a 3 month fixed deposit (if you are older than 18). Investec's interest rate for the same terms is 7.38%. Over 3 months you will earn R1,322 more in interest at Bidvest compared Investec.

6 month fixed deposit interest rates compared

Bidvest vs Investec

This table shows Bidvest's and Investec's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 6 month fixed deposit.

Investment amount Bidvest1Investec1 Winner 2
R100,000 for 18+
8.05%
7.53%
+
265
R100,000 for 55+
8.05%
7.77%
+
144
R250,000 for 18+
8.05%
7.53%
+
661
R250,000 for 55+
8.05%
7.77%
+
361
R1,000,000 for 18+
8.05%
7.53%
+
2,645
R1,000,000 for 55+
8.05%
7.77%
+
1,442
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Bidvest over and above Investec.
    A negative amount means that Investec offers more than Bidvest.
How to read this table?

You get a 8.05% interest rate at Bidvest for a R1,000,000 investment in a 6 month fixed deposit (if you are older than 55). Investec's interest rate for the same terms is 7.77%. Over 6 months you will earn R1,442 more in interest at Bidvest compared Investec.

1 year fixed deposit interest rates compared

Bidvest vs Investec

This table shows Bidvest's and Investec's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 1 year fixed deposit.

Investment amount Bidvest1Investec1 Winner 2
R100,000 for 18+
8.32%
8.05%
+
290
R100,000 for 55+
8.42%
8.25%
+
180
R250,000 for 18+
8.32%
8.05%
+
725
R250,000 for 55+
8.42%
8.25%
+
450
R1,000,000 for 18+
8.32%
8.05%
+
2,900
R1,000,000 for 55+
8.42%
8.25%
+
1,800
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Bidvest over and above Investec.
    A negative amount means that Investec offers more than Bidvest.
How to read this table?

You get a 8.42% interest rate at Bidvest for a R1,000,000 investment in a 1 year fixed deposit (if you are older than 55). Investec's interest rate for the same terms is 8.25%. Over 12 months you will earn R1,800 more in interest at Bidvest compared Investec.

How do Bidvest interest rates compare to other banks?