Bidvest
vs
Investec
Interest rates compared
Introduction
This fixed deposit comparison page compares Bidvest interest rates to Investec interest rates. All the interest rates shown are sourced from the Bidvest and Investec websites, respectively. All rates shown on this page have been converted to nominal rates! This allows for a fair comparison. Rates last updated 2nd October 2026.
How do Bidvest fixed deposit interest rates compare to Investec ?
You are more likely to find better interest rates at Investec than Bidvest. Specifically, 43 out of 100 interest rates are better at Bidvest than Investec. This means you are more likely to find a better interest rate at Investec 57% of the time. (PS this was done by comparing all the interest rates on offer for different terms, investment amounts and age groups. Only terms which are offered by both banks are included in the comparison)
The best interest rate you can get at Bidvest is 7.67% for the 12-month fixed deposit. You will need a minimum deposit of R1 . Whilst at Investec, the best interest rate you can get is 8.28% for the 12-month fixed deposit. You will need a minimum deposit of R100,000 .
But how do interest rates at Bidvest compare to Investec across different terms and investment amounts?
2 month fixed deposit interest rates compared
This table shows Bidvest's and Investec's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 2 month fixed deposit.
| Investment amount | Bidvest1 | Investec1 | Winner 2 |
|---|---|---|---|
| R100,000 for 18+ | 7.08% | 6.53% | + 92 |
| R250,000 for 18+ | 7.08% | 6.73% | + 147 |
| R1,000,000 for 18+ | 7.08% | 6.98% | + 168 |
- 1 nominal interest rate
- 2 the amount of interest you will be able earn at Bidvest over and above Investec.
A negative amount means that Investec offers more than Bidvest.
You get a 7.08% interest rate at Bidvest for a R1,000,000 investment in a 2 month fixed deposit (if you are older than 18). Investec's interest rate for the same terms is 6.98%. Over 2 months you will earn R168 more in interest at Bidvest compared Investec.
3 month fixed deposit interest rates compared
This table shows Bidvest's and Investec's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 3 month fixed deposit.
| Investment amount | Bidvest1 | Investec1 | Winner 2 |
|---|---|---|---|
| R100,000 for 18+ | 7.11% | 7.30% | - -48 |
| R250,000 for 18+ | 7.11% | 7.30% | - -120 |
| R1,000,000 for 18+ | 7.11% | 7.35% | - -607 |
- 1 nominal interest rate
- 2 the amount of interest you will be able earn at Bidvest over and above Investec.
A negative amount means that Investec offers more than Bidvest.
You get a 7.11% interest rate at Bidvest for a R1,000,000 investment in a 3 month fixed deposit (if you are older than 18). Investec's interest rate for the same terms is 7.35%. Over 3 months you will earn R607 less in interest at Bidvest compared Investec.
4 month fixed deposit interest rates compared
This table shows Bidvest's and Investec's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 4 month fixed deposit.
| Investment amount | Bidvest1 | Investec1 | Winner 2 |
|---|---|---|---|
| R100,000 for 18+ | 7.19% | 6.61% | + 197 |
| R250,000 for 18+ | 7.19% | 6.81% | + 322 |
| R1,000,000 for 18+ | 7.19% | 7.06% | + 441 |
- 1 nominal interest rate
- 2 the amount of interest you will be able earn at Bidvest over and above Investec.
A negative amount means that Investec offers more than Bidvest.
You get a 7.19% interest rate at Bidvest for a R1,000,000 investment in a 4 month fixed deposit (if you are older than 18). Investec's interest rate for the same terms is 7.06%. Over 4 months you will earn R441 more in interest at Bidvest compared Investec.
5 month fixed deposit interest rates compared
This table shows Bidvest's and Investec's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 5 month fixed deposit.
| Investment amount | Bidvest1 | Investec1 | Winner 2 |
|---|---|---|---|
| R100,000 for 18+ | 7.21% | 6.69% | + 222 |
| R250,000 for 18+ | 7.21% | 6.89% | + 341 |
| R1,000,000 for 18+ | 7.21% | 7.14% | + 299 |
- 1 nominal interest rate
- 2 the amount of interest you will be able earn at Bidvest over and above Investec.
A negative amount means that Investec offers more than Bidvest.
You get a 7.21% interest rate at Bidvest for a R1,000,000 investment in a 5 month fixed deposit (if you are older than 18). Investec's interest rate for the same terms is 7.14%. Over 5 months you will earn R299 more in interest at Bidvest compared Investec.
6 month fixed deposit interest rates compared
This table shows Bidvest's and Investec's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 6 month fixed deposit.
| Investment amount | Bidvest1 | Investec1 | Winner 2 |
|---|---|---|---|
| R100,000 for 18+ | 7.39% | 7.56% | - -88 |
| R250,000 for 18+ | 7.39% | 7.56% | - -219 |
| R1,000,000 for 18+ | 7.39% | 7.61% | - -1,135 |
- 1 nominal interest rate
- 2 the amount of interest you will be able earn at Bidvest over and above Investec.
A negative amount means that Investec offers more than Bidvest.
You get a 7.39% interest rate at Bidvest for a R1,000,000 investment in a 6 month fixed deposit (if you are older than 18). Investec's interest rate for the same terms is 7.61%. Over 6 months you will earn R1,135 less in interest at Bidvest compared Investec.
9 month fixed deposit interest rates compared
This table shows Bidvest's and Investec's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 9 month fixed deposit.
| Investment amount | Bidvest1 | Investec1 | Winner 2 |
|---|---|---|---|
| R100,000 for 18+ | 7.46% | 7.82% | - -284 |
| R250,000 for 18+ | 7.46% | 7.82% | - -710 |
| R1,000,000 for 18+ | 7.46% | 7.87% | - -3,236 |
- 1 nominal interest rate
- 2 the amount of interest you will be able earn at Bidvest over and above Investec.
A negative amount means that Investec offers more than Bidvest.
You get a 7.46% interest rate at Bidvest for a R1,000,000 investment in a 9 month fixed deposit (if you are older than 18). Investec's interest rate for the same terms is 7.87%. Over 9 months you will earn R3,236 less in interest at Bidvest compared Investec.
1 year fixed deposit interest rates compared
This table shows Bidvest's and Investec's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 1 year fixed deposit.
| Investment amount | Bidvest1 | Investec1 | Winner 2 |
|---|---|---|---|
| R100,000 for 18+ | 7.67% | 8.28% | - -656 |
| R250,000 for 18+ | 7.67% | 8.28% | - -1,640 |
| R1,000,000 for 18+ | 7.67% | 8.28% | - -6,561 |
- 1 nominal interest rate
- 2 the amount of interest you will be able earn at Bidvest over and above Investec.
A negative amount means that Investec offers more than Bidvest.
You get a 7.67% interest rate at Bidvest for a R1,000,000 investment in a 1 year fixed deposit (if you are older than 18). Investec's interest rate for the same terms is 8.28%. Over 12 months you will earn R6,561 less in interest at Bidvest compared Investec.
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