Bidvest vs Investec

Interest rates compared

Last updated 1st May 2026 by Walter

Introduction

This fixed deposit comparison page compares Bidvest interest rates to Investec interest rates. All the interest rates shown are sourced from the Bidvest and Investec websites, respectively. All rates shown on this page have been converted to nominal rates! This allows for a fair comparison. Rates last updated 1st May 2026.

How do Bidvest fixed deposit interest rates compare to Investec ?

You are more likely to find better interest rates at Bidvest than Investec. Specifically, 100 out of 100 interest rates are better at Bidvest than Investec. This means you are more likely to find a better interest rate at Investec 0% of the time. (PS this was done by comparing all the interest rates on offer for different terms, investment amounts and age groups. Only terms which are offered by both banks are included in the comparison)

Bidvest
7.81%
best rate
Investec
7.78%
best rate

The best interest rate you can get at Bidvest is 7.81% for the 12-month fixed deposit. You will need a minimum deposit of R1 . Whilst at Investec, the best interest rate you can get is 7.78% for the 12-month fixed deposit. You will need a minimum deposit of R100,000 .

But how do interest rates at Bidvest compare to Investec across different terms and investment amounts?

2 month fixed deposit interest rates compared

Bidvest vs Investec

This table shows Bidvest's and Investec's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 2 month fixed deposit.

Investment amount Bidvest1Investec1 Winner 2
R100,000 for 18+
6.98%
6.53%
+
75
R250,000 for 18+
6.98%
6.53%
+
189
R1,000,000 for 18+
6.98%
6.53%
+
754
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Bidvest over and above Investec.
    A negative amount means that Investec offers more than Bidvest.
How to read this table?

You get a 6.98% interest rate at Bidvest for a R1,000,000 investment in a 2 month fixed deposit (if you are older than 18). Investec's interest rate for the same terms is 6.53%. Over 2 months you will earn R754 more in interest at Bidvest compared Investec.

3 month fixed deposit interest rates compared

Bidvest vs Investec

This table shows Bidvest's and Investec's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 3 month fixed deposit.

Investment amount Bidvest1Investec1 Winner 2
R100,000 for 18+
7.06%
7.00%
+
15
R250,000 for 18+
7.06%
7.00%
+
38
R1,000,000 for 18+
7.06%
7.00%
+
152
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Bidvest over and above Investec.
    A negative amount means that Investec offers more than Bidvest.
How to read this table?

You get a 7.06% interest rate at Bidvest for a R1,000,000 investment in a 3 month fixed deposit (if you are older than 18). Investec's interest rate for the same terms is 7.00%. Over 3 months you will earn R152 more in interest at Bidvest compared Investec.

4 month fixed deposit interest rates compared

Bidvest vs Investec

This table shows Bidvest's and Investec's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 4 month fixed deposit.

Investment amount Bidvest1Investec1 Winner 2
R100,000 for 18+
7.09%
6.59%
+
170
R250,000 for 18+
7.09%
6.59%
+
424
R1,000,000 for 18+
7.09%
6.59%
+
1,695
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Bidvest over and above Investec.
    A negative amount means that Investec offers more than Bidvest.
How to read this table?

You get a 7.09% interest rate at Bidvest for a R1,000,000 investment in a 4 month fixed deposit (if you are older than 18). Investec's interest rate for the same terms is 6.59%. Over 4 months you will earn R1,695 more in interest at Bidvest compared Investec.

5 month fixed deposit interest rates compared

Bidvest vs Investec

This table shows Bidvest's and Investec's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 5 month fixed deposit.

Investment amount Bidvest1Investec1 Winner 2
R100,000 for 18+
7.21%
6.65%
+
239
R250,000 for 18+
7.21%
6.65%
+
597
R1,000,000 for 18+
7.21%
6.65%
+
2,388
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Bidvest over and above Investec.
    A negative amount means that Investec offers more than Bidvest.
How to read this table?

You get a 7.21% interest rate at Bidvest for a R1,000,000 investment in a 5 month fixed deposit (if you are older than 18). Investec's interest rate for the same terms is 6.65%. Over 5 months you will earn R2,388 more in interest at Bidvest compared Investec.

6 month fixed deposit interest rates compared

Bidvest vs Investec

This table shows Bidvest's and Investec's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 6 month fixed deposit.

Investment amount Bidvest1Investec1 Winner 2
R100,000 for 18+
7.39%
7.26%
+
67
R250,000 for 18+
7.39%
7.26%
+
168
R1,000,000 for 18+
7.39%
7.26%
+
670
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Bidvest over and above Investec.
    A negative amount means that Investec offers more than Bidvest.
How to read this table?

You get a 7.39% interest rate at Bidvest for a R1,000,000 investment in a 6 month fixed deposit (if you are older than 18). Investec's interest rate for the same terms is 7.26%. Over 6 months you will earn R670 more in interest at Bidvest compared Investec.

9 month fixed deposit interest rates compared

Bidvest vs Investec

This table shows Bidvest's and Investec's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 9 month fixed deposit.

Investment amount Bidvest1Investec1 Winner 2
R100,000 for 18+
7.61%
7.52%
+
71
R250,000 for 18+
7.61%
7.52%
+
177
R1,000,000 for 18+
7.61%
7.52%
+
710
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Bidvest over and above Investec.
    A negative amount means that Investec offers more than Bidvest.
How to read this table?

You get a 7.61% interest rate at Bidvest for a R1,000,000 investment in a 9 month fixed deposit (if you are older than 18). Investec's interest rate for the same terms is 7.52%. Over 9 months you will earn R710 more in interest at Bidvest compared Investec.

1 year fixed deposit interest rates compared

Bidvest vs Investec

This table shows Bidvest's and Investec's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 1 year fixed deposit.

Investment amount Bidvest1Investec1 Winner 2
R100,000 for 18+
7.81%
7.78%
+
32
R250,000 for 18+
7.81%
7.78%
+
81
R1,000,000 for 18+
7.81%
7.78%
+
322
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Bidvest over and above Investec.
    A negative amount means that Investec offers more than Bidvest.
How to read this table?

You get a 7.81% interest rate at Bidvest for a R1,000,000 investment in a 1 year fixed deposit (if you are older than 18). Investec's interest rate for the same terms is 7.78%. Over 12 months you will earn R322 more in interest at Bidvest compared Investec.

How do Bidvest interest rates compare to other banks?