Bidvest
vs
Standard Bank
Interest rates compared
Introduction
This fixed deposit comparison page compares Bidvest interest rates to Standard Bank interest rates. All the interest rates shown are sourced from the Bidvest and Standard Bank websites, respectively. All rates shown on this page have been converted to nominal rates! This allows for a fair comparison. Rates last updated 2nd October 2026.
How do Bidvest fixed deposit interest rates compare to Standard Bank ?
You are more likely to find better interest rates at Bidvest than Standard Bank. Specifically, 100 out of 100 interest rates are better at Bidvest than Standard Bank. This means you are more likely to find a better interest rate at Standard Bank 0% of the time. (PS this was done by comparing all the interest rates on offer for different terms, investment amounts and age groups. Only terms which are offered by both banks are included in the comparison)
The best interest rate you can get at Bidvest is 7.67% for the 12-month fixed deposit. You will need a minimum deposit of R1 . Whilst at Standard Bank, the best interest rate you can get is 7.403537698241536% for the 12-month fixed deposit. You will need a minimum deposit of R1,000,000 .
But how do interest rates at Bidvest compare to Standard Bank across different terms and investment amounts?
2 month fixed deposit interest rates compared
This table shows Bidvest's and Standard Bank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 2 month fixed deposit.
| Investment amount | Bidvest1 | Standard Bank1 | Winner 2 |
|---|---|---|---|
| R10,000 for 18+ | 7.08% | 6.11% | + 16 |
| R100,000 for 18+ | 7.08% | 6.72% | + 60 |
| R250,000 for 18+ | 7.08% | 6.72% | + 150 |
| R1,000,000 for 18+ | 7.08% | 6.82% | + 441 |
- 1 nominal interest rate
- 2 the amount of interest you will be able earn at Bidvest over and above Standard Bank.
A negative amount means that Standard Bank offers more than Bidvest.
You get a 7.08% interest rate at Bidvest for a R1,000,000 investment in a 2 month fixed deposit (if you are older than 18). Standard Bank's interest rate for the same terms is 6.82%. Over 2 months you will earn R441 more in interest at Bidvest compared Standard Bank.
3 month fixed deposit interest rates compared
This table shows Bidvest's and Standard Bank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 3 month fixed deposit.
| Investment amount | Bidvest1 | Standard Bank1 | Winner 2 |
|---|---|---|---|
| R10,000 for 18+ | 7.11% | 6.26% | + 22 |
| R100,000 for 18+ | 7.11% | 6.82% | + 74 |
| R250,000 for 18+ | 7.11% | 6.82% | + 185 |
| R1,000,000 for 18+ | 7.11% | 6.91% | + 501 |
- 1 nominal interest rate
- 2 the amount of interest you will be able earn at Bidvest over and above Standard Bank.
A negative amount means that Standard Bank offers more than Bidvest.
You get a 7.11% interest rate at Bidvest for a R1,000,000 investment in a 3 month fixed deposit (if you are older than 18). Standard Bank's interest rate for the same terms is 6.91%. Over 3 months you will earn R501 more in interest at Bidvest compared Standard Bank.
4 month fixed deposit interest rates compared
This table shows Bidvest's and Standard Bank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 4 month fixed deposit.
| Investment amount | Bidvest1 | Standard Bank1 | Winner 2 |
|---|---|---|---|
| R10,000 for 18+ | 7.19% | 6.26% | + 32 |
| R100,000 for 18+ | 7.19% | 6.85% | + 117 |
| R250,000 for 18+ | 7.19% | 6.85% | + 292 |
| R1,000,000 for 18+ | 7.19% | 6.94% | + 852 |
- 1 nominal interest rate
- 2 the amount of interest you will be able earn at Bidvest over and above Standard Bank.
A negative amount means that Standard Bank offers more than Bidvest.
You get a 7.19% interest rate at Bidvest for a R1,000,000 investment in a 4 month fixed deposit (if you are older than 18). Standard Bank's interest rate for the same terms is 6.94%. Over 4 months you will earn R852 more in interest at Bidvest compared Standard Bank.
5 month fixed deposit interest rates compared
This table shows Bidvest's and Standard Bank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 5 month fixed deposit.
| Investment amount | Bidvest1 | Standard Bank1 | Winner 2 |
|---|---|---|---|
| R100,000 for 18+ | 7.21% | 6.87% | + 145 |
| R250,000 for 18+ | 7.21% | 6.87% | + 362 |
| R1,000,000 for 18+ | 7.21% | 6.96% | + 1,048 |
- 1 nominal interest rate
- 2 the amount of interest you will be able earn at Bidvest over and above Standard Bank.
A negative amount means that Standard Bank offers more than Bidvest.
You get a 7.21% interest rate at Bidvest for a R1,000,000 investment in a 5 month fixed deposit (if you are older than 18). Standard Bank's interest rate for the same terms is 6.96%. Over 5 months you will earn R1,048 more in interest at Bidvest compared Standard Bank.
6 month fixed deposit interest rates compared
This table shows Bidvest's and Standard Bank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 6 month fixed deposit.
| Investment amount | Bidvest1 | Standard Bank1 | Winner 2 |
|---|---|---|---|
| R10,000 for 18+ | 7.39% | 6.33% | + 54 |
| R100,000 for 18+ | 7.39% | 6.94% | + 231 |
| R250,000 for 18+ | 7.39% | 6.94% | + 577 |
| R1,000,000 for 18+ | 7.39% | 7.04% | + 1,826 |
- 1 nominal interest rate
- 2 the amount of interest you will be able earn at Bidvest over and above Standard Bank.
A negative amount means that Standard Bank offers more than Bidvest.
You get a 7.39% interest rate at Bidvest for a R1,000,000 investment in a 6 month fixed deposit (if you are older than 18). Standard Bank's interest rate for the same terms is 7.04%. Over 6 months you will earn R1,826 more in interest at Bidvest compared Standard Bank.
7 month fixed deposit interest rates compared
This table shows Bidvest's and Standard Bank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 7 month fixed deposit.
| Investment amount | Bidvest1 | Standard Bank1 | Winner 2 |
|---|---|---|---|
| R100,000 for 18+ | 7.41% | 7.01% | + 241 |
| R250,000 for 18+ | 7.41% | 7.01% | + 601 |
| R1,000,000 for 18+ | 7.41% | 7.11% | + 1,839 |
- 1 nominal interest rate
- 2 the amount of interest you will be able earn at Bidvest over and above Standard Bank.
A negative amount means that Standard Bank offers more than Bidvest.
You get a 7.41% interest rate at Bidvest for a R1,000,000 investment in a 7 month fixed deposit (if you are older than 18). Standard Bank's interest rate for the same terms is 7.11%. Over 7 months you will earn R1,839 more in interest at Bidvest compared Standard Bank.
8 month fixed deposit interest rates compared
This table shows Bidvest's and Standard Bank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 8 month fixed deposit.
| Investment amount | Bidvest1 | Standard Bank1 | Winner 2 |
|---|---|---|---|
| R100,000 for 18+ | 7.44% | 7.08% | + 251 |
| R250,000 for 18+ | 7.44% | 7.08% | + 626 |
| R1,000,000 for 18+ | 7.44% | 7.17% | + 1,855 |
- 1 nominal interest rate
- 2 the amount of interest you will be able earn at Bidvest over and above Standard Bank.
A negative amount means that Standard Bank offers more than Bidvest.
You get a 7.44% interest rate at Bidvest for a R1,000,000 investment in a 8 month fixed deposit (if you are older than 18). Standard Bank's interest rate for the same terms is 7.17%. Over 8 months you will earn R1,855 more in interest at Bidvest compared Standard Bank.
9 month fixed deposit interest rates compared
This table shows Bidvest's and Standard Bank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 9 month fixed deposit.
| Investment amount | Bidvest1 | Standard Bank1 | Winner 2 |
|---|---|---|---|
| R10,000 for 18+ | 7.46% | 6.33% | + 88 |
| R100,000 for 18+ | 7.46% | 7.10% | + 280 |
| R250,000 for 18+ | 7.46% | 7.10% | + 700 |
| R1,000,000 for 18+ | 7.46% | 7.20% | + 2,065 |
- 1 nominal interest rate
- 2 the amount of interest you will be able earn at Bidvest over and above Standard Bank.
A negative amount means that Standard Bank offers more than Bidvest.
You get a 7.46% interest rate at Bidvest for a R1,000,000 investment in a 9 month fixed deposit (if you are older than 18). Standard Bank's interest rate for the same terms is 7.20%. Over 9 months you will earn R2,065 more in interest at Bidvest compared Standard Bank.
10 month fixed deposit interest rates compared
This table shows Bidvest's and Standard Bank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 10 month fixed deposit.
| Investment amount | Bidvest1 | Standard Bank1 | Winner 2 |
|---|---|---|---|
| R100,000 for 18+ | 7.49% | 7.17% | + 282 |
| R250,000 for 18+ | 7.49% | 7.17% | + 705 |
| R1,000,000 for 18+ | 7.49% | 7.26% | + 1,997 |
- 1 nominal interest rate
- 2 the amount of interest you will be able earn at Bidvest over and above Standard Bank.
A negative amount means that Standard Bank offers more than Bidvest.
You get a 7.49% interest rate at Bidvest for a R1,000,000 investment in a 10 month fixed deposit (if you are older than 18). Standard Bank's interest rate for the same terms is 7.26%. Over 10 months you will earn R1,997 more in interest at Bidvest compared Standard Bank.
11 month fixed deposit interest rates compared
This table shows Bidvest's and Standard Bank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 11 month fixed deposit.
| Investment amount | Bidvest1 | Standard Bank1 | Winner 2 |
|---|---|---|---|
| R100,000 for 18+ | 7.51% | 7.21% | + 288 |
| R250,000 for 18+ | 7.51% | 7.21% | + 720 |
| R1,000,000 for 18+ | 7.51% | 7.31% | + 1,968 |
- 1 nominal interest rate
- 2 the amount of interest you will be able earn at Bidvest over and above Standard Bank.
A negative amount means that Standard Bank offers more than Bidvest.
You get a 7.51% interest rate at Bidvest for a R1,000,000 investment in a 11 month fixed deposit (if you are older than 18). Standard Bank's interest rate for the same terms is 7.31%. Over 11 months you will earn R1,968 more in interest at Bidvest compared Standard Bank.
1 year fixed deposit interest rates compared
This table shows Bidvest's and Standard Bank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 1 year fixed deposit.
| Investment amount | Bidvest1 | Standard Bank1 | Winner 2 |
|---|---|---|---|
| R10,000 for 18+ | 7.67% | 6.78% | + 95 |
| R100,000 for 18+ | 7.67% | 7.35% | + 345 |
| R250,000 for 18+ | 7.67% | 7.35% | + 864 |
| R1,000,000 for 18+ | 7.67% | 7.40% | + 2,855 |
- 1 nominal interest rate
- 2 the amount of interest you will be able earn at Bidvest over and above Standard Bank.
A negative amount means that Standard Bank offers more than Bidvest.
You get a 7.67% interest rate at Bidvest for a R1,000,000 investment in a 1 year fixed deposit (if you are older than 18). Standard Bank's interest rate for the same terms is 7.40%. Over 12 months you will earn R2,855 more in interest at Bidvest compared Standard Bank.
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