Bidvest vs Standard Bank

Interest rates compared

Last updated 1st May 2026 by Walter

Introduction

This fixed deposit comparison page compares Bidvest interest rates to Standard Bank interest rates. All the interest rates shown are sourced from the Bidvest and Standard Bank websites, respectively. All rates shown on this page have been converted to nominal rates! This allows for a fair comparison. Rates last updated 1st May 2026.

How do Bidvest fixed deposit interest rates compare to Standard Bank ?

You are more likely to find better interest rates at Bidvest than Standard Bank. Specifically, 100 out of 100 interest rates are better at Bidvest than Standard Bank. This means you are more likely to find a better interest rate at Standard Bank 0% of the time. (PS this was done by comparing all the interest rates on offer for different terms, investment amounts and age groups. Only terms which are offered by both banks are included in the comparison)

Bidvest
7.81%
best rate
Standard Bank
7.40%
best rate

The best interest rate you can get at Bidvest is 7.81% for the 12-month fixed deposit. You will need a minimum deposit of R1 . Whilst at Standard Bank, the best interest rate you can get is 7.403537698241536% for the 12-month fixed deposit. You will need a minimum deposit of R1,000,000 .

But how do interest rates at Bidvest compare to Standard Bank across different terms and investment amounts?

2 month fixed deposit interest rates compared

Bidvest vs Standard Bank

This table shows Bidvest's and Standard Bank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 2 month fixed deposit.

Investment amount Bidvest1Standard Bank1 Winner 2
R10,000 for 18+
6.98%
5.78%
+
20
R100,000 for 18+
6.98%
6.35%
+
106
R250,000 for 18+
6.98%
6.35%
+
264
R1,000,000 for 18+
6.98%
6.44%
+
900
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Bidvest over and above Standard Bank.
    A negative amount means that Standard Bank offers more than Bidvest.
How to read this table?

You get a 6.98% interest rate at Bidvest for a R1,000,000 investment in a 2 month fixed deposit (if you are older than 18). Standard Bank's interest rate for the same terms is 6.44%. Over 2 months you will earn R900 more in interest at Bidvest compared Standard Bank.

3 month fixed deposit interest rates compared

Bidvest vs Standard Bank

This table shows Bidvest's and Standard Bank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 3 month fixed deposit.

Investment amount Bidvest1Standard Bank1 Winner 2
R10,000 for 18+
7.06%
5.78%
+
32
R100,000 for 18+
7.06%
6.38%
+
173
R250,000 for 18+
7.06%
6.38%
+
432
R1,000,000 for 18+
7.06%
6.47%
+
1,488
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Bidvest over and above Standard Bank.
    A negative amount means that Standard Bank offers more than Bidvest.
How to read this table?

You get a 7.06% interest rate at Bidvest for a R1,000,000 investment in a 3 month fixed deposit (if you are older than 18). Standard Bank's interest rate for the same terms is 6.47%. Over 3 months you will earn R1,488 more in interest at Bidvest compared Standard Bank.

4 month fixed deposit interest rates compared

Bidvest vs Standard Bank

This table shows Bidvest's and Standard Bank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 4 month fixed deposit.

Investment amount Bidvest1Standard Bank1 Winner 2
R10,000 for 18+
7.09%
5.78%
+
44
R100,000 for 18+
7.09%
6.41%
+
232
R250,000 for 18+
7.09%
6.41%
+
580
R1,000,000 for 18+
7.09%
6.50%
+
2,001
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Bidvest over and above Standard Bank.
    A negative amount means that Standard Bank offers more than Bidvest.
How to read this table?

You get a 7.09% interest rate at Bidvest for a R1,000,000 investment in a 4 month fixed deposit (if you are older than 18). Standard Bank's interest rate for the same terms is 6.50%. Over 4 months you will earn R2,001 more in interest at Bidvest compared Standard Bank.

5 month fixed deposit interest rates compared

Bidvest vs Standard Bank

This table shows Bidvest's and Standard Bank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 5 month fixed deposit.

Investment amount Bidvest1Standard Bank1 Winner 2
R100,000 for 18+
7.21%
6.48%
+
311
R250,000 for 18+
7.21%
6.48%
+
778
R1,000,000 for 18+
7.21%
6.57%
+
2,710
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Bidvest over and above Standard Bank.
    A negative amount means that Standard Bank offers more than Bidvest.
How to read this table?

You get a 7.21% interest rate at Bidvest for a R1,000,000 investment in a 5 month fixed deposit (if you are older than 18). Standard Bank's interest rate for the same terms is 6.57%. Over 5 months you will earn R2,710 more in interest at Bidvest compared Standard Bank.

6 month fixed deposit interest rates compared

Bidvest vs Standard Bank

This table shows Bidvest's and Standard Bank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 6 month fixed deposit.

Investment amount Bidvest1Standard Bank1 Winner 2
R10,000 for 18+
7.39%
5.96%
+
73
R100,000 for 18+
7.39%
6.62%
+
395
R250,000 for 18+
7.39%
6.62%
+
988
R1,000,000 for 18+
7.39%
6.72%
+
3,468
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Bidvest over and above Standard Bank.
    A negative amount means that Standard Bank offers more than Bidvest.
How to read this table?

You get a 7.39% interest rate at Bidvest for a R1,000,000 investment in a 6 month fixed deposit (if you are older than 18). Standard Bank's interest rate for the same terms is 6.72%. Over 6 months you will earn R3,468 more in interest at Bidvest compared Standard Bank.

7 month fixed deposit interest rates compared

Bidvest vs Standard Bank

This table shows Bidvest's and Standard Bank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 7 month fixed deposit.

Investment amount Bidvest1Standard Bank1 Winner 2
R100,000 for 18+
7.46%
6.74%
+
436
R250,000 for 18+
7.46%
6.74%
+
1,089
R1,000,000 for 18+
7.46%
6.83%
+
3,791
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Bidvest over and above Standard Bank.
    A negative amount means that Standard Bank offers more than Bidvest.
How to read this table?

You get a 7.46% interest rate at Bidvest for a R1,000,000 investment in a 7 month fixed deposit (if you are older than 18). Standard Bank's interest rate for the same terms is 6.83%. Over 7 months you will earn R3,791 more in interest at Bidvest compared Standard Bank.

8 month fixed deposit interest rates compared

Bidvest vs Standard Bank

This table shows Bidvest's and Standard Bank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 8 month fixed deposit.

Investment amount Bidvest1Standard Bank1 Winner 2
R100,000 for 18+
7.53%
6.81%
+
500
R250,000 for 18+
7.53%
6.81%
+
1,250
R1,000,000 for 18+
7.53%
6.90%
+
4,350
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Bidvest over and above Standard Bank.
    A negative amount means that Standard Bank offers more than Bidvest.
How to read this table?

You get a 7.53% interest rate at Bidvest for a R1,000,000 investment in a 8 month fixed deposit (if you are older than 18). Standard Bank's interest rate for the same terms is 6.90%. Over 8 months you will earn R4,350 more in interest at Bidvest compared Standard Bank.

9 month fixed deposit interest rates compared

Bidvest vs Standard Bank

This table shows Bidvest's and Standard Bank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 9 month fixed deposit.

Investment amount Bidvest1Standard Bank1 Winner 2
R10,000 for 18+
7.61%
5.96%
+
129
R100,000 for 18+
7.61%
6.92%
+
539
R250,000 for 18+
7.61%
6.92%
+
1,348
R1,000,000 for 18+
7.61%
7.02%
+
4,655
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Bidvest over and above Standard Bank.
    A negative amount means that Standard Bank offers more than Bidvest.
How to read this table?

You get a 7.61% interest rate at Bidvest for a R1,000,000 investment in a 9 month fixed deposit (if you are older than 18). Standard Bank's interest rate for the same terms is 7.02%. Over 9 months you will earn R4,655 more in interest at Bidvest compared Standard Bank.

10 month fixed deposit interest rates compared

Bidvest vs Standard Bank

This table shows Bidvest's and Standard Bank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 10 month fixed deposit.

Investment amount Bidvest1Standard Bank1 Winner 2
R100,000 for 18+
7.63%
6.99%
+
559
R250,000 for 18+
7.63%
6.99%
+
1,399
R1,000,000 for 18+
7.63%
7.09%
+
4,771
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Bidvest over and above Standard Bank.
    A negative amount means that Standard Bank offers more than Bidvest.
How to read this table?

You get a 7.63% interest rate at Bidvest for a R1,000,000 investment in a 10 month fixed deposit (if you are older than 18). Standard Bank's interest rate for the same terms is 7.09%. Over 10 months you will earn R4,771 more in interest at Bidvest compared Standard Bank.

11 month fixed deposit interest rates compared

Bidvest vs Standard Bank

This table shows Bidvest's and Standard Bank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 11 month fixed deposit.

Investment amount Bidvest1Standard Bank1 Winner 2
R100,000 for 18+
7.70%
7.08%
+
602
R250,000 for 18+
7.70%
7.08%
+
1,505
R1,000,000 for 18+
7.70%
7.18%
+
5,108
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Bidvest over and above Standard Bank.
    A negative amount means that Standard Bank offers more than Bidvest.
How to read this table?

You get a 7.7% interest rate at Bidvest for a R1,000,000 investment in a 11 month fixed deposit (if you are older than 18). Standard Bank's interest rate for the same terms is 7.18%. Over 11 months you will earn R5,108 more in interest at Bidvest compared Standard Bank.

1 year fixed deposit interest rates compared

Bidvest vs Standard Bank

This table shows Bidvest's and Standard Bank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 1 year fixed deposit.

Investment amount Bidvest1Standard Bank1 Winner 2
R10,000 for 18+
7.81%
6.45%
+
146
R100,000 for 18+
7.81%
7.35%
+
496
R250,000 for 18+
7.81%
7.35%
+
1,239
R1,000,000 for 18+
7.81%
7.40%
+
4,357
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Bidvest over and above Standard Bank.
    A negative amount means that Standard Bank offers more than Bidvest.
How to read this table?

You get a 7.81% interest rate at Bidvest for a R1,000,000 investment in a 1 year fixed deposit (if you are older than 18). Standard Bank's interest rate for the same terms is 7.40%. Over 12 months you will earn R4,357 more in interest at Bidvest compared Standard Bank.

How do Bidvest interest rates compare to other banks?