Bidvest vs FNB

Interest rates compared

Last updated 2nd October 2026 by Walter

Introduction

This fixed deposit comparison page compares Bidvest interest rates to FNB interest rates. All the interest rates shown are sourced from the Bidvest and FNB websites, respectively. All rates shown on this page have been converted to nominal rates! This allows for a fair comparison. Rates last updated 2nd October 2026.

How do Bidvest fixed deposit interest rates compare to FNB ?

You are more likely to find better interest rates at Bidvest than FNB. Specifically, 100 out of 100 interest rates are better at Bidvest than FNB. This means you are more likely to find a better interest rate at FNB 0% of the time. (PS this was done by comparing all the interest rates on offer for different terms, investment amounts and age groups. Only terms which are offered by both banks are included in the comparison)

Bidvest
7.67%
best rate
FNB
7.35%
best rate

The best interest rate you can get at Bidvest is 7.67% for the 12-month fixed deposit. You will need a minimum deposit of R1 . Whilst at FNB, the best interest rate you can get is 7.35% for the 12-month fixed deposit. You will need a minimum deposit of R1,000,000 .

But how do interest rates at Bidvest compare to FNB across different terms and investment amounts?

3 month fixed deposit interest rates compared

Bidvest vs FNB

This table shows Bidvest's and FNB's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 3 month fixed deposit.

Investment amount Bidvest1FNB1 Winner 2
R10,000 for 18+
7.11%
6.40%
+
18
R100,000 for 18+
7.11%
6.40%
+
180
R250,000 for 18+
7.11%
6.50%
+
386
R1,000,000 for 18+
7.11%
6.70%
+
1,037
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Bidvest over and above FNB.
    A negative amount means that FNB offers more than Bidvest.
How to read this table?

You get a 7.11% interest rate at Bidvest for a R1,000,000 investment in a 3 month fixed deposit (if you are older than 18). FNB's interest rate for the same terms is 6.70%. Over 3 months you will earn R1,037 more in interest at Bidvest compared FNB.

6 month fixed deposit interest rates compared

Bidvest vs FNB

This table shows Bidvest's and FNB's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 6 month fixed deposit.

Investment amount Bidvest1FNB1 Winner 2
R10,000 for 18+
7.39%
6.65%
+
38
R100,000 for 18+
7.39%
6.65%
+
381
R250,000 for 18+
7.39%
6.75%
+
824
R1,000,000 for 18+
7.39%
6.95%
+
2,267
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Bidvest over and above FNB.
    A negative amount means that FNB offers more than Bidvest.
How to read this table?

You get a 7.39% interest rate at Bidvest for a R1,000,000 investment in a 6 month fixed deposit (if you are older than 18). FNB's interest rate for the same terms is 6.95%. Over 6 months you will earn R2,267 more in interest at Bidvest compared FNB.

9 month fixed deposit interest rates compared

Bidvest vs FNB

This table shows Bidvest's and FNB's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 9 month fixed deposit.

Investment amount Bidvest1FNB1 Winner 2
R10,000 for 18+
7.46%
6.80%
+
52
R100,000 for 18+
7.46%
6.80%
+
519
R250,000 for 18+
7.46%
6.90%
+
1,101
R1,000,000 for 18+
7.46%
7.10%
+
2,834
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Bidvest over and above FNB.
    A negative amount means that FNB offers more than Bidvest.
How to read this table?

You get a 7.46% interest rate at Bidvest for a R1,000,000 investment in a 9 month fixed deposit (if you are older than 18). FNB's interest rate for the same terms is 7.10%. Over 9 months you will earn R2,834 more in interest at Bidvest compared FNB.

1 year fixed deposit interest rates compared

Bidvest vs FNB

This table shows Bidvest's and FNB's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 1 year fixed deposit.

Investment amount Bidvest1FNB1 Winner 2
R10,000 for 18+
7.67%
7.05%
+
66
R100,000 for 18+
7.67%
7.05%
+
663
R250,000 for 18+
7.67%
7.15%
+
1,391
R1,000,000 for 18+
7.67%
7.35%
+
3,427
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Bidvest over and above FNB.
    A negative amount means that FNB offers more than Bidvest.
How to read this table?

You get a 7.67% interest rate at Bidvest for a R1,000,000 investment in a 1 year fixed deposit (if you are older than 18). FNB's interest rate for the same terms is 7.35%. Over 12 months you will earn R3,427 more in interest at Bidvest compared FNB.

How do Bidvest interest rates compare to other banks?