Bidvest vs Standard Bank

Interest rates compared

Last updated 31st July 2026 by Walter

Introduction

This fixed deposit comparison page compares Bidvest interest rates to Standard Bank interest rates. All the interest rates shown are sourced from the Bidvest and Standard Bank websites, respectively. All rates shown on this page have been converted to nominal rates! This allows for a fair comparison. Rates last updated 31st July 2026.

How do Bidvest fixed deposit interest rates compare to Standard Bank ?

You are more likely to find better interest rates at Bidvest than Standard Bank. Specifically, 100 out of 100 interest rates are better at Bidvest than Standard Bank. This means you are more likely to find a better interest rate at Standard Bank 0% of the time. (PS this was done by comparing all the interest rates on offer for different terms, investment amounts and age groups. Only terms which are offered by both banks are included in the comparison)

Bidvest
7.72%
best rate
Standard Bank
7.40%
best rate

The best interest rate you can get at Bidvest is 7.72% for the 12-month fixed deposit. You will need a minimum deposit of R1 . Whilst at Standard Bank, the best interest rate you can get is 7.403537698241536% for the 12-month fixed deposit. You will need a minimum deposit of R1,000,000 .

But how do interest rates at Bidvest compare to Standard Bank across different terms and investment amounts?

2 month fixed deposit interest rates compared

Bidvest vs Standard Bank

This table shows Bidvest's and Standard Bank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 2 month fixed deposit.

Investment amount Bidvest1Standard Bank1 Winner 2
R10,000 for 18+
6.98%
5.90%
+
18
R100,000 for 18+
6.98%
6.56%
+
71
R250,000 for 18+
6.98%
6.56%
+
177
R1,000,000 for 18+
6.98%
6.65%
+
549
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Bidvest over and above Standard Bank.
    A negative amount means that Standard Bank offers more than Bidvest.
How to read this table?

You get a 6.98% interest rate at Bidvest for a R1,000,000 investment in a 2 month fixed deposit (if you are older than 18). Standard Bank's interest rate for the same terms is 6.65%. Over 2 months you will earn R549 more in interest at Bidvest compared Standard Bank.

3 month fixed deposit interest rates compared

Bidvest vs Standard Bank

This table shows Bidvest's and Standard Bank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 3 month fixed deposit.

Investment amount Bidvest1Standard Bank1 Winner 2
R10,000 for 18+
7.06%
6.02%
+
26
R100,000 for 18+
7.06%
6.61%
+
114
R250,000 for 18+
7.06%
6.61%
+
284
R1,000,000 for 18+
7.06%
6.70%
+
900
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Bidvest over and above Standard Bank.
    A negative amount means that Standard Bank offers more than Bidvest.
How to read this table?

You get a 7.06% interest rate at Bidvest for a R1,000,000 investment in a 3 month fixed deposit (if you are older than 18). Standard Bank's interest rate for the same terms is 6.70%. Over 3 months you will earn R900 more in interest at Bidvest compared Standard Bank.

4 month fixed deposit interest rates compared

Bidvest vs Standard Bank

This table shows Bidvest's and Standard Bank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 4 month fixed deposit.

Investment amount Bidvest1Standard Bank1 Winner 2
R10,000 for 18+
7.09%
6.02%
+
36
R100,000 for 18+
7.09%
6.66%
+
146
R250,000 for 18+
7.09%
6.66%
+
365
R1,000,000 for 18+
7.09%
6.75%
+
1,140
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Bidvest over and above Standard Bank.
    A negative amount means that Standard Bank offers more than Bidvest.
How to read this table?

You get a 7.09% interest rate at Bidvest for a R1,000,000 investment in a 4 month fixed deposit (if you are older than 18). Standard Bank's interest rate for the same terms is 6.75%. Over 4 months you will earn R1,140 more in interest at Bidvest compared Standard Bank.

5 month fixed deposit interest rates compared

Bidvest vs Standard Bank

This table shows Bidvest's and Standard Bank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 5 month fixed deposit.

Investment amount Bidvest1Standard Bank1 Winner 2
R100,000 for 18+
7.12%
6.69%
+
185
R250,000 for 18+
7.12%
6.69%
+
461
R1,000,000 for 18+
7.12%
6.78%
+
1,445
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Bidvest over and above Standard Bank.
    A negative amount means that Standard Bank offers more than Bidvest.
How to read this table?

You get a 7.12% interest rate at Bidvest for a R1,000,000 investment in a 5 month fixed deposit (if you are older than 18). Standard Bank's interest rate for the same terms is 6.78%. Over 5 months you will earn R1,445 more in interest at Bidvest compared Standard Bank.

6 month fixed deposit interest rates compared

Bidvest vs Standard Bank

This table shows Bidvest's and Standard Bank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 6 month fixed deposit.

Investment amount Bidvest1Standard Bank1 Winner 2
R10,000 for 18+
7.24%
6.13%
+
57
R100,000 for 18+
7.24%
6.74%
+
259
R250,000 for 18+
7.24%
6.74%
+
647
R1,000,000 for 18+
7.24%
6.83%
+
2,106
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Bidvest over and above Standard Bank.
    A negative amount means that Standard Bank offers more than Bidvest.
How to read this table?

You get a 7.24% interest rate at Bidvest for a R1,000,000 investment in a 6 month fixed deposit (if you are older than 18). Standard Bank's interest rate for the same terms is 6.83%. Over 6 months you will earn R2,106 more in interest at Bidvest compared Standard Bank.

7 month fixed deposit interest rates compared

Bidvest vs Standard Bank

This table shows Bidvest's and Standard Bank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 7 month fixed deposit.

Investment amount Bidvest1Standard Bank1 Winner 2
R100,000 for 18+
7.37%
6.81%
+
339
R250,000 for 18+
7.37%
6.81%
+
847
R1,000,000 for 18+
7.37%
6.90%
+
2,821
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Bidvest over and above Standard Bank.
    A negative amount means that Standard Bank offers more than Bidvest.
How to read this table?

You get a 7.37% interest rate at Bidvest for a R1,000,000 investment in a 7 month fixed deposit (if you are older than 18). Standard Bank's interest rate for the same terms is 6.90%. Over 7 months you will earn R2,821 more in interest at Bidvest compared Standard Bank.

8 month fixed deposit interest rates compared

Bidvest vs Standard Bank

This table shows Bidvest's and Standard Bank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 8 month fixed deposit.

Investment amount Bidvest1Standard Bank1 Winner 2
R100,000 for 18+
7.39%
6.86%
+
371
R250,000 for 18+
7.39%
6.86%
+
929
R1,000,000 for 18+
7.39%
6.95%
+
3,063
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Bidvest over and above Standard Bank.
    A negative amount means that Standard Bank offers more than Bidvest.
How to read this table?

You get a 7.39% interest rate at Bidvest for a R1,000,000 investment in a 8 month fixed deposit (if you are older than 18). Standard Bank's interest rate for the same terms is 6.95%. Over 8 months you will earn R3,063 more in interest at Bidvest compared Standard Bank.

9 month fixed deposit interest rates compared

Bidvest vs Standard Bank

This table shows Bidvest's and Standard Bank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 9 month fixed deposit.

Investment amount Bidvest1Standard Bank1 Winner 2
R10,000 for 18+
7.42%
6.13%
+
102
R100,000 for 18+
7.42%
6.90%
+
406
R250,000 for 18+
7.42%
6.90%
+
1,016
R1,000,000 for 18+
7.42%
7.00%
+
3,327
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Bidvest over and above Standard Bank.
    A negative amount means that Standard Bank offers more than Bidvest.
How to read this table?

You get a 7.42% interest rate at Bidvest for a R1,000,000 investment in a 9 month fixed deposit (if you are older than 18). Standard Bank's interest rate for the same terms is 7.00%. Over 9 months you will earn R3,327 more in interest at Bidvest compared Standard Bank.

10 month fixed deposit interest rates compared

Bidvest vs Standard Bank

This table shows Bidvest's and Standard Bank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 10 month fixed deposit.

Investment amount Bidvest1Standard Bank1 Winner 2
R100,000 for 18+
7.44%
6.97%
+
413
R250,000 for 18+
7.44%
6.97%
+
1,031
R1,000,000 for 18+
7.44%
7.06%
+
3,302
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Bidvest over and above Standard Bank.
    A negative amount means that Standard Bank offers more than Bidvest.
How to read this table?

You get a 7.44% interest rate at Bidvest for a R1,000,000 investment in a 10 month fixed deposit (if you are older than 18). Standard Bank's interest rate for the same terms is 7.06%. Over 10 months you will earn R3,302 more in interest at Bidvest compared Standard Bank.

11 month fixed deposit interest rates compared

Bidvest vs Standard Bank

This table shows Bidvest's and Standard Bank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 11 month fixed deposit.

Investment amount Bidvest1Standard Bank1 Winner 2
R100,000 for 18+
7.51%
7.02%
+
480
R250,000 for 18+
7.51%
7.02%
+
1,200
R1,000,000 for 18+
7.51%
7.11%
+
3,890
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Bidvest over and above Standard Bank.
    A negative amount means that Standard Bank offers more than Bidvest.
How to read this table?

You get a 7.51% interest rate at Bidvest for a R1,000,000 investment in a 11 month fixed deposit (if you are older than 18). Standard Bank's interest rate for the same terms is 7.11%. Over 11 months you will earn R3,890 more in interest at Bidvest compared Standard Bank.

1 year fixed deposit interest rates compared

Bidvest vs Standard Bank

This table shows Bidvest's and Standard Bank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 1 year fixed deposit.

Investment amount Bidvest1Standard Bank1 Winner 2
R10,000 for 18+
7.72%
6.40%
+
141
R100,000 for 18+
7.72%
7.35%
+
399
R250,000 for 18+
7.72%
7.35%
+
998
R1,000,000 for 18+
7.72%
7.40%
+
3,391
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Bidvest over and above Standard Bank.
    A negative amount means that Standard Bank offers more than Bidvest.
How to read this table?

You get a 7.72% interest rate at Bidvest for a R1,000,000 investment in a 1 year fixed deposit (if you are older than 18). Standard Bank's interest rate for the same terms is 7.40%. Over 12 months you will earn R3,391 more in interest at Bidvest compared Standard Bank.

How do Bidvest interest rates compare to other banks?