Investec vs Absa

Interest rates compared

Last updated 1st March 2026 by Walter

Introduction

This fixed deposit comparison page compares Investec interest rates to Absa interest rates. All the interest rates shown are sourced from the Investec and Absa websites, respectively. All rates shown on this page have been converted to nominal rates! This allows for a fair comparison. Rates last updated 1st March 2026.

How do Investec fixed deposit interest rates compare to Absa ?

You are more likely to find better interest rates at Investec than Absa. Specifically, 90 out of 100 interest rates are better at Investec than Absa. This means you are more likely to find a better interest rate at Absa 10% of the time. (PS this was done by comparing all the interest rates on offer for different terms, investment amounts and age groups. Only terms which are offered by both banks are included in the comparison)

Investec
7.78%
best rate
Absa
7.20%
best rate

The best interest rate you can get at Investec is 7.78% for the 12-month fixed deposit. You will need a minimum deposit of R100,000 . Whilst at Absa, the best interest rate you can get is 7.2% for the 60-month fixed deposit. You will need a minimum deposit of R100,000 .

But how do interest rates at Investec compare to Absa across different terms and investment amounts?

1 month fixed deposit interest rates compared

Investec vs Absa

This table shows Investec's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 1 month fixed deposit.

Investment amount Investec1Absa1 Winner 2
R100,000 for 18+
6.40%
6.30%
+
8
R250,000 for 18+
6.40%
6.30%
+
21
R1,000,000 for 18+
6.40%
6.35%
+
42
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Investec over and above Absa.
    A negative amount means that Absa offers more than Investec.
How to read this table?

You get a 6.4% interest rate at Investec for a R1,000,000 investment in a 1 month fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 6.35%. Over 1 months you will earn R42 more in interest at Investec compared Absa.

2 month fixed deposit interest rates compared

Investec vs Absa

This table shows Investec's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 2 month fixed deposit.

Investment amount Investec1Absa1 Winner 2
R100,000 for 18+
6.41%
6.00%
+
69
R250,000 for 18+
6.41%
6.00%
+
172
R1,000,000 for 18+
6.41%
6.05%
+
603
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Investec over and above Absa.
    A negative amount means that Absa offers more than Investec.
How to read this table?

You get a 6.41% interest rate at Investec for a R1,000,000 investment in a 2 month fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 6.05%. Over 2 months you will earn R603 more in interest at Investec compared Absa.

3 month fixed deposit interest rates compared

Investec vs Absa

This table shows Investec's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 3 month fixed deposit.

Investment amount Investec1Absa1 Winner 2
R100,000 for 18+
7.00%
6.25%
+
190
R250,000 for 18+
7.00%
6.25%
+
474
R1,000,000 for 18+
7.00%
6.35%
+
1,643
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Investec over and above Absa.
    A negative amount means that Absa offers more than Investec.
How to read this table?

You get a 7% interest rate at Investec for a R1,000,000 investment in a 3 month fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 6.35%. Over 3 months you will earn R1,643 more in interest at Investec compared Absa.

4 month fixed deposit interest rates compared

Investec vs Absa

This table shows Investec's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 4 month fixed deposit.

Investment amount Investec1Absa1 Winner 2
R100,000 for 18+
6.40%
6.00%
+
135
R250,000 for 18+
6.40%
6.00%
+
339
R1,000,000 for 18+
6.40%
6.10%
+
1,016
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Investec over and above Absa.
    A negative amount means that Absa offers more than Investec.
How to read this table?

You get a 6.4% interest rate at Investec for a R1,000,000 investment in a 4 month fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 6.10%. Over 4 months you will earn R1,016 more in interest at Investec compared Absa.

5 month fixed deposit interest rates compared

Investec vs Absa

This table shows Investec's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 5 month fixed deposit.

Investment amount Investec1Absa1 Winner 2
R100,000 for 18+
6.40%
6.00%
+
170
R250,000 for 18+
6.40%
6.00%
+
425
R1,000,000 for 18+
6.40%
6.10%
+
1,276
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Investec over and above Absa.
    A negative amount means that Absa offers more than Investec.
How to read this table?

You get a 6.4% interest rate at Investec for a R1,000,000 investment in a 5 month fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 6.10%. Over 5 months you will earn R1,276 more in interest at Investec compared Absa.

6 month fixed deposit interest rates compared

Investec vs Absa

This table shows Investec's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 6 month fixed deposit.

Investment amount Investec1Absa1 Winner 2
R100,000 for 18+
7.26%
6.75%
+
263
R250,000 for 18+
7.26%
6.75%
+
656
R1,000,000 for 18+
7.26%
6.75%
+
2,625
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Investec over and above Absa.
    A negative amount means that Absa offers more than Investec.
How to read this table?

You get a 7.26% interest rate at Investec for a R1,000,000 investment in a 6 month fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 6.75%. Over 6 months you will earn R2,625 more in interest at Investec compared Absa.

9 month fixed deposit interest rates compared

Investec vs Absa

This table shows Investec's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 9 month fixed deposit.

Investment amount Investec1Absa1 Winner 2
R100,000 for 18+
7.52%
6.60%
+
723
R250,000 for 18+
7.52%
6.60%
+
1,808
R1,000,000 for 18+
7.52%
6.60%
+
7,232
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Investec over and above Absa.
    A negative amount means that Absa offers more than Investec.
How to read this table?

You get a 7.52% interest rate at Investec for a R1,000,000 investment in a 9 month fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 6.60%. Over 9 months you will earn R7,232 more in interest at Investec compared Absa.

1 year fixed deposit interest rates compared

Investec vs Absa

This table shows Investec's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 1 year fixed deposit.

Investment amount Investec1Absa1 Winner 2
R100,000 for 18+
7.78%
7.01%
+
824
R250,000 for 18+
7.78%
7.01%
+
2,060
R1,000,000 for 18+
7.78%
7.01%
+
8,238
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Investec over and above Absa.
    A negative amount means that Absa offers more than Investec.
How to read this table?

You get a 7.78% interest rate at Investec for a R1,000,000 investment in a 1 year fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 7.01%. Over 12 months you will earn R8,238 more in interest at Investec compared Absa.

2 year fixed deposit interest rates compared

Investec vs Absa

This table shows Investec's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 2 year fixed deposit.

Investment amount Investec1Absa1 Winner 2
R100,000 for 18+
6.72%
6.50%
+
499
R250,000 for 18+
6.72%
6.50%
+
1,248
R1,000,000 for 18+
6.72%
6.55%
+
3,860
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Investec over and above Absa.
    A negative amount means that Absa offers more than Investec.
How to read this table?

You get a 6.72% interest rate at Investec for a R1,000,000 investment in a 2 year fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 6.55%. Over 2 years you will earn R3,860 more in interest at Investec compared Absa.

5 year fixed deposit interest rates compared

Investec vs Absa

This table shows Investec's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 5 year fixed deposit.

Investment amount Investec1Absa1 Winner 2
R100,000 for 18+
7.12%
7.20%
-
-568
R250,000 for 18+
7.12%
7.20%
-
-1,420
R1,000,000 for 18+
7.12%
7.20%
-
-5,682
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Investec over and above Absa.
    A negative amount means that Absa offers more than Investec.
How to read this table?

You get a 7.12% interest rate at Investec for a R1,000,000 investment in a 5 year fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 7.20%. Over 5 years you will earn R5,682 less in interest at Investec compared Absa.

How do Investec interest rates compare to other banks?