Investec vs Absa

Interest rates compared

Last updated 1st September 2026 by Walter

Introduction

This fixed deposit comparison page compares Investec interest rates to Absa interest rates. All the interest rates shown are sourced from the Investec and Absa websites, respectively. All rates shown on this page have been converted to nominal rates! This allows for a fair comparison. Rates last updated 1st September 2026.

How do Investec fixed deposit interest rates compare to Absa ?

You are more likely to find better interest rates at Investec than Absa. Specifically, 97 out of 100 interest rates are better at Investec than Absa. This means you are more likely to find a better interest rate at Absa 3% of the time. (PS this was done by comparing all the interest rates on offer for different terms, investment amounts and age groups. Only terms which are offered by both banks are included in the comparison)

Investec
8.10%
best rate
Absa
8.05%
best rate

The best interest rate you can get at Investec is 8.1% for the 60-month fixed deposit. You will need a minimum deposit of R100,000 . Whilst at Absa, the best interest rate you can get is 8.05% for the 60-month fixed deposit. You will need a minimum deposit of R1,000,000 .

But how do interest rates at Investec compare to Absa across different terms and investment amounts?

1 month fixed deposit interest rates compared

Investec vs Absa

This table shows Investec's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 1 month fixed deposit.

Investment amount Investec1Absa1 Winner 2
R100,000 for 18+
6.30%
6.30%
-
0
R250,000 for 18+
6.45%
6.30%
+
31
R1,000,000 for 18+
6.70%
6.35%
+
292
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Investec over and above Absa.
    A negative amount means that Absa offers more than Investec.
How to read this table?

You get a 6.7% interest rate at Investec for a R1,000,000 investment in a 1 month fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 6.35%. Over 1 months you will earn R292 more in interest at Investec compared Absa.

2 month fixed deposit interest rates compared

Investec vs Absa

This table shows Investec's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 2 month fixed deposit.

Investment amount Investec1Absa1 Winner 2
R100,000 for 18+
6.28%
6.00%
+
47
R250,000 for 18+
6.48%
6.00%
+
201
R1,000,000 for 18+
6.73%
6.05%
+
1,139
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Investec over and above Absa.
    A negative amount means that Absa offers more than Investec.
How to read this table?

You get a 6.73% interest rate at Investec for a R1,000,000 investment in a 2 month fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 6.05%. Over 2 months you will earn R1,139 more in interest at Investec compared Absa.

3 month fixed deposit interest rates compared

Investec vs Absa

This table shows Investec's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 3 month fixed deposit.

Investment amount Investec1Absa1 Winner 2
R100,000 for 18+
7.05%
6.25%
+
202
R250,000 for 18+
7.05%
6.25%
+
506
R1,000,000 for 18+
7.10%
6.35%
+
1,896
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Investec over and above Absa.
    A negative amount means that Absa offers more than Investec.
How to read this table?

You get a 7.1% interest rate at Investec for a R1,000,000 investment in a 3 month fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 6.35%. Over 3 months you will earn R1,896 more in interest at Investec compared Absa.

4 month fixed deposit interest rates compared

Investec vs Absa

This table shows Investec's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 4 month fixed deposit.

Investment amount Investec1Absa1 Winner 2
R100,000 for 18+
6.29%
6.00%
+
98
R250,000 for 18+
6.49%
6.00%
+
415
R1,000,000 for 18+
6.74%
6.10%
+
2,168
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Investec over and above Absa.
    A negative amount means that Absa offers more than Investec.
How to read this table?

You get a 6.74% interest rate at Investec for a R1,000,000 investment in a 4 month fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 6.10%. Over 4 months you will earn R2,168 more in interest at Investec compared Absa.

5 month fixed deposit interest rates compared

Investec vs Absa

This table shows Investec's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 5 month fixed deposit.

Investment amount Investec1Absa1 Winner 2
R100,000 for 18+
6.37%
6.00%
+
157
R250,000 for 18+
6.57%
6.00%
+
606
R1,000,000 for 18+
6.82%
6.10%
+
3,065
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Investec over and above Absa.
    A negative amount means that Absa offers more than Investec.
How to read this table?

You get a 6.82% interest rate at Investec for a R1,000,000 investment in a 5 month fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 6.10%. Over 5 months you will earn R3,065 more in interest at Investec compared Absa.

6 month fixed deposit interest rates compared

Investec vs Absa

This table shows Investec's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 6 month fixed deposit.

Investment amount Investec1Absa1 Winner 2
R100,000 for 18+
7.31%
7.10%
+
108
R250,000 for 18+
7.31%
7.10%
+
270
R1,000,000 for 18+
7.36%
7.10%
+
1,340
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Investec over and above Absa.
    A negative amount means that Absa offers more than Investec.
How to read this table?

You get a 7.36% interest rate at Investec for a R1,000,000 investment in a 6 month fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 7.10%. Over 6 months you will earn R1,340 more in interest at Investec compared Absa.

9 month fixed deposit interest rates compared

Investec vs Absa

This table shows Investec's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 9 month fixed deposit.

Investment amount Investec1Absa1 Winner 2
R100,000 for 18+
7.57%
7.15%
+
331
R250,000 for 18+
7.57%
7.15%
+
827
R1,000,000 for 18+
7.62%
7.15%
+
3,702
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Investec over and above Absa.
    A negative amount means that Absa offers more than Investec.
How to read this table?

You get a 7.62% interest rate at Investec for a R1,000,000 investment in a 9 month fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 7.15%. Over 9 months you will earn R3,702 more in interest at Investec compared Absa.

1 year fixed deposit interest rates compared

Investec vs Absa

This table shows Investec's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 1 year fixed deposit.

Investment amount Investec1Absa1 Winner 2
R100,000 for 18+
8.03%
7.60%
+
462
R250,000 for 18+
8.03%
7.60%
+
1,155
R1,000,000 for 18+
8.03%
7.60%
+
4,618
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Investec over and above Absa.
    A negative amount means that Absa offers more than Investec.
How to read this table?

You get a 8.03% interest rate at Investec for a R1,000,000 investment in a 1 year fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 7.60%. Over 12 months you will earn R4,618 more in interest at Investec compared Absa.

2 year fixed deposit interest rates compared

Investec vs Absa

This table shows Investec's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 2 year fixed deposit.

Investment amount Investec1Absa1 Winner 2
R100,000 for 18+
7.67%
7.50%
+
393
R250,000 for 18+
7.67%
7.50%
+
983
R1,000,000 for 18+
7.67%
7.60%
+
1,620
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Investec over and above Absa.
    A negative amount means that Absa offers more than Investec.
How to read this table?

You get a 7.67% interest rate at Investec for a R1,000,000 investment in a 2 year fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 7.60%. Over 2 years you will earn R1,620 more in interest at Investec compared Absa.

5 year fixed deposit interest rates compared

Investec vs Absa

This table shows Investec's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 5 year fixed deposit.

Investment amount Investec1Absa1 Winner 2
R100,000 for 18+
8.10%
7.90%
+
1,480
R250,000 for 18+
8.10%
7.90%
+
3,700
R1,000,000 for 18+
8.10%
8.05%
+
3,714
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Investec over and above Absa.
    A negative amount means that Absa offers more than Investec.
How to read this table?

You get a 8.1% interest rate at Investec for a R1,000,000 investment in a 5 year fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 8.05%. Over 5 years you will earn R3,714 more in interest at Investec compared Absa.

How do Investec interest rates compare to other banks?