Investec
vs
Bidvest
Interest rates compared
Introduction
This fixed deposit comparison page compares Investec interest rates to Bidvest interest rates. All the interest rates shown are sourced from the Investec and Bidvest websites, respectively. All rates shown on this page have been converted to nominal rates! This allows for a fair comparison. Rates last updated 1st March 2026.
How do Investec fixed deposit interest rates compare to Bidvest ?
You are more likely to find better interest rates at Investec than Bidvest. Specifically, 57 out of 100 interest rates are better at Investec than Bidvest. This means you are more likely to find a better interest rate at Bidvest 43% of the time. (PS this was done by comparing all the interest rates on offer for different terms, investment amounts and age groups. Only terms which are offered by both banks are included in the comparison)
The best interest rate you can get at Investec is 7.78% for the 12-month fixed deposit. You will need a minimum deposit of R100,000 . Whilst at Bidvest, the best interest rate you can get is 7.39% for the 12-month fixed deposit. You will need a minimum deposit of R1 .
But how do interest rates at Investec compare to Bidvest across different terms and investment amounts?
2 month fixed deposit interest rates compared
This table shows Investec's and Bidvest's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 2 month fixed deposit.
| Investment amount | Investec1 | Bidvest1 | Winner 2 |
|---|---|---|---|
| R100,000 for 18+ | 6.41% | 6.88% | - -79 |
| R250,000 for 18+ | 6.41% | 6.88% | - -197 |
| R1,000,000 for 18+ | 6.41% | 6.88% | - -788 |
- 1 nominal interest rate
- 2 the amount of interest you will be able earn at Investec over and above Bidvest.
A negative amount means that Bidvest offers more than Investec.
You get a 6.41% interest rate at Investec for a R1,000,000 investment in a 2 month fixed deposit (if you are older than 18). Bidvest's interest rate for the same terms is 6.88%. Over 2 months you will earn R788 less in interest at Investec compared Bidvest.
3 month fixed deposit interest rates compared
This table shows Investec's and Bidvest's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 3 month fixed deposit.
| Investment amount | Investec1 | Bidvest1 | Winner 2 |
|---|---|---|---|
| R100,000 for 18+ | 7.00% | 6.96% | + 10 |
| R250,000 for 18+ | 7.00% | 6.96% | + 25 |
| R1,000,000 for 18+ | 7.00% | 6.96% | + 101 |
- 1 nominal interest rate
- 2 the amount of interest you will be able earn at Investec over and above Bidvest.
A negative amount means that Bidvest offers more than Investec.
You get a 7% interest rate at Investec for a R1,000,000 investment in a 3 month fixed deposit (if you are older than 18). Bidvest's interest rate for the same terms is 6.96%. Over 3 months you will earn R101 more in interest at Investec compared Bidvest.
4 month fixed deposit interest rates compared
This table shows Investec's and Bidvest's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 4 month fixed deposit.
| Investment amount | Investec1 | Bidvest1 | Winner 2 |
|---|---|---|---|
| R100,000 for 18+ | 6.40% | 6.99% | - -200 |
| R250,000 for 18+ | 6.40% | 6.99% | - -500 |
| R1,000,000 for 18+ | 6.40% | 6.99% | - -2,000 |
- 1 nominal interest rate
- 2 the amount of interest you will be able earn at Investec over and above Bidvest.
A negative amount means that Bidvest offers more than Investec.
You get a 6.4% interest rate at Investec for a R1,000,000 investment in a 4 month fixed deposit (if you are older than 18). Bidvest's interest rate for the same terms is 6.99%. Over 4 months you will earn R2,000 less in interest at Investec compared Bidvest.
5 month fixed deposit interest rates compared
This table shows Investec's and Bidvest's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 5 month fixed deposit.
| Investment amount | Investec1 | Bidvest1 | Winner 2 |
|---|---|---|---|
| R100,000 for 18+ | 6.40% | 7.02% | - -264 |
| R250,000 for 18+ | 6.40% | 7.02% | - -660 |
| R1,000,000 for 18+ | 6.40% | 7.02% | - -2,642 |
- 1 nominal interest rate
- 2 the amount of interest you will be able earn at Investec over and above Bidvest.
A negative amount means that Bidvest offers more than Investec.
You get a 6.4% interest rate at Investec for a R1,000,000 investment in a 5 month fixed deposit (if you are older than 18). Bidvest's interest rate for the same terms is 7.02%. Over 5 months you will earn R2,642 less in interest at Investec compared Bidvest.
6 month fixed deposit interest rates compared
This table shows Investec's and Bidvest's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 6 month fixed deposit.
| Investment amount | Investec1 | Bidvest1 | Winner 2 |
|---|---|---|---|
| R100,000 for 18+ | 7.26% | 7.10% | + 82 |
| R250,000 for 18+ | 7.26% | 7.10% | + 206 |
| R1,000,000 for 18+ | 7.26% | 7.10% | + 824 |
- 1 nominal interest rate
- 2 the amount of interest you will be able earn at Investec over and above Bidvest.
A negative amount means that Bidvest offers more than Investec.
You get a 7.26% interest rate at Investec for a R1,000,000 investment in a 6 month fixed deposit (if you are older than 18). Bidvest's interest rate for the same terms is 7.10%. Over 6 months you will earn R824 more in interest at Investec compared Bidvest.
9 month fixed deposit interest rates compared
This table shows Investec's and Bidvest's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 9 month fixed deposit.
| Investment amount | Investec1 | Bidvest1 | Winner 2 |
|---|---|---|---|
| R100,000 for 18+ | 7.52% | 7.18% | + 268 |
| R250,000 for 18+ | 7.52% | 7.18% | + 669 |
| R1,000,000 for 18+ | 7.52% | 7.18% | + 2,678 |
- 1 nominal interest rate
- 2 the amount of interest you will be able earn at Investec over and above Bidvest.
A negative amount means that Bidvest offers more than Investec.
You get a 7.52% interest rate at Investec for a R1,000,000 investment in a 9 month fixed deposit (if you are older than 18). Bidvest's interest rate for the same terms is 7.18%. Over 9 months you will earn R2,678 more in interest at Investec compared Bidvest.
1 year fixed deposit interest rates compared
This table shows Investec's and Bidvest's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 1 year fixed deposit.
| Investment amount | Investec1 | Bidvest1 | Winner 2 |
|---|---|---|---|
| R100,000 for 18+ | 7.78% | 7.39% | + 418 |
| R250,000 for 18+ | 7.78% | 7.39% | + 1,045 |
| R1,000,000 for 18+ | 7.78% | 7.39% | + 4,180 |
- 1 nominal interest rate
- 2 the amount of interest you will be able earn at Investec over and above Bidvest.
A negative amount means that Bidvest offers more than Investec.
You get a 7.78% interest rate at Investec for a R1,000,000 investment in a 1 year fixed deposit (if you are older than 18). Bidvest's interest rate for the same terms is 7.39%. Over 12 months you will earn R4,180 more in interest at Investec compared Bidvest.
- Investec vs Absa interest rates compared
- Investec vs Access Bank Plc interest rates compared
- Investec vs African Bank interest rates compared
- Investec vs BankZero interest rates compared
- Investec vs Bidvest interest rates compared
- Investec vs Capitec interest rates compared
- Investec vs Discovery interest rates compared
- Investec vs FNB interest rates compared
- Investec vs Fedgroup interest rates compared
- Investec vs Nedbank interest rates compared
- Investec vs SA Retail Bonds interest rates compared
- Investec vs Standard Bank interest rates compared
- Investec vs TymeBank interest rates compared