Investec vs Bidvest

Interest rates compared

Last updated 1st July 2025 by Walter

Introduction

This fixed deposit comparison page compares Investec interest rates to Bidvest interest rates. All the interest rates shown are sourced from the Investec and Bidvest websites, respectively. All rates shown on this page have been converted to nominal rates! This allows for a fair comparison. Rates last updated 4th July 2025.

How do Investec fixed deposit interest rates compare to Bidvest ?

You are more likely to find better interest rates at Bidvest than Investec. Specifically, 0 out of 100 interest rates are better at Investec than Bidvest. This means you are more likely to find a better interest rate at Bidvest 100% of the time. (PS this was done by comparing all the interest rates on offer for different terms, investment amounts and age groups. Only terms which are offered by both banks are included in the comparison)

Investec
8.18%
best rate
Bidvest
8.31%
best rate

The best interest rate you can get at Investec is 8.18% for the 60-month fixed deposit. You will need a minimum deposit of R100,000 and be over the age of 55. Whilst at Bidvest, the best interest rate you can get is 8.31% for the 12-month fixed deposit. You will need a minimum deposit of R10,000 and be over the age of 55.

But how do interest rates at Investec compare to Bidvest across different terms and investment amounts?

3 month fixed deposit interest rates compared

Investec vs Bidvest

This table shows Investec's and Bidvest's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 3 month fixed deposit.

Investment amount Investec1Bidvest1 Winner 2
R100,000 for 18+
6.66%
7.70%
-
-263
R250,000 for 18+
6.86%
7.70%
-
-533
R250,000 for 18+
6.66%
7.70%
-
-657
R1,000,000 for 18+
7.11%
7.70%
-
-1,490
R1,000,000 for 18+
6.86%
7.70%
-
-2,131
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Investec over and above Bidvest.
    A negative amount means that Bidvest offers more than Investec.
How to read this table?

You get a 6.86% interest rate at Investec for a R1,000,000 investment in a 3 month fixed deposit (if you are older than 18). Bidvest's interest rate for the same terms is 7.70%. Over 3 months you will earn R2,131 less in interest at Investec compared Bidvest.

6 month fixed deposit interest rates compared

Investec vs Bidvest

This table shows Investec's and Bidvest's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 6 month fixed deposit.

Investment amount Investec1Bidvest1 Winner 2
R100,000 for 18+
7.19%
7.93%
-
-380
R100,000 for 18+
6.64%
7.93%
-
-661
R100,000 for 55+
7.34%
7.93%
-
-303
R250,000 for 18+
7.19%
7.93%
-
-951
R250,000 for 18+
6.84%
7.93%
-
-1,398
R250,000 for 18+
6.64%
7.93%
-
-1,651
R250,000 for 55+
7.34%
7.93%
-
-758
R1,000,000 for 18+
7.19%
7.93%
-
-3,804
R1,000,000 for 18+
7.09%
7.93%
-
-4,335
R1,000,000 for 18+
6.84%
7.93%
-
-5,590
R1,000,000 for 55+
7.34%
7.93%
-
-3,032
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Investec over and above Bidvest.
    A negative amount means that Bidvest offers more than Investec.
How to read this table?

You get a 7.34% interest rate at Investec for a R1,000,000 investment in a 6 month fixed deposit (if you are older than 55). Bidvest's interest rate for the same terms is 7.93%. Over 6 months you will earn R3,032 less in interest at Investec compared Bidvest.

1 year fixed deposit interest rates compared

Investec vs Bidvest

This table shows Investec's and Bidvest's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 1 year fixed deposit.

Investment amount Investec1Bidvest1 Winner 2
R100,000 for 18+
7.95%
8.21%
-
-280
R100,000 for 18+
7.22%
8.21%
-
-1,070
R100,000 for 55+
8.05%
8.31%
-
-280
R250,000 for 18+
7.95%
8.21%
-
-700
R250,000 for 18+
7.30%
8.21%
-
-2,450
R250,000 for 18+
7.22%
8.21%
-
-2,675
R250,000 for 55+
8.05%
8.31%
-
-700
R1,000,000 for 18+
7.95%
8.21%
-
-2,800
R1,000,000 for 18+
7.30%
8.21%
-
-9,800
R1,000,000 for 18+
7.30%
8.21%
-
-9,800
R1,000,000 for 55+
8.05%
8.31%
-
-2,800
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Investec over and above Bidvest.
    A negative amount means that Bidvest offers more than Investec.
How to read this table?

You get a 8.05% interest rate at Investec for a R1,000,000 investment in a 1 year fixed deposit (if you are older than 55). Bidvest's interest rate for the same terms is 8.31%. Over 12 months you will earn R2,800 less in interest at Investec compared Bidvest.