Investec
vs
Nedbank
Interest rates compared
Introduction
This fixed deposit comparison page compares Investec interest rates to Nedbank interest rates. All the interest rates shown are sourced from the Investec and Nedbank websites, respectively. All rates shown on this page have been converted to nominal rates! This allows for a fair comparison. Rates last updated 1st March 2026.
How do Investec fixed deposit interest rates compare to Nedbank ?
You are more likely to find better interest rates at Investec than Nedbank. Specifically, 60 out of 100 interest rates are better at Investec than Nedbank. This means you are more likely to find a better interest rate at Nedbank 40% of the time. (PS this was done by comparing all the interest rates on offer for different terms, investment amounts and age groups. Only terms which are offered by both banks are included in the comparison)
The best interest rate you can get at Investec is 7.78% for the 12-month fixed deposit. You will need a minimum deposit of R100,000 . Whilst at Nedbank, the best interest rate you can get is 8.05% for the 60-month fixed deposit. You will need a minimum deposit of R250,000 .
But how do interest rates at Investec compare to Nedbank across different terms and investment amounts?
3 month fixed deposit interest rates compared
This table shows Investec's and Nedbank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 3 month fixed deposit.
| Investment amount | Investec1 | Nedbank1 | Winner 2 |
|---|---|---|---|
| R100,000 for 18+ | 7.00% | 6.65% | + 88 |
| R250,000 for 18+ | 7.00% | 6.75% | + 158 |
| R1,000,000 for 18+ | 7.00% | 6.75% | + 632 |
- 1 nominal interest rate
- 2 the amount of interest you will be able earn at Investec over and above Nedbank.
A negative amount means that Nedbank offers more than Investec.
You get a 7% interest rate at Investec for a R1,000,000 investment in a 3 month fixed deposit (if you are older than 18). Nedbank's interest rate for the same terms is 6.75%. Over 3 months you will earn R632 more in interest at Investec compared Nedbank.
6 month fixed deposit interest rates compared
This table shows Investec's and Nedbank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 6 month fixed deposit.
| Investment amount | Investec1 | Nedbank1 | Winner 2 |
|---|---|---|---|
| R100,000 for 18+ | 7.26% | 6.95% | + 160 |
| R250,000 for 18+ | 7.26% | 7.10% | + 206 |
| R1,000,000 for 18+ | 7.26% | 7.10% | + 824 |
- 1 nominal interest rate
- 2 the amount of interest you will be able earn at Investec over and above Nedbank.
A negative amount means that Nedbank offers more than Investec.
You get a 7.26% interest rate at Investec for a R1,000,000 investment in a 6 month fixed deposit (if you are older than 18). Nedbank's interest rate for the same terms is 7.10%. Over 6 months you will earn R824 more in interest at Investec compared Nedbank.
1 year fixed deposit interest rates compared
This table shows Investec's and Nedbank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 1 year fixed deposit.
| Investment amount | Investec1 | Nedbank1 | Winner 2 |
|---|---|---|---|
| R100,000 for 18+ | 7.78% | 7.40% | + 407 |
| R250,000 for 18+ | 7.78% | 7.50% | + 751 |
| R1,000,000 for 18+ | 7.78% | 7.50% | + 3,002 |
- 1 nominal interest rate
- 2 the amount of interest you will be able earn at Investec over and above Nedbank.
A negative amount means that Nedbank offers more than Investec.
You get a 7.78% interest rate at Investec for a R1,000,000 investment in a 1 year fixed deposit (if you are older than 18). Nedbank's interest rate for the same terms is 7.50%. Over 12 months you will earn R3,002 more in interest at Investec compared Nedbank.
2 year fixed deposit interest rates compared
This table shows Investec's and Nedbank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 2 year fixed deposit.
| Investment amount | Investec1 | Nedbank1 | Winner 2 |
|---|---|---|---|
| R100,000 for 18+ | 6.72% | 7.30% | - -1,326 |
| R250,000 for 18+ | 6.72% | 7.40% | - -3,891 |
| R1,000,000 for 18+ | 6.72% | 7.40% | - -15,565 |
- 1 nominal interest rate
- 2 the amount of interest you will be able earn at Investec over and above Nedbank.
A negative amount means that Nedbank offers more than Investec.
You get a 6.72% interest rate at Investec for a R1,000,000 investment in a 2 year fixed deposit (if you are older than 18). Nedbank's interest rate for the same terms is 7.40%. Over 2 years you will earn R15,565 less in interest at Investec compared Nedbank.
5 year fixed deposit interest rates compared
This table shows Investec's and Nedbank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 5 year fixed deposit.
| Investment amount | Investec1 | Nedbank1 | Winner 2 |
|---|---|---|---|
| R100,000 for 18+ | 7.12% | 7.90% | - -5,636 |
| R250,000 for 18+ | 7.12% | 8.05% | - -16,861 |
| R1,000,000 for 18+ | 7.12% | 8.05% | - -67,444 |
- 1 nominal interest rate
- 2 the amount of interest you will be able earn at Investec over and above Nedbank.
A negative amount means that Nedbank offers more than Investec.
You get a 7.12% interest rate at Investec for a R1,000,000 investment in a 5 year fixed deposit (if you are older than 18). Nedbank's interest rate for the same terms is 8.05%. Over 5 years you will earn R67,444 less in interest at Investec compared Nedbank.
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