Investec
vs
Absa
Interest rates compared
Introduction
This fixed deposit comparison page compares Investec interest rates to Absa interest rates. All the interest rates shown are sourced from the Investec and Absa websites, respectively. All rates shown on this page have been converted to nominal rates! This allows for a fair comparison. Rates last updated 31st July 2026.
How do Investec fixed deposit interest rates compare to Absa ?
You are more likely to find better interest rates at Investec than Absa. Specifically, 100 out of 100 interest rates are better at Investec than Absa. This means you are more likely to find a better interest rate at Absa 0% of the time. (PS this was done by comparing all the interest rates on offer for different terms, investment amounts and age groups. Only terms which are offered by both banks are included in the comparison)
The best interest rate you can get at Investec is 8.11% for the 60-month fixed deposit. You will need a minimum deposit of R100,000 . Whilst at Absa, the best interest rate you can get is 8.05% for the 60-month fixed deposit. You will need a minimum deposit of R1,000,000 .
But how do interest rates at Investec compare to Absa across different terms and investment amounts?
1 month fixed deposit interest rates compared
This table shows Investec's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 1 month fixed deposit.
| Investment amount | Investec1 | Absa1 | Winner 2 |
|---|---|---|---|
| R100,000 for 18+ | 6.70% | 6.30% | + 33 |
| R250,000 for 18+ | 6.70% | 6.30% | + 83 |
| R1,000,000 for 18+ | 6.70% | 6.35% | + 292 |
- 1 nominal interest rate
- 2 the amount of interest you will be able earn at Investec over and above Absa.
A negative amount means that Absa offers more than Investec.
You get a 6.7% interest rate at Investec for a R1,000,000 investment in a 1 month fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 6.35%. Over 1 months you will earn R292 more in interest at Investec compared Absa.
2 month fixed deposit interest rates compared
This table shows Investec's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 2 month fixed deposit.
| Investment amount | Investec1 | Absa1 | Winner 2 |
|---|---|---|---|
| R100,000 for 18+ | 6.71% | 6.00% | + 119 |
| R250,000 for 18+ | 6.71% | 6.00% | + 297 |
| R1,000,000 for 18+ | 6.71% | 6.05% | + 1,106 |
- 1 nominal interest rate
- 2 the amount of interest you will be able earn at Investec over and above Absa.
A negative amount means that Absa offers more than Investec.
You get a 6.71% interest rate at Investec for a R1,000,000 investment in a 2 month fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 6.05%. Over 2 months you will earn R1,106 more in interest at Investec compared Absa.
3 month fixed deposit interest rates compared
This table shows Investec's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 3 month fixed deposit.
| Investment amount | Investec1 | Absa1 | Winner 2 |
|---|---|---|---|
| R100,000 for 18+ | 7.25% | 6.25% | + 253 |
| R250,000 for 18+ | 7.25% | 6.25% | + 632 |
| R1,000,000 for 18+ | 7.25% | 6.35% | + 2,276 |
- 1 nominal interest rate
- 2 the amount of interest you will be able earn at Investec over and above Absa.
A negative amount means that Absa offers more than Investec.
You get a 7.25% interest rate at Investec for a R1,000,000 investment in a 3 month fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 6.35%. Over 3 months you will earn R2,276 more in interest at Investec compared Absa.
4 month fixed deposit interest rates compared
This table shows Investec's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 4 month fixed deposit.
| Investment amount | Investec1 | Absa1 | Winner 2 |
|---|---|---|---|
| R100,000 for 18+ | 6.77% | 6.00% | + 261 |
| R250,000 for 18+ | 6.77% | 6.00% | + 652 |
| R1,000,000 for 18+ | 6.77% | 6.10% | + 2,269 |
- 1 nominal interest rate
- 2 the amount of interest you will be able earn at Investec over and above Absa.
A negative amount means that Absa offers more than Investec.
You get a 6.77% interest rate at Investec for a R1,000,000 investment in a 4 month fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 6.10%. Over 4 months you will earn R2,269 more in interest at Investec compared Absa.
5 month fixed deposit interest rates compared
This table shows Investec's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 5 month fixed deposit.
| Investment amount | Investec1 | Absa1 | Winner 2 |
|---|---|---|---|
| R100,000 for 18+ | 6.89% | 6.00% | + 379 |
| R250,000 for 18+ | 6.89% | 6.00% | + 947 |
| R1,000,000 for 18+ | 6.89% | 6.10% | + 3,364 |
- 1 nominal interest rate
- 2 the amount of interest you will be able earn at Investec over and above Absa.
A negative amount means that Absa offers more than Investec.
You get a 6.89% interest rate at Investec for a R1,000,000 investment in a 5 month fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 6.10%. Over 5 months you will earn R3,364 more in interest at Investec compared Absa.
6 month fixed deposit interest rates compared
This table shows Investec's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 6 month fixed deposit.
| Investment amount | Investec1 | Absa1 | Winner 2 |
|---|---|---|---|
| R100,000 for 18+ | 7.51% | 7.10% | + 211 |
| R250,000 for 18+ | 7.51% | 7.10% | + 528 |
| R1,000,000 for 18+ | 7.51% | 7.10% | + 2,113 |
- 1 nominal interest rate
- 2 the amount of interest you will be able earn at Investec over and above Absa.
A negative amount means that Absa offers more than Investec.
You get a 7.51% interest rate at Investec for a R1,000,000 investment in a 6 month fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 7.10%. Over 6 months you will earn R2,113 more in interest at Investec compared Absa.
9 month fixed deposit interest rates compared
This table shows Investec's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 9 month fixed deposit.
| Investment amount | Investec1 | Absa1 | Winner 2 |
|---|---|---|---|
| R100,000 for 18+ | 7.77% | 7.15% | + 489 |
| R250,000 for 18+ | 7.77% | 7.15% | + 1,222 |
| R1,000,000 for 18+ | 7.77% | 7.15% | + 4,886 |
- 1 nominal interest rate
- 2 the amount of interest you will be able earn at Investec over and above Absa.
A negative amount means that Absa offers more than Investec.
You get a 7.77% interest rate at Investec for a R1,000,000 investment in a 9 month fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 7.15%. Over 9 months you will earn R4,886 more in interest at Investec compared Absa.
1 year fixed deposit interest rates compared
This table shows Investec's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 1 year fixed deposit.
| Investment amount | Investec1 | Absa1 | Winner 2 |
|---|---|---|---|
| R100,000 for 18+ | 8.03% | 7.60% | + 462 |
| R250,000 for 18+ | 8.03% | 7.60% | + 1,155 |
| R1,000,000 for 18+ | 8.03% | 7.60% | + 4,618 |
- 1 nominal interest rate
- 2 the amount of interest you will be able earn at Investec over and above Absa.
A negative amount means that Absa offers more than Investec.
You get a 8.03% interest rate at Investec for a R1,000,000 investment in a 1 year fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 7.60%. Over 12 months you will earn R4,618 more in interest at Investec compared Absa.
2 year fixed deposit interest rates compared
This table shows Investec's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 2 year fixed deposit.
| Investment amount | Investec1 | Absa1 | Winner 2 |
|---|---|---|---|
| R100,000 for 18+ | 7.66% | 7.50% | + 370 |
| R250,000 for 18+ | 7.66% | 7.50% | + 925 |
| R1,000,000 for 18+ | 7.66% | 7.60% | + 1,388 |
- 1 nominal interest rate
- 2 the amount of interest you will be able earn at Investec over and above Absa.
A negative amount means that Absa offers more than Investec.
You get a 7.66% interest rate at Investec for a R1,000,000 investment in a 2 year fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 7.60%. Over 2 years you will earn R1,388 more in interest at Investec compared Absa.
5 year fixed deposit interest rates compared
This table shows Investec's and Absa's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 5 year fixed deposit.
| Investment amount | Investec1 | Absa1 | Winner 2 |
|---|---|---|---|
| R100,000 for 18+ | 8.11% | 7.90% | + 1,554 |
| R250,000 for 18+ | 8.11% | 7.90% | + 3,886 |
| R1,000,000 for 18+ | 8.11% | 8.05% | + 4,457 |
- 1 nominal interest rate
- 2 the amount of interest you will be able earn at Investec over and above Absa.
A negative amount means that Absa offers more than Investec.
You get a 8.11% interest rate at Investec for a R1,000,000 investment in a 5 year fixed deposit (if you are older than 18). Absa's interest rate for the same terms is 8.05%. Over 5 years you will earn R4,457 more in interest at Investec compared Absa.
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