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Best 3 year Fixed Deposit Rates for March 2026 | R100,000 investment
These are the best 3 year fixed deposit rates for individuals younger than 55 looking to invest R100,000.
| # | Bank | Min Age | Min Deposit | Nominal | Total interest * |
|---|---|---|---|---|---|
| 1 | African Bank Fixed Deposit | 18 | R50k | 7.87% | R126.5k |
| 2 | Access Bank Fixed Deposit | 18 | R25k | 7.6% | R125.5k |
| 3 | Nedbank Platinum Fixed Deposit | 18 | R100k | 7.35% | R124.6k |
| 4 | SA Retail Bonds Fixed Rates | 18 | R1 | 7.25% | R123.8k |
| 5 | Capitec Fixed-Term Savings | 18 | R50k | 7.1% | R123.7k |
| 6 | Nedbank Electronic Fixed Deposit | 18 | R25k | 7% | R123.3k |
| 7 | Discovery Fixed Deposit Account | 18 | R10k | 6.95% | R123.1k |
| 8 | Absa Dynamic Fixed Deposit | 18 | R100k | 6.75% | R122.4k |
| 9 | Standard Bank Fixed Deposit | 18 | R100k | 6.66% | R122.1k |
| 10 | Absa Standard Digital Bonus Fixed Deposit | 18 | R100k | 6.55% | R121.6k |
| 11 | FNB Fixed Deposit | 18 | R10k | 6.5% | R121.5k |
| 12 | SA Retail Bonds Inflation Linked | 18 | R1 | 5% | R116.0k |
(*) Total interest: estimated total interest earned for a R100,000
investment. Interest paid out at maturity