Access Bank Plc vs Sasfin

Interest rates compared

Last updated 2nd April 2025 by Walter

Introduction

This fixed deposit comparison page compares Access Bank Plc interest rates to Sasfin interest rates. All the interest rates shown are sourced from the Access Bank Plc and Sasfin websites, respectively. All rates shown on this page have been converted to nominal rates! This allows for a fair comparison. Rates last updated 2nd April 2025.

How do Access Bank Plc fixed deposit interest rates compare to Sasfin ?

You are more likely to find better interest rates at Access Bank Plc than Sasfin. Specifically, 100 out of 100 interest rates are better at Access Bank Plc than Sasfin. This means you are more likely to find a better interest rate at Sasfin 0% of the time. (PS this was done by comparing all the interest rates on offer for different terms, investment amounts and age groups. Only terms which are offered by both banks are included in the comparison)

Access Bank Plc
9.50%
best rate
Sasfin
7.96%
best rate

The best interest rate you can get at Access Bank Plc is 9.5% for the 60-month fixed deposit. You will need a minimum deposit of R500 . Whilst at Sasfin, the best interest rate you can get is 7.96% for the 9-month fixed deposit. You will need a minimum deposit of R20,000 .

But how do interest rates at Access Bank Plc compare to Sasfin across different terms and investment amounts?

6 month fixed deposit interest rates compared

Access Bank Plc vs Sasfin

This table shows Access Bank Plc's and Sasfin's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 6 month fixed deposit.

Investment amount Access Bank Plc1Sasfin1 Winner 2
R100,000 for 18+
8.35%
7.85%
+
259
R100,000 for 55+
8.35%
7.85%
+
259
R250,000 for 18+
8.35%
7.85%
+
648
R250,000 for 55+
8.35%
7.85%
+
648
R1,000,000 for 18+
8.35%
7.85%
+
2,593
R1,000,000 for 55+
8.35%
7.85%
+
2,593
R5,000,000 for 18+
8.35%
7.85%
+
12,966
R5,000,000 for 55+
8.35%
7.85%
+
12,966
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Access Bank Plc over and above Sasfin.
    A negative amount means that Sasfin offers more than Access Bank Plc.
How to read this table?

You get a 8.35% interest rate at Access Bank Plc for a R5,000,000 investment in a 6 month fixed deposit (if you are older than 55). Sasfin's interest rate for the same terms is 7.85%. Over 6 months you will earn R12,966 more in interest at Access Bank Plc compared Sasfin.

How do Access Bank Plc interest rates compare to other banks?