GoTyme Bank vs Bidvest

Interest rates compared

Last updated 1st July 2026 by Walter

Introduction

This fixed deposit comparison page compares GoTyme Bank interest rates to Bidvest interest rates. All the interest rates shown are sourced from the GoTyme Bank and Bidvest websites, respectively. All rates shown on this page have been converted to nominal rates! This allows for a fair comparison. Rates last updated 1st July 2026.

How do GoTyme Bank fixed deposit interest rates compare to Bidvest ?

You are more likely to find better interest rates at GoTyme Bank than Bidvest. Specifically, 100 out of 100 interest rates are better at GoTyme Bank than Bidvest. This means you are more likely to find a better interest rate at Bidvest 0% of the time. (PS this was done by comparing all the interest rates on offer for different terms, investment amounts and age groups. Only terms which are offered by both banks are included in the comparison)

GoTyme Bank
8.42%
best rate
Bidvest
7.72%
best rate

The best interest rate you can get at GoTyme Bank is 8.4175% for the 12-month fixed deposit. You will need a minimum deposit of R1 . Whilst at Bidvest, the best interest rate you can get is 7.72% for the 12-month fixed deposit. You will need a minimum deposit of R1 .

But how do interest rates at GoTyme Bank compare to Bidvest across different terms and investment amounts?

3 month fixed deposit interest rates compared

GoTyme Bank vs Bidvest

This table shows GoTyme Bank's and Bidvest's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 3 month fixed deposit.

Investment amount GoTyme Bank1Bidvest1 Winner 2
R10,000 for 18+
7.70%
7.06%
+
16
R100,000 for 18+
7.70%
7.06%
+
163
R250,000 for 18+
7.70%
7.06%
+
406
R1,000,000 for 18+
7.70%
7.06%
+
1,625
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at GoTyme Bank over and above Bidvest.
    A negative amount means that Bidvest offers more than GoTyme Bank.
How to read this table?

You get a 7.7022% interest rate at GoTyme Bank for a R1,000,000 investment in a 3 month fixed deposit (if you are older than 18). Bidvest's interest rate for the same terms is 7.06%. Over 3 months you will earn R1,625 more in interest at GoTyme Bank compared Bidvest.

6 month fixed deposit interest rates compared

GoTyme Bank vs Bidvest

This table shows GoTyme Bank's and Bidvest's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 6 month fixed deposit.

Investment amount GoTyme Bank1Bidvest1 Winner 2
R10,000 for 18+
8.11%
7.24%
+
45
R100,000 for 18+
8.11%
7.24%
+
450
R250,000 for 18+
8.11%
7.24%
+
1,125
R1,000,000 for 18+
8.11%
7.24%
+
4,499
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at GoTyme Bank over and above Bidvest.
    A negative amount means that Bidvest offers more than GoTyme Bank.
How to read this table?

You get a 8.1115% interest rate at GoTyme Bank for a R1,000,000 investment in a 6 month fixed deposit (if you are older than 18). Bidvest's interest rate for the same terms is 7.24%. Over 6 months you will earn R4,499 more in interest at GoTyme Bank compared Bidvest.

1 year fixed deposit interest rates compared

GoTyme Bank vs Bidvest

This table shows GoTyme Bank's and Bidvest's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 1 year fixed deposit.

Investment amount GoTyme Bank1Bidvest1 Winner 2
R10,000 for 18+
8.42%
7.72%
+
75
R100,000 for 18+
8.42%
7.72%
+
751
R250,000 for 18+
8.42%
7.72%
+
1,877
R1,000,000 for 18+
8.42%
7.72%
+
7,509
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at GoTyme Bank over and above Bidvest.
    A negative amount means that Bidvest offers more than GoTyme Bank.
How to read this table?

You get a 8.4175% interest rate at GoTyme Bank for a R1,000,000 investment in a 1 year fixed deposit (if you are older than 18). Bidvest's interest rate for the same terms is 7.72%. Over 12 months you will earn R7,509 more in interest at GoTyme Bank compared Bidvest.

How do GoTyme Bank interest rates compare to other banks?