GoTyme Bank
vs
Investec
Interest rates compared
Introduction
This fixed deposit comparison page compares GoTyme Bank interest rates to Investec interest rates. All the interest rates shown are sourced from the GoTyme Bank and Investec websites, respectively. All rates shown on this page have been converted to nominal rates! This allows for a fair comparison. Rates last updated 1st July 2026.
How do GoTyme Bank fixed deposit interest rates compare to Investec ?
You are more likely to find better interest rates at GoTyme Bank than Investec. Specifically, 100 out of 100 interest rates are better at GoTyme Bank than Investec. This means you are more likely to find a better interest rate at Investec 0% of the time. (PS this was done by comparing all the interest rates on offer for different terms, investment amounts and age groups. Only terms which are offered by both banks are included in the comparison)
The best interest rate you can get at GoTyme Bank is 8.5193% for the 24-month fixed deposit. You will need a minimum deposit of R1 . Whilst at Investec, the best interest rate you can get is 8.03% for the 12-month fixed deposit. You will need a minimum deposit of R100,000 .
But how do interest rates at GoTyme Bank compare to Investec across different terms and investment amounts?
3 month fixed deposit interest rates compared
This table shows GoTyme Bank's and Investec's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 3 month fixed deposit.
| Investment amount | GoTyme Bank1 | Investec1 | Winner 2 |
|---|---|---|---|
| R100,000 for 18+ | 7.70% | 7.25% | + 114 |
| R250,000 for 18+ | 7.70% | 7.25% | + 286 |
| R1,000,000 for 18+ | 7.70% | 7.25% | + 1,145 |
- 1 nominal interest rate
- 2 the amount of interest you will be able earn at GoTyme Bank over and above Investec.
A negative amount means that Investec offers more than GoTyme Bank.
You get a 7.7022% interest rate at GoTyme Bank for a R1,000,000 investment in a 3 month fixed deposit (if you are older than 18). Investec's interest rate for the same terms is 7.25%. Over 3 months you will earn R1,145 more in interest at GoTyme Bank compared Investec.
6 month fixed deposit interest rates compared
This table shows GoTyme Bank's and Investec's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 6 month fixed deposit.
| Investment amount | GoTyme Bank1 | Investec1 | Winner 2 |
|---|---|---|---|
| R100,000 for 18+ | 8.11% | 7.51% | + 311 |
| R250,000 for 18+ | 8.11% | 7.51% | + 777 |
| R1,000,000 for 18+ | 8.11% | 7.51% | + 3,107 |
- 1 nominal interest rate
- 2 the amount of interest you will be able earn at GoTyme Bank over and above Investec.
A negative amount means that Investec offers more than GoTyme Bank.
You get a 8.1115% interest rate at GoTyme Bank for a R1,000,000 investment in a 6 month fixed deposit (if you are older than 18). Investec's interest rate for the same terms is 7.51%. Over 6 months you will earn R3,107 more in interest at GoTyme Bank compared Investec.
1 year fixed deposit interest rates compared
This table shows GoTyme Bank's and Investec's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 1 year fixed deposit.
| Investment amount | GoTyme Bank1 | Investec1 | Winner 2 |
|---|---|---|---|
| R100,000 for 18+ | 8.42% | 8.03% | + 418 |
| R250,000 for 18+ | 8.42% | 8.03% | + 1,044 |
| R1,000,000 for 18+ | 8.42% | 8.03% | + 4,177 |
- 1 nominal interest rate
- 2 the amount of interest you will be able earn at GoTyme Bank over and above Investec.
A negative amount means that Investec offers more than GoTyme Bank.
You get a 8.4175% interest rate at GoTyme Bank for a R1,000,000 investment in a 1 year fixed deposit (if you are older than 18). Investec's interest rate for the same terms is 8.03%. Over 12 months you will earn R4,177 more in interest at GoTyme Bank compared Investec.
2 year fixed deposit interest rates compared
This table shows GoTyme Bank's and Investec's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 2 year fixed deposit.
| Investment amount | GoTyme Bank1 | Investec1 | Winner 2 |
|---|---|---|---|
| R100,000 for 18+ | 8.52% | 7.45% | + 2,491 |
| R250,000 for 18+ | 8.52% | 7.45% | + 6,228 |
| R1,000,000 for 18+ | 8.52% | 7.45% | + 24,910 |
- 1 nominal interest rate
- 2 the amount of interest you will be able earn at GoTyme Bank over and above Investec.
A negative amount means that Investec offers more than GoTyme Bank.
You get a 8.5193% interest rate at GoTyme Bank for a R1,000,000 investment in a 2 year fixed deposit (if you are older than 18). Investec's interest rate for the same terms is 7.45%. Over 2 years you will earn R24,910 more in interest at GoTyme Bank compared Investec.
- GoTyme Bank vs Absa interest rates compared
- GoTyme Bank vs Access Bank Plc interest rates compared
- GoTyme Bank vs African Bank interest rates compared
- GoTyme Bank vs BankZero interest rates compared
- GoTyme Bank vs Bidvest interest rates compared
- GoTyme Bank vs Capitec interest rates compared
- GoTyme Bank vs Discovery interest rates compared
- GoTyme Bank vs FNB interest rates compared
- GoTyme Bank vs Fedgroup interest rates compared
- GoTyme Bank vs Investec interest rates compared
- GoTyme Bank vs Nedbank interest rates compared
- GoTyme Bank vs SA Retail Bonds interest rates compared
- GoTyme Bank vs Standard Bank interest rates compared