TymeBank vs Investec

Interest rates compared

Last updated 2nd February 2025 by Walter

Introduction

This fixed deposit comparison page compares TymeBank interest rates to Investec interest rates. All the interest rates shown are sourced from the TymeBank and Investec websites, respectively. All rates shown on this page have been converted to nominal rates! This allows for a fair comparison. Rates last updated 2nd February 2025.

How do TymeBank fixed deposit interest rates compare to Investec ?

You are more likely to find better interest rates at TymeBank than Investec. Specifically, 85 out of 100 interest rates are better at TymeBank than Investec. This means you are more likely to find a better interest rate at Investec 15% of the time. (PS this was done by comparing all the interest rates on offer for different terms, investment amounts and age groups. Only terms which are offered by both banks are included in the comparison)

TymeBank
8.65%
best rate
Investec
8.70%
best rate

The best interest rate you can get at TymeBank is 8.65% for the 12-month fixed deposit. You will need a minimum deposit of R1 . Whilst at Investec, the best interest rate you can get is 8.7% for the 60-month fixed deposit. You will need a minimum deposit of R100,000 and be over the age of 55.

But how do interest rates at TymeBank compare to Investec across different terms and investment amounts?

3 month fixed deposit interest rates compared

TymeBank vs Investec

This table shows TymeBank's and Investec's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 3 month fixed deposit.

Investment amount TymeBank1Investec1 Winner 2
R100,000 for 18+
6.96%
6.93%
+
9
R250,000 for 18+
6.96%
7.13%
-
-107
R1,000,000 for 18+
6.96%
7.38%
-
-1,043
R5,000,000 for 18+
6.96%
7.38%
-
-5,213
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at TymeBank over and above Investec.
    A negative amount means that Investec offers more than TymeBank.
How to read this table?

You get a 6.96% interest rate at TymeBank for a R5,000,000 investment in a 3 month fixed deposit (if you are older than 18). Investec's interest rate for the same terms is 7.38%. Over 3 months you will earn R5,213 less in interest at TymeBank compared Investec.

6 month fixed deposit interest rates compared

TymeBank vs Investec

This table shows TymeBank's and Investec's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 6 month fixed deposit.

Investment amount TymeBank1Investec1 Winner 2
R100,000 for 18+
7.87%
7.58%
+
149
R100,000 for 55+
7.87%
7.73%
+
72
R250,000 for 18+
7.87%
7.58%
+
373
R250,000 for 55+
7.87%
7.73%
+
180
R1,000,000 for 18+
7.87%
7.58%
+
1,491
R1,000,000 for 55+
7.87%
7.73%
+
721
R5,000,000 for 18+
7.87%
7.58%
+
7,457
R5,000,000 for 55+
7.87%
7.73%
+
3,607
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at TymeBank over and above Investec.
    A negative amount means that Investec offers more than TymeBank.
How to read this table?

You get a 7.87% interest rate at TymeBank for a R5,000,000 investment in a 6 month fixed deposit (if you are older than 55). Investec's interest rate for the same terms is 7.73%. Over 6 months you will earn R3,607 more in interest at TymeBank compared Investec.

1 year fixed deposit interest rates compared

TymeBank vs Investec

This table shows TymeBank's and Investec's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 1 year fixed deposit.

Investment amount TymeBank1Investec1 Winner 2
R100,000 for 18+
8.65%
8.10%
+
590
R100,000 for 55+
8.65%
8.30%
+
380
R250,000 for 18+
8.65%
8.10%
+
1,475
R250,000 for 55+
8.65%
8.30%
+
950
R1,000,000 for 18+
8.65%
8.10%
+
5,900
R1,000,000 for 55+
8.65%
8.30%
+
3,800
R5,000,000 for 18+
8.65%
8.10%
+
29,500
R5,000,000 for 55+
8.65%
8.30%
+
19,000
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at TymeBank over and above Investec.
    A negative amount means that Investec offers more than TymeBank.
How to read this table?

You get a 8.65% interest rate at TymeBank for a R5,000,000 investment in a 1 year fixed deposit (if you are older than 55). Investec's interest rate for the same terms is 8.30%. Over 12 months you will earn R19,000 more in interest at TymeBank compared Investec.

How do TymeBank interest rates compare to other banks?