TymeBank vs FNB

Interest rates compared

Last updated 1st March 2026 by Walter

Introduction

This fixed deposit comparison page compares TymeBank interest rates to FNB interest rates. All the interest rates shown are sourced from the TymeBank and FNB websites, respectively. All rates shown on this page have been converted to nominal rates! This allows for a fair comparison. Rates last updated 1st March 2026.

How do TymeBank fixed deposit interest rates compare to FNB ?

You are more likely to find better interest rates at TymeBank than FNB. Specifically, 100 out of 100 interest rates are better at TymeBank than FNB. This means you are more likely to find a better interest rate at FNB 0% of the time. (PS this was done by comparing all the interest rates on offer for different terms, investment amounts and age groups. Only terms which are offered by both banks are included in the comparison)

TymeBank
8.75%
best rate
FNB
6.80%
best rate

The best interest rate you can get at TymeBank is 8.75% for the 12-month fixed deposit. You will need a minimum deposit of R1 . Whilst at FNB, the best interest rate you can get is 6.8% for the 12-month fixed deposit. You will need a minimum deposit of R1,000,000 .

But how do interest rates at TymeBank compare to FNB across different terms and investment amounts?

3 month fixed deposit interest rates compared

TymeBank vs FNB

This table shows TymeBank's and FNB's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 3 month fixed deposit.

Investment amount TymeBank1FNB1 Winner 2
R10,000 for 18+
7.75%
5.90%
+
47
R100,000 for 18+
7.75%
5.90%
+
468
R250,000 for 18+
7.75%
6.00%
+
1,106
R1,000,000 for 18+
7.75%
6.20%
+
3,920
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at TymeBank over and above FNB.
    A negative amount means that FNB offers more than TymeBank.
How to read this table?

You get a 7.75% interest rate at TymeBank for a R1,000,000 investment in a 3 month fixed deposit (if you are older than 18). FNB's interest rate for the same terms is 6.20%. Over 3 months you will earn R3,920 more in interest at TymeBank compared FNB.

6 month fixed deposit interest rates compared

TymeBank vs FNB

This table shows TymeBank's and FNB's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 6 month fixed deposit.

Investment amount TymeBank1FNB1 Winner 2
R10,000 for 18+
8.25%
6.15%
+
108
R100,000 for 18+
8.25%
6.15%
+
1,082
R250,000 for 18+
8.25%
6.25%
+
2,576
R1,000,000 for 18+
8.25%
6.45%
+
9,279
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at TymeBank over and above FNB.
    A negative amount means that FNB offers more than TymeBank.
How to read this table?

You get a 8.25% interest rate at TymeBank for a R1,000,000 investment in a 6 month fixed deposit (if you are older than 18). FNB's interest rate for the same terms is 6.45%. Over 6 months you will earn R9,279 more in interest at TymeBank compared FNB.

1 year fixed deposit interest rates compared

TymeBank vs FNB

This table shows TymeBank's and FNB's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 1 year fixed deposit.

Investment amount TymeBank1FNB1 Winner 2
R10,000 for 18+
8.75%
6.50%
+
241
R100,000 for 18+
8.75%
6.50%
+
2,412
R250,000 for 18+
8.75%
6.60%
+
5,766
R1,000,000 for 18+
8.75%
6.80%
+
20,936
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at TymeBank over and above FNB.
    A negative amount means that FNB offers more than TymeBank.
How to read this table?

You get a 8.75% interest rate at TymeBank for a R1,000,000 investment in a 1 year fixed deposit (if you are older than 18). FNB's interest rate for the same terms is 6.80%. Over 12 months you will earn R20,936 more in interest at TymeBank compared FNB.

How do TymeBank interest rates compare to other banks?