TymeBank vs Standard Bank

Interest rates compared

Last updated 1st March 2026 by Walter

Introduction

This fixed deposit comparison page compares TymeBank interest rates to Standard Bank interest rates. All the interest rates shown are sourced from the TymeBank and Standard Bank websites, respectively. All rates shown on this page have been converted to nominal rates! This allows for a fair comparison. Rates last updated 1st March 2026.

How do TymeBank fixed deposit interest rates compare to Standard Bank ?

You are more likely to find better interest rates at TymeBank than Standard Bank. Specifically, 100 out of 100 interest rates are better at TymeBank than Standard Bank. This means you are more likely to find a better interest rate at Standard Bank 0% of the time. (PS this was done by comparing all the interest rates on offer for different terms, investment amounts and age groups. Only terms which are offered by both banks are included in the comparison)

TymeBank
8.75%
best rate
Standard Bank
6.38%
best rate

The best interest rate you can get at TymeBank is 8.75% for the 12-month fixed deposit. You will need a minimum deposit of R1 . Whilst at Standard Bank, the best interest rate you can get is 6.383860066844527% for the 12-month fixed deposit. You will need a minimum deposit of R1,000,000 .

But how do interest rates at TymeBank compare to Standard Bank across different terms and investment amounts?

3 month fixed deposit interest rates compared

TymeBank vs Standard Bank

This table shows TymeBank's and Standard Bank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 3 month fixed deposit.

Investment amount TymeBank1Standard Bank1 Winner 2
R10,000 for 18+
7.75%
5.70%
+
52
R100,000 for 18+
7.75%
6.21%
+
388
R250,000 for 18+
7.75%
6.21%
+
971
R1,000,000 for 18+
7.75%
6.31%
+
3,644
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at TymeBank over and above Standard Bank.
    A negative amount means that Standard Bank offers more than TymeBank.
How to read this table?

You get a 7.75% interest rate at TymeBank for a R1,000,000 investment in a 3 month fixed deposit (if you are older than 18). Standard Bank's interest rate for the same terms is 6.31%. Over 3 months you will earn R3,644 more in interest at TymeBank compared Standard Bank.

6 month fixed deposit interest rates compared

TymeBank vs Standard Bank

This table shows TymeBank's and Standard Bank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 6 month fixed deposit.

Investment amount TymeBank1Standard Bank1 Winner 2
R10,000 for 18+
8.25%
5.72%
+
130
R100,000 for 18+
8.25%
6.23%
+
1,039
R250,000 for 18+
8.25%
6.23%
+
2,597
R1,000,000 for 18+
8.25%
6.33%
+
9,904
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at TymeBank over and above Standard Bank.
    A negative amount means that Standard Bank offers more than TymeBank.
How to read this table?

You get a 8.25% interest rate at TymeBank for a R1,000,000 investment in a 6 month fixed deposit (if you are older than 18). Standard Bank's interest rate for the same terms is 6.33%. Over 6 months you will earn R9,904 more in interest at TymeBank compared Standard Bank.

1 year fixed deposit interest rates compared

TymeBank vs Standard Bank

This table shows TymeBank's and Standard Bank's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 1 year fixed deposit.

Investment amount TymeBank1Standard Bank1 Winner 2
R10,000 for 18+
8.75%
5.79%
+
316
R100,000 for 18+
8.75%
6.29%
+
2,636
R250,000 for 18+
8.75%
6.29%
+
6,589
R1,000,000 for 18+
8.75%
6.38%
+
25,356
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at TymeBank over and above Standard Bank.
    A negative amount means that Standard Bank offers more than TymeBank.
How to read this table?

You get a 8.75% interest rate at TymeBank for a R1,000,000 investment in a 1 year fixed deposit (if you are older than 18). Standard Bank's interest rate for the same terms is 6.38%. Over 12 months you will earn R25,356 more in interest at TymeBank compared Standard Bank.

How do TymeBank interest rates compare to other banks?