Investec vs Sasfin

Interest rates compared

Last updated 2nd September 2024 by Walter

Introduction

This fixed deposit comparison page compares Investec interest rates to Sasfin interest rates. All the interest rates shown are sourced from the Investec and Sasfin websites, respectively. All rates shown on this page have been converted to nominal rates! This allows for a fair comparison. Rates last updated 2nd September 2024.

How do Investec fixed deposit interest rates compare to Sasfin ?

You are more likely to find better interest rates at Sasfin than Investec. Specifically, 0 out of 100 interest rates are better at Investec than Sasfin. This means you are more likely to find a better interest rate at Sasfin 100% of the time. (PS this was done by comparing all the interest rates on offer for different terms, investment amounts and age groups. Only terms which are offered by both banks are included in the comparison)

Investec
9.10%
best rate
Sasfin
10.25%
best rate

The best interest rate you can get at Investec is 9.1% for the 12-month fixed deposit. You will need a minimum deposit of R100,000 and be over the age of 55. Whilst at Sasfin, the best interest rate you can get is 10.25% for the 60-month fixed deposit. You will need a minimum deposit of R20,000 .

But how do interest rates at Investec compare to Sasfin across different terms and investment amounts?

6 month fixed deposit interest rates compared

Investec vs Sasfin

This table shows Investec's and Sasfin's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 6 month fixed deposit.

Investment amount Investec1Sasfin1 Winner 2
R100,000 for 18+
8.26%
8.66%
-
-206
R100,000 for 55+
8.41%
8.66%
-
-129
R250,000 for 18+
8.26%
8.66%
-
-515
R250,000 for 55+
8.41%
8.66%
-
-323
R1,000,000 for 18+
8.26%
8.66%
-
-2,061
R1,000,000 for 55+
8.41%
8.66%
-
-1,294
R5,000,000 for 18+
8.26%
8.66%
-
-10,306
R5,000,000 for 55+
8.41%
8.66%
-
-6,469
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Investec over and above Sasfin.
    A negative amount means that Sasfin offers more than Investec.
How to read this table?

You get a 8.41% interest rate at Investec for a R5,000,000 investment in a 6 month fixed deposit (if you are older than 55). Sasfin's interest rate for the same terms is 8.66%. Over 6 months you will earn R6,469 less in interest at Investec compared Sasfin.

1 year fixed deposit interest rates compared

Investec vs Sasfin

This table shows Investec's and Sasfin's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 1 year fixed deposit.

Investment amount Investec1Sasfin1 Winner 2
R100,000 for 18+
8.95%
9.50%
-
-590
R100,000 for 55+
9.10%
9.50%
-
-430
R250,000 for 18+
8.95%
9.50%
-
-1,475
R250,000 for 55+
9.10%
9.50%
-
-1,075
R1,000,000 for 18+
8.95%
9.50%
-
-5,900
R1,000,000 for 55+
9.10%
9.50%
-
-4,300
R5,000,000 for 18+
8.95%
9.50%
-
-29,500
R5,000,000 for 55+
9.10%
9.50%
-
-21,500
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Investec over and above Sasfin.
    A negative amount means that Sasfin offers more than Investec.
How to read this table?

You get a 9.1% interest rate at Investec for a R5,000,000 investment in a 1 year fixed deposit (if you are older than 55). Sasfin's interest rate for the same terms is 9.50%. Over 12 months you will earn R21,500 less in interest at Investec compared Sasfin.

5 year fixed deposit interest rates compared

Investec vs Sasfin

This table shows Investec's and Sasfin's interest rates for a R10,000, R100,000, R250,000 and R1,000,000 investment in a 5 year fixed deposit.

Investment amount Investec1Sasfin1 Winner 2
R100,000 for 18+
8.61%
10.25%
-
-13,036
R100,000 for 55+
8.91%
10.25%
-
-10,768
R250,000 for 18+
8.61%
10.25%
-
-32,591
R250,000 for 55+
8.91%
10.25%
-
-26,920
R1,000,000 for 18+
8.61%
10.25%
-
-130,365
R1,000,000 for 55+
8.91%
10.25%
-
-107,680
R5,000,000 for 18+
8.61%
10.25%
-
-651,823
R5,000,000 for 55+
8.91%
10.25%
-
-538,398
  • 1 nominal interest rate
  • 2 the amount of interest you will be able earn at Investec over and above Sasfin.
    A negative amount means that Sasfin offers more than Investec.
How to read this table?

You get a 8.91% interest rate at Investec for a R5,000,000 investment in a 5 year fixed deposit (if you are older than 55). Sasfin's interest rate for the same terms is 10.25%. Over 5 years you will earn R538,398 less in interest at Investec compared Sasfin.

How do Investec interest rates compare to other banks?